CAMPO
ActiveSummary
CAMPO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 51% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency71▼-13
Growth49=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.71 against 1.94 in 2024; short-term debt: 53.9% and cash: 21.8% of total assets), and 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d late
2023
1 d late
2022
10 d late
2021
25 d late
2020
12 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€30k▼ 10.3%
2022 · €33k
2018: €26k
2019: €27k
2020: €26k
2021: €27k
2022: €33k
2018 → 2023
EBIT margin
-8.8%▼ 13.5pp
2022 · 4.6%
2018: 30.2%
2019: 21.7%
2020: 14.9%
2021: 6.6%
2022: 4.6%
2018 → 2023
Net result
€2k▼ 72.7%
2024 · €6k
2018: €7k
2019: €5k
2020: €4k
2021: €481
2022: €274
2023: €-3k
2024: €6k
2018 → 2025
Working capital
€-5k
2024 · €9k
2018: €7k
2019: €11k
2020: €13k
2021: €11k
2022: €11k
2023: €7k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€27k-€33k▲ 25.4%€30k▼ 10.3%
Equity€17k-€17k▲ 1.6%€14k▼ 18.2%€14k▲ 0.3%€14k▲ 1.1%
Operating result€2k-€2k▼ 12.6%€-3k€8k€3k▼ 58.3%
Net result€481-€274▼ 43.0%€-3k€6k€2k▼ 72.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€19k ▲ 284%
Current assets
€12k ▼ 37.0%
Equity and liabilities €31k
Equity
€14k ▲ 1.1%
Debt
€17k ▲ 71.2%
Debt's share of the balance-sheet total rises from 40.8% to 53.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €10k
Cash flow
€7k▼
2024 · €8k
Current ratio
0.71▼
2024 · 1.94
Debt to equity
1.17▲
2024 · 0.69
ROE
11.7%▼
2024 · 43.1%
ROA
5.4%▼
2024 · 25.5%
Interest coverage
21.14▼
2024 · 49.34
Debt ≤ 1 year
€17k▲
2024 · €10k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€31k▲
Fixed assets21/28€5k€19k▲
Tangible fixed assets22/27€4k€18k▲
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24-€16k
Financial fixed assets28€783€783=
Current assets29/58€19k€12k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€512€855▲
Cash at bank and in hand54/58€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€24k€31k▲
Equity10/15€14k€14k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Profit (loss) carried forward14€-16k€-15k▲
Amounts payable17/49€10k€17k▲
Amounts payable within one year42/48€10k€17k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€7k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€725€825▲
Gross operating margin9900€10k€10k▼
Operating profit (loss)9901€8k€3k▼
Financial charges65/66B€196€430▲
Recurring financial charges65€196€430▲
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-14k▼
Profit (loss) brought forward from the previous period14P€-16k€-16k=
Transfer to equity691/2€41-
To contributions691€41-
Profit to be distributed694/7€6k€2k▼
Directors or managers695€6k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼1234%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.97
Current ratio from 1.59 to 4.97; short-term debt falls from €11k to €3k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bld Emile-de-Laveleye 1914020 LiègeGround area
125 m²
Building footprint
125 m²
Volume, LiDAR
916 m³
Parcel 11922B0001/00C002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Bld Emile-de-Laveleye 191, 4020 Liège
since 20032.115.478.245
Turnhoutsebaan 552, 2970 Schilde
since 20232.351.260.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0001/00C002 | Flanders | 125 m² | 1 · 125 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FinFocus
BE 1001.970.408
Edegem · Eq €14,222
HERLUX
BE 0450.131.369
Asse · Eq €14,127
EVENTIUM
BE 0859.637.556
Philippeville · Eq €14,250
All About Figures
BE 0833.900.486
Antwerpen · Eq €14,086
Corporate Strategy & Management
BE 0738.928.776
Charleroi · Eq €14,282
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
46419Wholesale trade
47519Retail trade
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.