CAMPESTRI
ActiveSummary
CAMPESTRI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€421,794) and a net result of -€44,151. Equity is shrinking by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 8094 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8094 sector peers (2025).
NBB · sector comparisonPosition among 8094 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
27 d early
2023
27 d early
2022
24 d early
2021
23 d early
2020
167 d late
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€421,794▼ 11.7%
2024 · -€377,641
Net result
-€44,151▼ 56.4%
2024 · -€28,224
Total assets
€843,981▼ 6.2%
2024 · €900,113
Solvency
-50.0%▼ 8.0pp
2024 · -42.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€58,685▲ 35.8%-€34,175▲ 41.8%-€27,691▲ 19.0%-€28,027▼ 1.2%-€25,684▲ 8.4%
Net result-€73,542below the sector's middle half▲ 31.3%-€57,520below the sector's middle half▲ 21.8%-€27,878below the sector's middle half▲ 51.5%-€28,224below the sector's middle half▼ 1.2%-€44,151below the sector's middle half▼ 56.4%
Equity-€264,019below the sector's middle half▼ 38.6%-€321,539below the sector's middle half▼ 21.8%-€349,417below the sector's middle half▼ 8.7%-€377,641below the sector's middle half▼ 8.1%-€421,794below the sector's middle half▼ 11.7%
Total assets€1.0mabove the sector's middle half▼ 2.2%€984,176above the sector's middle half▼ 3.8%€932,341above the sector's middle half▼ 5.3%€900,113above the sector's middle half▼ 3.5%€843,981within the sector's middle half▼ 6.2%
Debt€1.3m▲ 4.1%€1.3m▲ 1.4%€1.3m▼ 1.8%€1.3m▼ 0.3%€1.3m▼ 0.9%
Working capital-€285,008below the sector's middle half▼ 18.5%-€300,519below the sector's middle half▼ 5.4%-€288,872below the sector's middle half▲ 3.9%-€279,910below the sector's middle half▲ 3.1%-€268,255below the sector's middle half▲ 4.2%
Solvency-25.8%below the sector's middle half▼ 7.6pp-32.7%below the sector's middle half▼ 6.9pp-37.5%below the sector's middle half▼ 4.8pp-42.0%below the sector's middle half▼ 4.5pp-50.0%below the sector's middle half▼ 8.0pp
Current ratio0.06below the sector's middle half▲ 0.010.07below the sector's middle half▲ 0.010.03below the sector's middle half▼ 0.040.05below the sector's middle half▲ 0.020.05below the sector's middle half=
Return on assets (ROA)-7.2%below the sector's middle half▲ 3.0pp-5.8%below the sector's middle half▲ 1.3pp-3.0%below the sector's middle half▲ 2.9pp-3.1%below the sector's middle half▼ 0.1pp-5.2%below the sector's middle half▼ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,684 in 2025 against €28,027 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €843,981
Fixed assets
€829,702 ▼ 6.3%
Current assets
€14,279 ▼ 2.2%
Key figures and ratios
Debt ≤ 1 year
€282,534▼
2024 · €294,513
Debt > 1 year
€983,241=
2024 · €983,241
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,462 | €42,101 | €39,525 | €37,186 | €37,808 | ▲ 1.7% |
| Other operating charges640/8 | €4,737 | €11,567 | €5,406 | €5,813 | €6,120 | ▲ 5.3% |
| Gross operating margin9900 | -€7,486 | €19,493 | €17,240 | €14,972 | €18,244 | ▲ 21.9% |
| Operating profit (loss)9901 | -€58,685 | -€34,175 | -€27,691 | -€28,027 | -€25,684 | ▲ 8.4% |
| Financial charges65/66B | €14,857 | €23,345 | €187 | €197 | €18,467 | ▲ 9,274% |
| Recurring financial charges65 | €14,857 | €23,345 | €187 | €197 | €467 | ▲ 137% |
| Non-recurring financial charges66B | - | - | - | - | €18,000 | - |
| Profit (loss) for the period before taxes9903 | -€73,542 | -€57,520 | -€27,878 | -€28,224 | -€44,151 | ▼ 56.4% |
| Profit (loss) for the period9904 | -€73,542 | -€57,520 | -€27,878 | -€28,224 | -€44,151 | ▼ 56.4% |
| Profit (loss) for the period to be appropriated9905 | -€73,542 | -€57,520 | -€27,878 | -€28,224 | -€44,151 | ▼ 56.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €984,176 | €932,341 | €900,113 | €843,981 | ▼ 6.2% |
| Fixed assets21/28 | €1.0m | €962,221 | €922,696 | €885,510 | €829,702 | ▼ 6.3% |
| Tangible fixed assets22/27 | €986,322 | €944,221 | €904,696 | €867,510 | €829,702 | ▼ 4.4% |
| Land and buildings22 | €901,512 | €874,386 | €847,154 | €820,799 | €794,104 | ▼ 3.3% |
| Plant, machinery and equipment23 | €84,810 | €69,835 | €57,542 | €46,711 | €35,598 | ▼ 23.8% |
| Financial fixed assets28 | €18,000 | €18,000 | €18,000 | €18,000 | €0 | ▼ 100% |
| Current assets29/58 | €18,976 | €21,955 | €9,645 | €14,603 | €14,279 | ▼ 2.2% |
| Amounts receivable after more than one year29 | - | €13,767 | €7,391 | €10,903 | - | - |
| Trade receivables290 | - | €9,128 | - | - | - | - |
| Other amounts receivable291 | - | €4,639 | €7,391 | €10,903 | - | - |
| Amounts receivable within one year40/41 | €13,188 | - | - | - | €13,575 | - |
| Trade receivables40 | €9,764 | - | - | - | - | - |
| Other amounts receivable41 | €3,424 | - | - | - | €13,575 | - |
| Cash at bank and in hand54/58 | €5,788 | €8,188 | €2,254 | €3,700 | €704 | ▼ 81.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €984,176 | €932,341 | €900,113 | €843,981 | ▼ 6.2% |
| Equity10/15 | -€264,019 | -€321,539 | -€349,417 | -€377,641 | -€421,794 | ▼ 11.7% |
| Contributions10/11 | €12,425 | €12,425 | €12,425 | €18,550 | €18,550 | = |
| Reserves13 | €1,242 | €1,242 | €1,242 | - | - | - |
| Non-distributable reserves130/1 | €1,242 | €1,242 | €1,242 | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,242 | - | - | - |
| Other1319 | €1,242 | €1,242 | - | - | - | - |
| Profit (loss) carried forward14 | -€277,686 | -€335,206 | -€363,084 | -€396,191 | -€440,344 | ▼ 11.1% |
| Amounts payable17/49 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | ▼ 0.9% |
| Amounts payable after more than one year17 | €983,241 | €983,241 | €983,241 | €983,241 | €983,241 | = |
| Financial debts170/4 | €983,241 | €983,241 | €983,241 | €983,241 | €983,241 | = |
| Amounts payable within one year42/48 | €303,984 | €322,474 | €298,517 | €294,513 | €282,534 | ▼ 4.1% |
| Trade debts44 | €89,579 | €100,656 | €90,617 | €101,019 | €90,631 | ▼ 10.3% |
| Suppliers440/4 | €89,579 | €100,656 | €90,617 | €101,019 | €90,631 | ▼ 10.3% |
| Other amounts payable47/48 | €214,405 | €221,818 | €207,900 | €193,494 | €191,903 | ▼ 0.8% |
| Accrued charges and deferred income492/3 | €92 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€73,542 | -€57,520 | -€27,878 | -€28,224 | -€44,151 | ▼ 56.4% |
| + Depreciation and write-downs630 | €46,462 | €42,101 | €39,525 | €37,186 | €37,808 | ▲ 1.7% |
| Operating cash flow (approximation) | -€27,080 | -€15,419 | €11,647 | €8,962 | -€6,343 | ▼ 171% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €18,000 | - |
| Change in cash | - | €2,400 | -€5,934 | €1,446 | -€2,996 | ▼ 307% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 167 days late
2020
31-12
Financial
Weakest financial yearnet -€107,072
Net result drops to -€107,072, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2010
Ground area
2,714 m²
Building footprint
323 m²
Volume, LiDAR
2,012 m³
Parcel 11322C0071/00S000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CAMPESTRI
since 20102.185.599.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322C0071/00S000 | Flanders | 2,714 m² | 1 · 323 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 5,617 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823458041
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.