Campens Astrid
ActiveThe computed 12-month bankruptcy probability of Campens Astrid is 1.8% (moderate). The 2025 annual accounts show equity of €35k and a net result of €20k. Equity is growing by ~83.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency86▲+31
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 1.71 in 2024; short-term debt: 20.4% and cash: 2% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
34.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
27 d early
2024
30 d early
2023
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 132%
2024 · €15k
2023: €10k
2024: €15k
2023 → 2025
Total assets
€57k▲ 13.1%
2024 · €50k
2023: €48k
2024: €50k
2023 → 2025
Net result
€20k▲ 274%
2024 · €5k
2023: €7k
2024: €5k
2023 → 2025
Working capital
€29k▲ 110%
2024 · €14k
2023: €24k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€15k▲ 54.3%€35k▲ 132%
Operating result€10k-€10k▲ 4.1%€28k▲ 180%
Net result€7k-€5k▼ 21.5%€20k▲ 274%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 180% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€15k▼ 2.7%
Current assets
€41k▲ 21.5%
Equity and liabilities €57k
Equity
€35k▲ 132%
Debt
€22k▼ 37.5%
The debt ratio falls from 70.1% to 38.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €14k
Cash flow
€24k▲
2024 · €9k
Solvency
61.3%▲
2024 · 29.9%
Current ratio
3.54▲
2024 · 1.71
Quick ratio
1.42▲
2024 · 0.71
Debt / equity
0.63▼
2024 · 2.34
ROE
56.8%▲
2024 · 35.2%
ROA
34.8%▲
2024 · 10.5%
Interest coverage
13.77▲
2024 · 4.94
Debt
€22k▼
2024 · €35k
Debt ≤ 1 year
€12k▼
2024 · €20k
Debt > 1 year
€10k▼
2024 · €15k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€57k▲
Formation expenses20€799€537▼
Fixed assets21/28€16k€15k▼
Tangible fixed assets22/27€16k€15k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24€2k€3k▲
Current assets29/58€34k€41k▲
Stocks and contracts in progress3€20k€25k▲
Stocks30/36€20k€25k▲
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€739€9k▲
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€50k€57k▲
Equity10/15€15k€35k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€32k▲
Amounts payable17/49€35k€22k▼
Amounts payable after more than one year17€15k€10k▼
Financial debts170/4€15k€0▼
Other amounts payable178/9-€10k
Amounts payable within one year42/48€20k€12k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Advances received on contracts in progress46€49€1k▲
Taxes, remuneration and social security45€2k€639▼
Taxes450/3€75€639▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€10k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€18k€38k▲
Operating profit (loss)9901€10k€28k▲
Financial income75/76B€99€60▼
Recurring financial income75€99€60▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€25k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€5k€20k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€32k▲
Profit (loss) brought forward from the previous period14P€7k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €20k ▲274%
Operating result €28k, net result €20k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.54
Current ratio from 1.71 to 3.54; short-term debt falls from €20k to €12k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €5k ▼21.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 249620 ZottegemGround area
296 m²
Building footprint
151 m²
Volume, LiDAR
1,199 m³
Parcel 41081A0530/00V004, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pralifino
since 20222.336.537.384
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0530/00V004 | Flanders | 296 m² | 1 · 151 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 441 EUR awarded · 441 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 88 EUR | 88 EUR |
| 2024 | 1 | 353 EUR | 353 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyZottegem2.336.537.384
Similar companies · same sector, comparable size
CJEM
BE 0750.989.935
Oupeye · Eq €35k
CHOCOLAT & CHOCOLAT
BE 0540.868.238
Tinlot · Eq €35k
De Suikerbakker
BE 0475.842.309
Aarschot · Eq €35k
ODAVO
BE 0779.243.560
Kapellen · Eq €34k
FALCON CHOCOLAIT
BE 0748.600.171
Beaumont · Eq €34k
Of 901 companies in sector 47242 we hold annual accounts for 340. 289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2022
Fiscal year end30-09
Activities, NACEBEL
47242Retail sale of chocolate and confectionery
47279Other retail sale of food
47299Retail trade
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.