CAMPE CONSULTING
ActiveCAMPE CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €401k and a net result of €70k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 9.04 against 9.97 in 2023; short-term debt: 10.1% and cash: 60.1% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.9%
Return on assets
15.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
26 d late
2022
29 d late
2021
5 d early
2020
27 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€401k▲ 21.1%
2023 · €331k
2018: €178k
2019: €217k
2020: €262k
2021: €303k
2022: €275k
2023: €331k
2018 → 2024
Total assets
€445k▲ 21.3%
2023 · €367k
2018: €197k
2019: €241k
2020: €311k
2021: €352k
2022: €320k
2023: €367k
2018 → 2024
Net result
€70k▲ 19.4%
2023 · €59k
2018: €32k
2019: €43k
2020: €52k
2021: €44k
2022: €59k
2023: €59k
2018 → 2024
Working capital
€360k▲ 10.5%
2023 · €326k
2018: €164k
2019: €207k
2020: €252k
2021: €299k
2022: €272k
2023: €326k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€262k-€303k▲ 15.7%€275k▼ 9.3%€331k▲ 20.4%€401k▲ 21.1%
Operating result€70k-€61k▼ 13.1%€89k▲ 46.3%€81k▼ 8.5%€97k▲ 19.8%
Net result€52k-€44k▼ 14.6%€59k▲ 34.1%€59k▼ 0.8%€70k▲ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €445k
Fixed assets
€41k▲ 728%
Current assets
€405k▲ 11.8%
Equity and liabilities €445k
Equity
€401k▲ 21.1%
Debt
€45k▲ 23.2%
The debt ratio rises from 9.9% to 10.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k▲
2023 · €83k
Cash flow
€80k▲
2023 · €60k
Solvency
89.9%▼
2023 · 90.1%
Current ratio
9.04▼
2023 · 9.97
Quick ratio
9.04▼
2023 · 9.97
Debt / equity
0.11▲
2023 · 0.11
ROE
17.4%▼
2023 · 17.7%
ROA
15.7%▼
2023 · 15.9%
Interest coverage
852.59▲
2023 · 164.82
Debt
€45k▲
2023 · €36k
Debt ≤ 1 year
€45k▲
2023 · €36k
Income taxes
€29k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€367k€445k▲
Fixed assets21/28€5k€41k▲
Tangible fixed assets22/27€5k€41k▲
Land and buildings22€4k€4k▲
Furniture and vehicles24€1k€36k▲
Current assets29/58€362k€405k▲
Amounts receivable within one year40/41€131k€135k▲
Trade receivables40€14k€18k▲
Other amounts receivable41€117k€117k=
Cash at bank and in hand54/58€230k€268k▲
Deferred charges and accrued income490/1€633€2k▲
Equity and liabilities
Total equity and liabilities10/49€367k€445k▲
Equity10/15€331k€401k▲
Contributions10/11€12k€12k=
Reserves13€318k€388k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€318k€388k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€36k€45k▲
Amounts payable within one year42/48€36k€45k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€26k€37k▲
Taxes450/3€26k€37k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€10k▲
Other operating charges640/8€566€578▲
Gross operating margin9900€83k€108k▲
Operating profit (loss)9901€81k€97k▲
Financial income75/76B€540€1k▲
Recurring financial income75€540€1k▲
Financial charges65/66B€501€126▼
Recurring financial charges65€501€126▼
Profit (loss) for the period before taxes9903€81k€98k▲
Income taxes67/77€23k€29k▲
Profit (loss) for the period9904€59k€70k▲
Profit (loss) for the period to be appropriated9905€59k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€70k▲
Transfer from equity791/2€0-
Transfer to equity691/2€56k€70k▲
To other reserves6921€56k€70k▲
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€0-
Directors or managers695€3k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €70k ▲19.4%
Operating result €97k, net result €70k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €200kEq €217k ▲22%
2 profitable years in a row build equity to €217k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2015
11-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Munte 72B9860 OosterzeleGround area
1,762 m²
Building footprint
159 m²
Volume, LiDAR
851 m³
Parcel 44059B0469/00P000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAMPE CONSULTING
since 20112.202.296.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44059B0469/00P000 | Flanders | 1,762 m² | 1 · 159 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ECOCOM
BE 0466.647.501
Kapelle-op-den-Bos · Eq €401k
L & P CONSULTING
BE 0838.708.817
Sint-Lambrechts-Woluwe · Eq €400k
Loem's Consulting
BE 0526.968.138
Leuven · Eq €400k
VALPEO
BE 0669.916.444
Gent · Eq €401k
LUPERCO
BE 0478.192.578
Berlare · Eq €400k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 12,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.