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CAMPCOO

Active
Private limited companyfounded 20223 yrs activeLuikersteenweg 248H, 3500 Hasselt, BelgiumKBO/BCE: BE 0795.482.152
Summary

CAMPCOO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325,429 and a net result of €138,790. Its solvency ranks better than 62% of 1323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▼-5
Solvency60▲+15
Growth52
Track record94
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 4.61 against 3.0 in 2024; short-term debt: 4.8% and cash: 21.8% of total assets), but 65.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.6%
Return on assets
14.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 d early
2024
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CAMPCOO was incorporated on 28 December 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€325,429▲ 74.4%
2024 · €186,639
Total assets
€941,535▼ 0.8%
2024 · €948,831
Net result
€138,790▼ 21.4%
2024 · €176,639
Working capital
€163,497▲ 31.5%
2024 · €124,293
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€272,109-€199,048▼ 26.8%
Net result€176,639above the sector's middle half-€138,790above the sector's middle half▼ 21.4%
Equity€186,639within the sector's middle half-€325,429above the sector's middle half▲ 74.4%
Total assets€948,831above the sector's middle half-€941,535above the sector's middle half▼ 0.8%
Debt€762,192-€616,105▼ 19.2%
Working capital€124,293above the sector's middle half-€163,497above the sector's middle half▲ 31.5%
Solvency19.7%within the sector's middle half-34.6%within the sector's middle half▲ 14.9pp
Current ratio3.00above the sector's middle half-4.61above the sector's middle half▲ 1.61
Return on assets (ROA)18.6%above the sector's middle half-14.7%above the sector's middle half▼ 3.9pp
above within below the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2024: €272,109€272,109Net result 2024: €176,639€176,639Operating result 2025: €199,048€199,048Net result 2025: €138,790€138,79020242025€0€100,000€200,000€300,000Operating result 2024: €272,109€272,000Net result 2024: €176,639€177,000Operating result 2025: €199,048€199,000Net result 2025: €138,790€139,00020242025
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941,535
Fixed assets €732,793 ▼ 3.9%
Current assets €208,742 ▲ 12.0%
Equity and liabilities €941,535
Equity €325,429 ▲ 74.4%
Debt €616,105 ▼ 19.2%
Debt's share of the balance-sheet total falls from 80.3% to 65.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€235,824▼
2024 · €402,835
Cash flow
€175,566▼
2024 · €307,364
Debt to equity
1.89▼
2024 · 4.08
ROE
42.6%▼
2024 · 94.6%
Interest coverage
11.29▲
2024 · 9.06
Debt ≤ 1 year
€45,244▼
2024 · €62,112
Debt > 1 year
€550,000▼
2024 · €700,000
Income taxes
€39,374▼
2024 · €51,070
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,128 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,128 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€948,831€941,535▼
Fixed assets21/28€762,426€732,793▼
Intangible fixed assets21€104,781€92,281▼
Tangible fixed assets22/27€657,645€640,512▼
Land and buildings22€606,951€595,731▼
Plant, machinery and equipment23€50,693€44,180▼
Furniture and vehicles24-€601
Current assets29/58€186,405€208,742▲
Amounts receivable within one year40/41-€812
Trade receivables40-€255
Other amounts receivable41-€557
Cash at bank and in hand54/58€184,972€205,588▲
Deferred charges and accrued income490/1€1,433€2,341▲
Equity and liabilities
Total equity and liabilities10/49€948,831€941,535▼
Equity10/15€186,639€325,429▲
Contributions10/11€10,000€10,000=
Reserves13€176,639€315,429▲
Distributable reserves133€176,639€315,429▲
Amounts payable17/49€762,192€616,105▼
Amounts payable after more than one year17€700,000€550,000▼
Financial debts170/4€700,000€550,000▼
Amounts payable within one year42/48€62,112€45,244▼
Trade debts44€5,507€716▼
Suppliers440/4€5,507€716▼
Taxes, remuneration and social security45€56,057€43,828▼
Taxes450/3€56,057€43,828▼
Other amounts payable47/48€548€701▲
Accrued charges and deferred income492/3€80€20,861▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130,725€36,776▼
Other operating charges640/8€10,180€6,424▼
Gross operating margin9900€413,015€242,248▼
Operating profit (loss)9901€272,109€199,048▼
Financial income75/76B€74€2▼
Recurring financial income75€74€2▼
Financial charges65/66B€44,474€20,887▼
Recurring financial charges65€44,474€20,887▼
Profit (loss) for the period before taxes9903€227,709€178,164▼
Income taxes67/77€51,070€39,374▼
Profit (loss) for the period9904€176,639€138,790▼
Profit (loss) for the period to be appropriated9905€176,639€138,790▼
Appropriation of the result
Profit (loss) to be appropriated9906€176,639€138,790▼
Transfer to equity691/2€176,639€138,790▼
To other reserves6921€176,639€138,790▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130,725€36,776▼ 71.9%
Other operating charges640/8€10,180€6,424▼ 36.9%
Gross operating margin9900€413,015€242,248▼ 41.3%
Operating profit (loss)9901€272,109€199,048▼ 26.8%
Financial income75/76B€74€2▼ 97.2%
Recurring financial income75€74€2▼ 97.2%
Financial charges65/66B€44,474€20,887▼ 53.0%
Recurring financial charges65€44,474€20,887▼ 53.0%
Profit (loss) for the period before taxes9903€227,709€178,164▼ 21.8%
Income taxes67/77€51,070€39,374▼ 22.9%
Profit (loss) for the period9904€176,639€138,790▼ 21.4%
Profit (loss) for the period to be appropriated9905€176,639€138,790▼ 21.4%
Line20242025Change
Assets
Total assets20/58€948,831€941,535▼ 0.8%
Fixed assets21/28€762,426€732,793▼ 3.9%
Intangible fixed assets21€104,781€92,281▼ 11.9%
Tangible fixed assets22/27€657,645€640,512▼ 2.6%
Land and buildings22€606,951€595,731▼ 1.8%
Plant, machinery and equipment23€50,693€44,180▼ 12.8%
Furniture and vehicles24-€601-
Current assets29/58€186,405€208,742▲ 12.0%
Amounts receivable within one year40/41-€812-
Trade receivables40-€255-
Other amounts receivable41-€557-
Cash at bank and in hand54/58€184,972€205,588▲ 11.1%
Deferred charges and accrued income490/1€1,433€2,341▲ 63.4%
Equity and liabilities
Total equity and liabilities10/49€948,831€941,535▼ 0.8%
Equity10/15€186,639€325,429▲ 74.4%
Contributions10/11€10,000€10,000=
Reserves13€176,639€315,429▲ 78.6%
Distributable reserves133€176,639€315,429▲ 78.6%
Amounts payable17/49€762,192€616,105▼ 19.2%
Amounts payable after more than one year17€700,000€550,000▼ 21.4%
Financial debts170/4€700,000€550,000▼ 21.4%
Amounts payable within one year42/48€62,112€45,244▼ 27.2%
Trade debts44€5,507€716▼ 87.0%
Suppliers440/4€5,507€716▼ 87.0%
Taxes, remuneration and social security45€56,057€43,828▼ 21.8%
Taxes450/3€56,057€43,828▼ 21.8%
Other amounts payable47/48€548€701▲ 28.0%
Accrued charges and deferred income492/3€80€20,861▲ 25,869%
Line20242025Change
Profit (loss) for the period9904€176,639€138,790▼ 21.4%
+ Depreciation and write-downs630€130,725€36,776▼ 71.9%
Operating cash flow (approximation)€307,364€175,566▼ 42.9%
Investment in fixed assets (approximation)--€7,143-
Change in cash-€20,616-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
01-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €200,000Eq €325,429 ▲74.4%
2 profitable years in a row build equity to €325,429.
01-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,765 m²
Building footprint
312 m²
Volume, LiDAR
2,176 m³
2 parcels, Flanders, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CAMPCOO
Chemin des Faravennes 5, 4970 StavelotRetail trade
since 20222.340.187.158
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D0854/00K002 Flanders 1,486 m² 1 · 160 m² 10.4 m · 3 fl.
63073A0460/00K000 Wallonia 279 m² 1 · 152 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Stavelot2.340.187.158
2 permissions
Drankgelegenheid · since 01-04-2023
Verkooppunt LM>3 maand · since 01-04-2023

Similar companies · same sector, comparable size

Of 441 companies in sector 55300 we hold annual accounts for 292. 248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-12-2022
Fiscal year end30-09
Activities, NACEBEL 2025
55300Accommodation
47110Non-specialised retail sale with food, beverages or tobacco predominating
47639Retail sale of other sporting goods
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795482152
Also 9925:BE0795482152
Registered 10-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.