CAMPAIGN LAB
ActiveThe annual accounts of CAMPAIGN LAB for fiscal year 2025 show a net loss of 51% of total assets. The 2025 annual accounts show equity of €44k and a net result of €-38k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 7027 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency85▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.25 against 2.25 in 2024; short-term debt: 40.3% and cash: 23.9% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
-51.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
27 d early
2023
6 d early
2022
23 d late
2021
73 d late
2020
27 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 46.3%
2024 · €81k
2019: €32k
2020: €35k
2021: €51k
2022: €66k
2023: €49k
2024: €81k
2019 → 2025
Total assets
€73k▼ 47.3%
2024 · €139k
2019: €114k
2020: €79k
2021: €64k
2022: €231k
2023: €62k
2024: €139k
2019 → 2025
Net result
€-38k
2024 · €77k
2019: €26k
2020: €3k
2021: €16k
2022: €120k
2023: €-16k
2024: €77k
2019 → 2025
Working capital
€37k▼ 49.0%
2024 · €72k
2019: €26k
2020: €32k
2021: €47k
2022: €59k
2023: €40k
2024: €72k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€66k▲ 28.3%€49k▼ 25.0%€81k▲ 64.6%€44k▼ 46.3%
Operating result€23k-€157k▲ 594%€-16k€95k€-37k
Net result€16k-€120k▲ 630%€-16k€77k€-38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €95k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€7k▼ 25.0%
Current assets
€66k▼ 48.9%
Equity and liabilities €73k
Equity
€44k▼ 46.3%
Debt
€29k▼ 48.7%
The debt ratio falls from 41.4% to 40.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-34k▼
2024 · €97k
Cash flow
€-34k▼
2024 · €79k
Solvency
59.7%▲
2024 · 58.6%
Current ratio
2.25▼
2024 · 2.25
Quick ratio
2.25▼
2024 · 2.25
Debt / equity
0.68▼
2024 · 0.71
ROE
-86.1%▼
2024 · 94.7%
ROA
-51.4%▼
2024 · 55.4%
Interest coverage
-68.69▼
2024 · 401.00
Debt
€29k▼
2024 · €57k
Debt ≤ 1 year
€29k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€73k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€130k€66k▼
Amounts receivable within one year40/41€60k€49k▼
Trade receivables40€16k€4k▼
Other amounts receivable41€44k€45k▲
Cash at bank and in hand54/58€70k€17k▼
Deferred charges and accrued income490/1€134€203▲
Equity and liabilities
Total equity and liabilities10/49€139k€73k▼
Equity10/15€81k€44k▼
Contributions10/11€19k€19k=
Reserves13€63k€25k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€61k€23k▼
Amounts payable17/49€57k€29k▼
Amounts payable within one year42/48€57k€29k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€8k€20k▲
Suppliers440/4€8k€20k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48€38k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€3k€400▼
Gross operating margin9900€101k€-33k▼
Operating profit (loss)9901€95k€-37k▼
Financial income75/76B€127€50▼
Recurring financial income75€127€50▼
Financial charges65/66B€243€488▲
Recurring financial charges65€243€488▲
Profit (loss) for the period before taxes9903€95k€-38k▼
Income taxes67/77€18k-
Profit (loss) for the period9904€77k€-38k▼
Profit (loss) for the period to be appropriated9905€77k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€-38k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€32k-
To other reserves6921€32k-
Profit to be distributed694/7€45k-
Return on contributions (dividend)694€45k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-38k ▼149%
Net result drops to €-38k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.05
Current ratio from 1.35 to 4.05; short-term debt falls from €166k to €13k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Highest result since 2019net €120k ▲630%
Operating result €157k, net result €120k, both a record.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 4.66
Current ratio from 1.74 to 4.66; short-term debt falls from €44k to €13k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarlenstraat 251050 ElseneGround area
305 m²
Building footprint
117 m²
Volume, LiDAR
1,945 m³
Parcel 21442A0007/00N017, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0007/00N017 | Brussels | 305 m² | 1 · 117 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2018
Fiscal year end31-12
Trade name FR
CAMPAIGN LAB, JZ STRATEGIC, CAMPAIGN LAB by JZ STRATEGIC
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.