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CAMOEY

Active
Private limited companyfounded 20251 yr activeMeyerbeerstraat 24, 1190 Vorst, BelgiumKBO/BCE: BE 1020.575.503
Summary

The computed 12-month bankruptcy probability of CAMOEY is 3.0% (moderate). The 2025 annual accounts show equity of €20,620 and a net result of €19,620. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€28,252total assets 2025
Equity
€20,620
Profit
€19,620
Turnover not published (abridged schema)
Financially healthy?
79 Excellent Checked score 2025
Bankruptcy chance 12 m
3.0%
Who decides
Accounts filed 3 d late0 of 1 deed read
Why 79- No NACE activity registered- Higher-failure-rate region- Young company+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes
Profitability100
Solvency98
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.7; short-term debt: 27% and cash: 89.6% of total assets), and 27% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73%
Return on assets
69.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
3 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Total assets €28,252Profit €19,620Solvency 73.0%Liquidity 3.70
Total assets
€28,252
2025
Net result
€19,620
2025
Equity
€20,620
2025
Solvency
73.0%
2025

Financials · fiscal year 2025, micro schema

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2025
Balance-sheet composition
Equity and liabilities €28,252
Equity €20,620
Debt €7,632
Debt finances 27.0% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value
EBITDA
€31,018
Cash flow
€22,954
Current ratio
3.70
Debt to equity
0.37
ROE
95.2%
ROA
69.4%
Interest coverage
2718.46
Debt ≤ 1 year
€7,632
Income taxes
€8,053

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€28,252
Current assets29/58€28,252
Amounts receivable within one year40/41€2,744
Trade receivables40€1,834
Other amounts receivable41€909
Cash at bank and in hand54/58€25,313
Deferred charges and accrued income490/1€195
Equity and liabilities
Total equity and liabilities10/49€28,252
Equity10/15€20,620
Contributions10/11€1,000
Reserves13€19,620
Distributable reserves133€19,620
Amounts payable17/49€7,632
Amounts payable within one year42/48€7,632
Trade debts44€24
Suppliers440/4€24
Taxes, remuneration and social security45€1,962
Taxes450/3€1,962
Other amounts payable47/48€5,646
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,334
Gross operating margin9900€31,018
Operating profit (loss)9901€27,684
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903€27,672
Income taxes67/77€8,053
Profit (loss) for the period9904€19,620
Profit (loss) for the period to be appropriated9905€19,620
Appropriation of the result
Profit (loss) to be appropriated9906€19,620
Transfer to equity691/2€19,620
To other reserves6921€19,620

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,334
Gross operating margin9900€31,018
Operating profit (loss)9901€27,684
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903€27,672
Income taxes67/77€8,053
Profit (loss) for the period9904€19,620
Profit (loss) for the period to be appropriated9905€19,620
Line2025
Assets
Total assets20/58€28,252
Current assets29/58€28,252
Amounts receivable within one year40/41€2,744
Trade receivables40€1,834
Other amounts receivable41€909
Cash at bank and in hand54/58€25,313
Deferred charges and accrued income490/1€195
Equity and liabilities
Total equity and liabilities10/49€28,252
Equity10/15€20,620
Contributions10/11€1,000
Reserves13€19,620
Distributable reserves133€19,620
Amounts payable17/49€7,632
Amounts payable within one year42/48€7,632
Trade debts44€24
Suppliers440/4€24
Taxes, remuneration and social security45€1,962
Taxes450/3€1,962
Other amounts payable47/48€5,646
Line2025
Profit (loss) for the period9904€19,620
+ Depreciation and write-downs630€3,334
Operating cash flow (approximation)€22,954

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline

1 eventLatest 03-08-2026

History

On 28 February 2025, CAMOEY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 28-02-2025Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded28-02-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
961 m²
Building footprint
546 m²
Volume, LiDAR
6,915 m³
Parcel 21383B0161/00L000, Brussels · tallest building 25.1 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
CAMOEY
Meyerbeerstraat 24, 1190 VorstGeneral medical practice
since 2025unit no. 2.370.787.193
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21383B0161/00L000 Brussels 961 m² 1 · 546 m² 25.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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