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CAMMO

Active
Private limited companyfounded 20179 yrs activeSpinstersstraat 2, 2400 Mol, BelgiumKBO/BCE: BE 0673.971.440
Summary

CAMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8,725 and a net result of -€449. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 64% of 9636 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability31▲+3
Solvency76▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
50.7%
Return on assets
-2.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
56 d late
2023
29 d late
2022
35 d late
2021
26 d late
2020
1 d early
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 32 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CAMMO was incorporated on 6 April 2017.1 Total assets rose from EUR 11,233 in 2018 to EUR 17,209 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€8,725▼ 4.9%
2023 · €9,174
Total assets
€17,209▲ 6.3%
2023 · €16,197
Net result
-€449▲ 27.0%
2023 · -€615
Working capital
€8,725▼ 4.9%
2023 · €9,174
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€805▲ 0.9%-€1,404▼ 74.5%-€1,405▼ 0.1%-€1,449▼ 3.1%-€1,461▼ 0.8%
Net result€441below the sector's middle half▲ 154%-€532below the sector's middle half-€382below the sector's middle half▲ 28.2%-€615below the sector's middle half▼ 61.2%-€449below the sector's middle half▲ 27.0%
Equity€10,703below the sector's middle half▲ 4.3%€10,171below the sector's middle half▼ 5.0%€9,790below the sector's middle half▼ 3.8%€9,174below the sector's middle half▼ 6.3%€8,725below the sector's middle half▼ 4.9%
Total assets€13,466below the sector's middle half▲ 10.2%€14,339below the sector's middle half▲ 6.5%€15,362below the sector's middle half▲ 7.1%€16,197below the sector's middle half▲ 5.4%€17,209below the sector's middle half▲ 6.3%
Debt€2,763▲ 41.1%€4,167▲ 50.8%€5,573▲ 33.7%€7,022▲ 26.0%€8,483▲ 20.8%
Working capital€10,703below the sector's middle half▲ 4.3%€10,171below the sector's middle half▼ 5.0%€9,790below the sector's middle half▼ 3.8%€9,174below the sector's middle half▼ 6.3%€8,725below the sector's middle half▼ 4.9%
Solvency79.5%above the sector's middle half▼ 4.5pp70.9%above the sector's middle half▼ 8.5pp63.7%above the sector's middle half▼ 7.2pp56.6%within the sector's middle half▼ 7.1pp50.7%within the sector's middle half▼ 5.9pp
Current ratio4.87above the sector's middle half▼ 1.373.44above the sector's middle half▼ 1.432.76above the sector's middle half▼ 0.682.31within the sector's middle half▼ 0.452.03within the sector's middle half▼ 0.28
Return on assets (ROA)3.3%within the sector's middle half▲ 1.9pp-3.7%below the sector's middle half▼ 7.0pp-2.5%below the sector's middle half▲ 1.2pp-3.8%below the sector's middle half▼ 1.3pp-2.6%below the sector's middle half▲ 1.2pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€1,500-€1,000-€500€0€500Operating result 2020: -€805-€805Net result 2020: €441€441Operating result 2021: -€1,404-€1,404Net result 2021: -€532-€532Operating result 2022: -€1,405-€1,405Net result 2022: -€382-€382Operating result 2023: -€1,449-€1,449Net result 2023: -€615-€615Operating result 2024: -€1,461-€1,461Net result 2024: -€449-€44920202021202220232024-€1,500-€1,000-€500€0Operating result 2022: -€1,405-€1,410Net result 2022: -€382-€382Operating result 2023: -€1,449-€1,450Net result 2023: -€615-€615Operating result 2024: -€1,461-€1,460Net result 2024: -€449-€449202220232024
The operating result stays negative: a loss of €1,461 in 2024 against €1,449 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €17,209
Equity €8,725 ▼ 4.9%
Debt €8,483 ▲ 20.8%
Debt's share of the balance-sheet total rises from 43.4% to 49.3%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.97▲
2023 · 0.77
ROE
-5.1%▲
2023 · -6.7%
Debt ≤ 1 year
€8,483▲
2023 · €7,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
7.3% stopped otherwise
90% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 23 lines
Balance sheet Code20232024
Assets
Total assets20/58€16,197€17,209▲
Current assets29/58€16,197€17,209▲
Amounts receivable within one year40/41€16,197€17,209▲
Other amounts receivable41€16,197€17,209▲
Equity and liabilities
Total equity and liabilities10/49€16,197€17,209▲
Equity10/15€9,174€8,725▼
Contributions10/11€12,400€12,400=
Profit (loss) carried forward14-€3,226-€3,675▼
Amounts payable17/49€7,022€8,483▲
Amounts payable within one year42/48€7,022€8,483▲
Trade debts44€605€1,561▲
Suppliers440/4€605€1,561▲
Other amounts payable47/48€6,417€6,923▲
Income statement Code20232024
Other operating charges640/8€109€118▲
Gross operating margin9900-€1,340-€1,343▼
Operating profit (loss)9901-€1,449-€1,461▼
Financial income75/76B€834€1,012▲
Recurring financial income75€834€1,012▲
Profit (loss) for the period before taxes9903-€615-€449▲
Profit (loss) for the period9904-€615-€449▲
Profit (loss) for the period to be appropriated9905-€615-€449▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,226-€3,675▼
Profit (loss) brought forward from the previous period14P-€2,610-€3,226▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€101€102€109€118▲ 8.3%
Gross operating margin9900-€698-€1,303-€1,303-€1,340-€1,343▼ 0.2%
Operating profit (loss)9901-€805-€1,404-€1,405-€1,449-€1,461▼ 0.8%
Financial income75/76B-€873€1,024€834€1,012▲ 21.4%
Recurring financial income75€1,246€873€1,024€834€1,012▲ 21.4%
Profit (loss) for the period before taxes9903€441-€532-€382-€615-€449▲ 27.0%
Profit (loss) for the period9904€441-€532-€382-€615-€449▲ 27.0%
Profit (loss) for the period to be appropriated9905€441-€532-€382-€615-€449▲ 27.0%
Line20202021202220232024Change
Assets
Total assets20/58€13,466€14,339€15,362€16,197€17,209▲ 6.3%
Current assets29/58€13,466€14,339€15,362€16,197€17,209▲ 6.3%
Amounts receivable within one year40/41€13,466€14,339€15,362€16,197€17,209▲ 6.3%
Other amounts receivable41-€14,339€15,362€16,197€17,209▲ 6.3%
Equity and liabilities
Total equity and liabilities10/49€13,466€14,339€15,362€16,197€17,209▲ 6.3%
Equity10/15€10,703€10,171€9,790€9,174€8,725▼ 4.9%
Contributions10/11-€12,400€12,400€12,400€12,400=
Profit (loss) carried forward14-€1,697-€2,229-€2,610-€3,226-€3,675▼ 13.9%
Amounts payable17/49€2,763€4,167€5,573€7,022€8,483▲ 20.8%
Amounts payable within one year42/48€2,763€4,167€5,573€7,022€8,483▲ 20.8%
Trade debts44€1,404€1,404€956€605€1,561▲ 158%
Suppliers440/4-€1,404€956€605€1,561▲ 158%
Other amounts payable47/48-€2,764€4,617€6,417€6,923▲ 7.9%
Line20202021202220232024Change
Profit (loss) for the period9904€441-€532-€382-€615-€449▲ 27.0%
Operating cash flow (approximation)€441-€532-€382-€615-€449▲ 27.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 56 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial Weakest financial yearnet -€615
Net result drops to -€615, the lowest in the series; recovery starts the following year.
04-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 35 days late
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €441 ▲154%
Operating result -€805, net result €441, both a record.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 46 days late
2019
31-12
Financial Back to profitnet €174
Net result €174 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
1,481 m²
Building footprint
215 m²
Volume, LiDAR
1,510 m³
Parcel 13433E1029/00B000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spinstersstraat 2, 2400 Mol
Agents in the wholesale of food, beverages and tobacco
since 20252.376.985.196
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13433E1029/00B000 Flanders 1,481 m² 1 · 215 m² 11.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Chain of control

  1. CAFO 99%
  2. CAMMO

Highest known parent: CAFO. The sources do not say who stands above it.

Owners 2

Holdings 0

The accounts to 31-12-2024 list no holdings, and no other source names one.

According to the 2024 annual accounts of CAMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 2,336 companies in sector 47251 we hold annual accounts for 422. 236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-04-2017
Fiscal year end31-12
Trade name NL besloten vennootschap met beperkte aansprakelijkheid
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
46170Agents in the wholesale of food, beverages and tobacco
60390Programming, broadcasting, news agency and other content distribution activities
63910Web portal activities
68110Buying and selling of own real estate
96220Beauty care and other beauty treatments
Contact
E-mail info@brasserieflore.beMol
Phone +32486767150Mol
E-invoicing
Reachable via Peppol
Peppol ID 0208:0673971440
Also 9925:BE0673971440
Registered 09-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.