CAMMCO
ActiveCAMMCO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-152. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 93% of 678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 25.01 against 26.58 in 2024; short-term debt: 4% and cash: 5.4% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
8 d early
2023
41 d early
2022
2 d early
2021
33 d early
2020
29 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▼ 0.1%
2024 · €114k
2018: €106k
2019: €107k
2020: €111k
2021: €111k
2022: €112k
2023: €114k
2024: €114k
2018 → 2025
Total assets
€118k▲ 0.1%
2024 · €118k
2018: €107k
2019: €113k
2020: €117k
2021: €120k
2022: €121k
2023: €121k
2024: €118k
2018 → 2025
Net result
€-152▲ 57.4%
2024 · €-356
2018: €2k
2019: €674
2020: €4k
2021: €207
2022: €887
2023: €2k
2024: €-356
2018 → 2025
Working capital
€114k▼ 0.1%
2024 · €114k
2018: €106k
2019: €107k
2020: €111k
2021: €111k
2022: €112k
2023: €114k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€112k▲ 0.8%€114k▲ 1.5%€114k▼ 0.3%€114k▼ 0.1%
Operating result€613-€2k▲ 179%€2k▲ 34.9%€-897€-2k▼ 118%
Net result€207-€887▲ 328%€2k▲ 95.3%€-356€-152▲ 57.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €897 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €118k
Equity
€114k▼ 0.1%
Debt
€5k▲ 6.4%
The debt ratio rises from 3.8% to 4.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
96.0%▼
2024 · 96.2%
Current ratio
25.01▼
2024 · 26.58
Quick ratio
15.12▼
2024 · 16.05
Debt / equity
0.04▲
2024 · 0.04
ROE
-0.1%▲
2024 · -0.3%
ROA
-0.1%▲
2024 · -0.3%
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€118k▲
Current assets29/58€118k€118k▲
Amounts receivable after more than one year29€42k€42k▲
Other amounts receivable291€42k€42k▲
Stocks and contracts in progress3€47k€47k=
Stocks30/36€47k€47k=
Amounts receivable within one year40/41€23k€23k▼
Trade receivables40€2k-
Other amounts receivable41€22k€23k▲
Cash at bank and in hand54/58€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€118k€118k▲
Equity10/15€114k€114k▼
Contributions10/11€18k€18k=
Reserves13€57k€57k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€39k€39k▼
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44-€144
Suppliers440/4-€144
Taxes, remuneration and social security45€150-
Taxes450/3€150-
Income statement
Code20242025
Other operating charges640/8€748€315▼
Gross operating margin9900€-149€-2k▼
Operating profit (loss)9901€-897€-2k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€855€239▼
Recurring financial charges65€855€239▼
Profit (loss) for the period before taxes9903€209€-152▼
Income taxes67/77€565-
Profit (loss) for the period9904€-356€-152▲
Profit (loss) for the period to be appropriated9905€-356€-152▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€39k▼
Profit (loss) brought forward from the previous period14P€39k€39k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-356 ▼121%
Net result drops to €-356, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €4k ▲479%
Operating result €6k, net result €4k, both a record.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 919040 GentGround area
284 m²
Building footprint
284 m²
Volume, LiDAR
1,613 m³
Parcel 44061B1604/00F002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waterstraat 91, 9040 Gent
since 20032.133.508.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44061B1604/00F002 | Flanders | 284 m² | 1 · 284 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UITGEVERIJ DAEDALUS
BE 0882.984.565
Genk · Eq €116k
BUSY BEES
BE 0898.881.281
Pittem · Eq €117k
PRIMEDIA
BE 0467.547.819
Brussel · Eq €110k
THE RIGHT PEOPLE
BE 0811.655.022
Gent · Eq €109k
MEDIA - GO
BE 0442.086.804
Kalmthout · Eq €105k
Of 1,112 companies in sector 58110 we hold annual accounts for 363. 273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-2003
Fiscal year end30-09
Activities, NACEBEL
58110Book publishing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.