CAMMAX
ActiveCAMMAX has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €54k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 21% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency41▼-53
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.91 against 2.49 in 2024; short-term debt: 83.7% and cash: 3.5% of total assets), and 83.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
28.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
34 d late
2024
39 d late
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 60.2%
2024 · €77k
2022: €48k
2023: €68k
2024: €77k
2022 → 2025
Total assets
€188k▲ 68.5%
2024 · €111k
2022: €105k
2023: €105k
2024: €111k
2022 → 2025
Net result
€54k▲ 166%
2024 · €20k
2022: €46k
2023: €20k
2024: €20k
2022 → 2025
Working capital
€-14k
2024 · €51k
2022: €25k
2023: €38k
2024: €51k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€68k▲ 41.3%€77k▲ 12.3%€31k▼ 60.2%
Operating result€59k-€30k▼ 49.5%€27k▼ 10.1%€71k▲ 165%
Net result€46k-€20k▼ 57.0%€20k▲ 1.2%€54k▲ 166%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 165% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€44k▲ 75.7%
Current assets
€143k▲ 66.4%
Equity and liabilities €188k
Equity
€31k▼ 60.2%
Debt
€157k▲ 354%
The debt ratio rises from 31.1% to 83.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €30k
Cash flow
€57k▲
2024 · €23k
Solvency
16.3%▼
2024 · 68.9%
Current ratio
0.91▼
2024 · 2.49
Quick ratio
0.91▼
2024 · 2.49
Debt / equity
5.13▲
2024 · 0.45
ROE
175.8%▲
2024 · 26.3%
ROA
28.7%▲
2024 · 18.1%
Interest coverage
48.85▲
2024 · 47.09
Debt
€157k▲
2024 · €35k
Debt ≤ 1 year
€157k▲
2024 · €35k
Income taxes
€15k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€188k▲
Fixed assets21/28€25k€44k▲
Tangible fixed assets22/27€7k€7k▼
Furniture and vehicles24€7k€7k▼
Financial fixed assets28€18k€38k▲
Current assets29/58€86k€143k▲
Amounts receivable within one year40/41€70k€131k▲
Trade receivables40€37k€79k▲
Other amounts receivable41€33k€53k▲
Cash at bank and in hand54/58€15k€7k▼
Deferred charges and accrued income490/1€616€5k▲
Equity and liabilities
Total equity and liabilities10/49€111k€188k▲
Equity10/15€77k€31k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€75k€29k▼
Amounts payable17/49€35k€157k▲
Amounts payable within one year42/48€35k€157k▲
Trade debts44€8k€22k▲
Suppliers440/4€8k€22k▲
Taxes, remuneration and social security45€22k€22k▼
Taxes450/3€22k€22k▼
Other amounts payable47/48€4k€113k▲
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€626▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€33k€74k▲
Operating profit (loss)9901€27k€71k▲
Financial income75/76B€195-
Recurring financial income75€195-
Financial charges65/66B€630€2k▲
Recurring financial charges65€630€2k▲
Profit (loss) for the period before taxes9903€26k€69k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€20k€54k▲
Profit (loss) for the period to be appropriated9905€20k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€129k▲
Profit (loss) brought forward from the previous period14P€66k€75k▲
Profit to be distributed694/7€12k€100k▲
Return on contributions (dividend)694€12k€100k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
31-12
Financial
Highest result since 2022net €54k ▲166%
Operating result €71k, net result €54k, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼57%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neststraat 21050 ElseneGround area
451 m²
Building footprint
430 m²
Volume, LiDAR
6,889 m³
Parcel 21443C0170/00T003, Brussels · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CAMMAX
since 20212.325.925.386
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0170/00T003 | Brussels | 451 m² | 1 · 430 m² | 20.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900TAVYQ3RQRZ5T04
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
77222Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:camouroy@gmail.com