CAMMAERT BICQUE

Active

Private limited companyfounded 199530 yrs activeBrugstraat(B) 22, 9290 Berlare, BelgiumKBO/BCE: BE 0456.319.375

Summary

CAMMAERT BICQUE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €339,950 and a net result of €26,293. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 179 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

CAMMAERT BICQUEActiveChecked score 96/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

#8 company by equity in Berlare, Real estate sector1 site

Size

€498,429total assets 2026

Equity: €339,950
Profit: €26,293

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 52 d early0 of 2 deeds read

Why 96- Liquidity: current ratio 69.54, cash €19,528+ Figures for FY 2026 (filed 09-09-2026)+ Equity €339,950 (68.2% of total assets)+ Size: total assets €498,429Show the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 69% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 93+7

equity 68.2% of total assets

Liquidity 55+1

short-term debt 0.1% · cash 3.9%

Profitability 75=

return on assets 5.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▲ +0.9% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +2.8% vs 06-2025 08-2025: 0.1%▲ +6.3% vs 07-2025 09-2025: 0.1%▼ -3.4% vs 08-2025 10-2025: 0.1%▼ -8.8% vs 09-2025 11-2025: 0.1%▲ +1.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▲ +1.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +5.7% vs 06-2026 08-2026: 0.1%▲ +6.3% vs 07-2026highest value 09-2026: 0.1%▼ -2.5% vs 08-2026 10-2026: 0.1%▼ -16.4% vs 09-2026lowest value

Figures for FY 2026 (filed 09-09-2026) lowers the probability
Equity €339,950 (68.2% of total assets) lowers the probability
Size: total assets €498,429 lowers the probability for this profile
Liquidity: current ratio 69.54, cash €19,528 raises the probability

Credit up to €30,000 at 30 days acceptable

Liquidity ample (current ratio 69.54 against 18.03 in 2025; short-term debt: 0.1% and cash: 3.9% of total assets), and 31.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 77%, liquidity 65%, profitability 70%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2026 (filed 09-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €339,950 (68.2% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €498,429

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 69.54, cash €19,528

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 09-09-2026, 52 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

52 d early

2025

44 d early

2024

38 d early

2023

49 d early

2022

24 d early

2021

46 d early

2020

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 17 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

09-09-26 Annual accounts filedfiscal year 2026 · micro…
31-03-26 Highest result since 2019net €26,293 ▲9.2%
31-03-26 Liquidity quadruplescurrent ratio 69.54

Key points

Positive: Company by equity in Berlare, Real estate sectorin the Checked rankings #8 View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2026: €26,293 8 years View