CAMLHAUT
ActiveSummary
CAMLHAUT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €44k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency50▼-41
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 2.9 in 2023; short-term debt: 74.8% and cash: 5.1% of total assets), and 74.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.2%
Return on assets
28%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
181921222324
2018 to 2024 · latest year €44k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
31 d late
2022
32 d late
2021
31 d late
2019
98 d late
2018
455 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 26.9%
2023 · €35k
2018: €4k
2019: €3k▼ -18.6% vs 2018
2021: €2k
2022: €1k▼ -43.0% vs 2021lowest value
2023: €35k▲ +3234% vs 2022
2024: €44k▲ +26.9% vs 2023highest value
2018 → 2024
Total assets
€176k▲ 230%
2023 · €53k
2018: €6k
2019: €5k▼ -9.8% vs 2018lowest value
2021: €5klowest value
2022: €5k● 0.0% vs 2021lowest value
2023: €53k▲ +950% vs 2022
2024: €176k▲ +230% vs 2023highest value
2018 → 2024
Net result
€49k▲ 45.7%
2023 · €34k
2018: €-2klowest value
2019: €-780▲ +61.0% vs 2018
2021: €-763
2022: €-791▼ -3.7% vs 2021
2023: €34k▲ +4383% vs 2022
2024: €49k▲ +45.7% vs 2023highest value
2018 → 2024
Working capital
€43k▲ 22.1%
2023 · €35k
2018: €4k
2019: €3k▼ -18.6% vs 2018
2021: €2k
2022: €1k▼ -43.0% vs 2021lowest value
2023: €35k▲ +3234% vs 2022
2024: €43k▲ +22.1% vs 2023highest value
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€3k-€2k▼ 46.2%€1k▼ 43.0%€35k▲ 3,234%€44k▲ 26.9%
2019: €3k
2021: €2k
2022: €1k▼ -43.0% vs 2021lowest value
2023: €35k▲ +3234% vs 2022
2024: €44k▲ +26.9% vs 2023highest value
Operating result€-737-€-763▼ 3.5%€-791▼ 3.7%€43k€51k▲ 18.2%
2019: €-737
2021: €-763
2022: €-791▼ -3.7% vs 2021lowest value
2023: €43k▲ +5534% vs 2022
2024: €51k▲ +18.2% vs 2023highest value
Net result€-780-€-763▲ 2.3%€-791▼ 3.7%€34k€49k▲ 45.7%
2019: €-780
2021: €-763
2022: €-791▼ -3.7% vs 2021lowest value
2023: €34k▲ +4383% vs 2022
2024: €49k▲ +45.7% vs 2023highest value
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €176k
Fixed assets
€2k
Current assets
€174k
Equity and liabilities €176k
Equity
€44k ▲ 26.9%
Debt
€132k ▲ 618%
Debt's share of the balance-sheet total rises from 34.5% to 74.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k
Cash flow
€49k
Current ratio
1.32▼
2023 · 2.90
Debt to equity
2.97▲
2023 · 0.53
ROE
111.4%▲
2023 · 97.0%
ROA
28.0%▼
2023 · 63.6%
Interest coverage
63.20
Debt ≤ 1 year
€132k▲
2023 · €18k
Income taxes
€4k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€53k€176k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€53k€174k▲
Amounts receivable after more than one year29-€99k
Other amounts receivable291-€99k
Amounts receivable within one year40/41€53k€66k▲
Trade receivables40€53k€66k▲
Other amounts receivable41€345-
Cash at bank and in hand54/58€23€9k▲
Deferred charges and accrued income490/1-€275
Equity and liabilities
Total equity and liabilities10/49€53k€176k▲
Equity10/15€35k€44k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€29k€38k▲
Amounts payable17/49€18k€132k▲
Amounts payable within one year42/48€18k€132k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€9k€68k▲
Taxes450/3€9k€68k▲
Other amounts payable47/48€4k€56k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€17
Other operating charges640/8-€4k
Gross operating margin9900€43k€55k▲
Operating profit (loss)9901€43k€51k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B-€804
Recurring financial charges65-€804
Profit (loss) for the period before taxes9903€43k€53k▲
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€34k€49k▲
Profit (loss) for the period to be appropriated9905€34k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€78k▲
Profit (loss) brought forward from the previous period14P€-5k€29k▲
Profit to be distributed694/7-€40k
Directors or managers695-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €17 | - |
| Other operating charges640/8 | - | €348 | €348 | - | €4k | - |
| Gross operating margin9900 | €-390 | €-415 | €-444 | €43k | €55k | ▲ 27.8% |
| Operating profit (loss)9901 | €-737 | €-763 | €-791 | €43k | €51k | ▲ 18.2% |
| Financial income75/76B | - | - | - | - | €3k | - |
| Recurring financial income75 | - | - | - | - | €3k | - |
| Financial charges65/66B | - | - | - | - | €804 | - |
| Recurring financial charges65 | €43 | - | - | - | €804 | - |
| Profit (loss) for the period before taxes9903 | €-780 | €-763 | €-791 | €43k | €53k | ▲ 24.2% |
| Income taxes67/77 | - | - | - | €9k | €4k | ▼ 56.1% |
| Profit (loss) for the period9904 | €-780 | €-763 | €-791 | €34k | €49k | ▲ 45.7% |
| Profit (loss) for the period to be appropriated9905 | €-780 | €-763 | €-791 | €34k | €49k | ▲ 45.7% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5k | €5k | €5k | €53k | €176k | ▲ 230% |
| Fixed assets21/28 | - | - | - | - | €2k | - |
| Tangible fixed assets22/27 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | - | - | - | - | €2k | - |
| Current assets29/58 | €5k | €5k | €5k | €53k | €174k | ▲ 227% |
| Amounts receivable after more than one year29 | - | - | - | - | €99k | - |
| Other amounts receivable291 | - | - | - | - | €99k | - |
| Amounts receivable within one year40/41 | €5k | €5k | €5k | €53k | €66k | ▲ 24.6% |
| Trade receivables40 | - | €5k | €5k | €53k | €66k | ▲ 25.4% |
| Other amounts receivable41 | - | €345 | €345 | €345 | - | - |
| Cash at bank and in hand54/58 | €23 | €23 | €23 | €23 | €9k | ▲ 40,102% |
| Deferred charges and accrued income490/1 | - | - | - | - | €275 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5k | €5k | €5k | €53k | €176k | ▲ 230% |
| Equity10/15 | €3k | €2k | €1k | €35k | €44k | ▲ 26.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-3k | €-4k | €-5k | €29k | €38k | ▲ 32.7% |
| Amounts payable17/49 | €2k | €3k | €4k | €18k | €132k | ▲ 618% |
| Amounts payable within one year42/48 | €2k | €3k | €4k | €18k | €132k | ▲ 618% |
| Trade debts44 | €2k | €3k | €4k | €5k | €7k | ▲ 49.2% |
| Suppliers440/4 | - | €3k | €4k | €5k | €7k | ▲ 49.2% |
| Taxes, remuneration and social security45 | - | - | - | €9k | €68k | ▲ 649% |
| Taxes450/3 | - | - | - | €9k | €68k | ▲ 649% |
| Other amounts payable47/48 | - | - | - | €4k | €56k | ▲ 1,204% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-780 | €-763 | €-791 | €34k | €49k | ▲ 45.7% |
| + Depreciation and write-downs630 | - | - | - | - | €17 | - |
| Operating cash flow (approximation) | €-780 | €-763 | €-791 | €34k | €49k | ▲ 45.8% |
| Change in cash | - | - | €0 | €0 | €9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Highest result since 2018net €49k ▲45.7%
Operating result €51k, net result €49k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.90
Current ratio from 1.26 to 2.90.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 455 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2017
Ground area
559 m²
Building footprint
84 m²
Parcel 25040A0011/00S006, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CAMLHAUT
since 20172.272.068.513
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040A0011/00S006 | Wallonia | 559 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISTRALLE MARKETING
BE 0883.958.030
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BE 0816.549.463
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NANAK
BE 0661.660.259
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LA FROMAGERIE
BE 0737.687.176
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RAJA TRADE
BE 0829.517.076
Sint-Jans-Molenbeek · Eq €45,155
Of 1,639 companies in sector 46170 we hold annual accounts for 670. 454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
46190Agents in non-specialised wholesale trade
46349Wholesale of beverages, general range
46360Wholesale trade
46389Wholesale of other food products
47784Retail sale of souvenirs and religious articles
Contact
E-mail
cristinaretamal@gmail.comMont-Saint-Guibert
Phone
0475265544Mont-Saint-Guibert
Scores and ratios are computed by Checked and are not a credit decision.