CAMINVEST
ActiveCAMINVEST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €2k. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 4625 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+58
Solvency30▲+10
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.3%
Return on assets
3.2%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-04-2025, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
98 d early
2023
20 d early
2022
on the day
2021
5 d early
2020
202 d late
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 477%
2023 · €357
2018: €6k
2019: €16k
2020: €-86k
2021: €5k
2022: €-1k
2023: €357
2018 → 2024
Working capital
€2k
2023 · €-162
2018: €11k
2019: €7k
2020: €-4k
2021: €821
2022: €-519
2023: €-162
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€13k▲ 63.2%€12k▼ 10.2%€12k▲ 3.0%€14k▲ 17.0%
Operating result€-87k-€3k€-1k€809€3k▲ 213%
Net result€-86k-€5k€-1k€357€2k▲ 477%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 213% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€62k=
Current assets
€2k▲ 129%
Equity and liabilities €64k
Equity
€14k▲ 17.0%
Debt
€50k▼ 2.0%
The debt ratio falls from 80.6% to 77.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
22.3%▲
2023 · 19.4%
Debt / equity
3.49▼
2023 · 4.16
ROE
14.5%▲
2023 · 2.9%
ROA
3.2%▲
2023 · 0.6%
Debt
€50k▼
2023 · €51k
Debt ≤ 1 year
€0▼
2023 · €993
Debt > 1 year
€50k=
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€64k▲
Fixed assets21/28€62k€62k=
Financial fixed assets28€62k€62k=
Current assets29/58€831€2k▲
Amounts receivable within one year40/41€796€425▼
Other amounts receivable41€796€425▼
Cash at bank and in hand54/58€35€1k▲
Equity and liabilities
Total equity and liabilities10/49€63k€64k▲
Equity10/15€12k€14k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-56k€-54k▲
Amounts payable17/49€51k€50k▼
Amounts payable after more than one year17€50k€50k=
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€993€0▼
Trade debts44€993€0▼
Suppliers440/4€993€0▼
Other amounts payable47/48€0-
Income statement
Code20232024
Non-recurring operating income76A€37€0▼
Other operating charges640/8€384€387▲
Gross operating margin9900€1k€3k▲
Operating profit (loss)9901€809€3k▲
Financial charges65/66B€452€472▲
Recurring financial charges65€452€472▲
Profit (loss) for the period before taxes9903€357€2k▲
Profit (loss) for the period9904€357€2k▲
Profit (loss) for the period to be appropriated9905€357€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-54k▲
Profit (loss) brought forward from the previous period14P€-56k€-56k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €357
Net result €357 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 202 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2020
31-12
Financial
Weakest financial yearnet €-86k ▼647%
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €16k ▲143%
Operating result €8k, net result €16k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sippelberglaan 31080 Sint-Jans-MolenbeekGround area
1,030 m²
Building footprint
907 m²
Volume, LiDAR
11,518 m³
Parcel 21526D0083/02M006, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CAMINVEST
since 20072.374.193.576
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0083/02M006 | Brussels | 1,030 m² | 1 · 906 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VULCANIA
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CRYNS
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 26,792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-07-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.