Turnover
≈ €180,000 estimated
The micro format states no turnover.
CAMINO SD
Lifetime
1 annual account with figurespeak €89,204 (2025)
€89,204
peak €63,527 (2025)
€63,527
peak €65,527 (2025)
€65,527
€39,483
Board1 name since 2025
1 directorDANGER Susan Barbara
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Incorporation 24-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
54 companies
Position in the sector
€63,527
Higher net result than 82% of companies in office administrative support. Sector median €16,198 · 9,691 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.6%
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.7 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Liquidity: current ratio 2.66, cash €104,610
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €65,527 (62.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 62% of them on solvency, 76% on liquidity and 87% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as CAMINO SD has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CAMINO SD itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for CAMINO SD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.66, above the usual 1.5. Short-term debt is 37.5% and cash 99.6% of total assets. 37.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021283997
Incorporation
Founder: DANGER Susan Barbara · 200 shares · Appointment: DANGER Susan Barbara (director) · published on 24-03-2025 · Gazette deed
First establishment
Sint-Michielslaan 47, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAMINO SD Etterbeek | €105,009 | €89,204 | 62.4% | - |
| What about Dem Forest | €88,462 | €88,231 | 80.1% | - |
| PLEK-WERK Brussels | €80,507 | €91,257 | 85.3% | - |
| Bajeanne Advisory Ghent | €102,415 | €94,231 | 73.9% | - |
| GAUD Wervik | €111,958 | €92,608 | 68.1% | - |
| SG Business Consulting Tienen | €104,045 | €98,554 | 76.6% | - |
| Voeten Infra België Arendonk | €103,356 | €88,250 | 70.6% | - |
These companies have the same main activity as CAMINO SD: other business support services (NACE 82990). They are comparable in size and age: total assets between €80,500 and €112,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 20-03-2025Normal situation
- Registered office
- 55 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.372.737.8831040 Etterbeek, since 20-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €105,009
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on CAMINO SD
CAMINO SD has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,527 and a net result of €63,527.
Its solvency ranks better than 60% of 9,695 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAMINO SD
- What is the company number of CAMINO SD?
- The company number of CAMINO SD is 1021.283.997. The VAT number is the same number with BE in front: BE 1021.283.997.
- Where is CAMINO SD based?
- The registered office is at Sint-Michielslaan 47, 1040 Etterbeek.Company details
- What does CAMINO SD do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of CAMINO SD?
- CAMINO SD is a private limited company (BV).
- When was CAMINO SD founded?
- CAMINO SD was founded on 20-03-2025.
- Is CAMINO SD still active?
- Yes, CAMINO SD is an active enterprise in the KBO register.
- What is the turnover of CAMINO SD?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €89,204 and 36 comparable companies (NACE 82). It probably lies between €150,000 and €250,000.Financials
- Is CAMINO SD profitable?
- In financial year 2025, CAMINO SD made a profit of €63,527.
- Where can I find the annual accounts of CAMINO SD?
- CAMINO SD filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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