Camili
ActiveCamili is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €124k and a net result of €3k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 5487 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5487 sector peers (2025).
NBB · sector comparisonPosition among 5487 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€124k▲ 2.7%
2024 · €121k
2022: €114k
2023: €119k
2024: €121k
2022 → 2025
Net result
€3k▲ 57.1%
2024 · €2k
2022: €14k
2023: €4k
2024: €2k
2022 → 2025
Total assets
€647k=
2024 · €647k
2022: €661k
2023: €632k
2024: €647k
2022 → 2025
Solvency
19.2%▲ 0.5pp
2024 · 18.7%
2022: 17.3%
2023: 18.8%
2024: 18.7%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€114k-€119k▲ 3.9%€121k▲ 1.8%€124k▲ 2.7%
Operating result€34k-€19k▼ 44.5%€22k▲ 17.8%€20k▼ 8.4%
Net result€14k-€4k▼ 68.9%€2k▼ 53.2%€3k▲ 57.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€620k▼ 0.1%
Current assets
€27k▲ 2.4%
Equity and liabilities €647k
Equity
€124k▲ 2.7%
Debt
€523k▼ 0.6%
The debt ratio falls from 81.3% to 80.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
19.2%▲
2024 · 18.7%
ROE
2.6%▲
2024 · 1.7%
ROA
0.5%▲
2024 · 0.3%
Debt
€523k▼
2024 · €526k
Debt ≤ 1 year
€189k▲
2024 · €135k
Debt > 1 year
€329k▼
2024 · €382k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€647k€647k=
Fixed assets21/28€621k€620k▼
Tangible fixed assets22/27€799€240▼
Plant, machinery and equipment23€501€240▼
Furniture and vehicles24€298-
Financial fixed assets28€620k€620k=
Current assets29/58€26k€27k▲
Amounts receivable within one year40/41€24k€26k▲
Trade receivables40€3k€583▼
Other amounts receivable41€21k€25k▲
Cash at bank and in hand54/58€2k€799▼
Deferred charges and accrued income490/1€63€51▼
Equity and liabilities
Total equity and liabilities10/49€647k€647k=
Equity10/15€121k€124k▲
Contributions10/11€100k€100k=
Reserves13€21k€24k▲
Distributable reserves133€21k€24k▲
Amounts payable17/49€526k€523k▼
Amounts payable after more than one year17€382k€329k▼
Financial debts170/4€382k€329k▼
Amounts payable within one year42/48€135k€189k▲
Current portion of amounts payable after more than one year42€56k€56k▲
Financial debts43€58k-
Credit institutions430/8€58k-
Trade debts44€9k€22k▲
Suppliers440/4€9k€22k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€12k€13k▲
Other amounts payable47/48-€97k
Accrued charges and deferred income492/3€9k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€907€559▼
Other operating charges640/8€1k€751▼
Gross operating margin9900€24k€21k▼
Operating profit (loss)9901€22k€20k▼
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€18k€14k▼
Recurring financial charges65€18k€14k▼
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Transfer to equity691/2€2k€3k▲
To other reserves6921€2k€3k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼53.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Palfijnlaan 173500 HasseltGround area
6,237 m²
Building footprint
1,861 m²
Volume, LiDAR
28,269 m³
2 parcels, Flanders · tallest building 28.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Camili
since 20212.316.548.753
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0054/00E000 | Flanders | 5,899 m² | 1 · 1,756 m² | 28.7 m · 6 fl. |
| 71328D0116/00M003 | Flanders | 338 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gryphion Belgium
BE 0589.959.740
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VICON
BE 0778.692.937
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Truweel Invest
BE 0454.840.522
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ATFIME
BE 0565.927.791
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DDB Project Management
BE 0743.607.344
Beveren-Kruibeke-Zwijndrecht · Eq €124k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 12,797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.