CAMI
InactiveInactive; last annual accounts for fiscal year 2022.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 17-04-2023, 105 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
105 d early
2021
86 d early
2020
51 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 65 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
Financials · fiscal year 2022, abbreviated schema
Equity
€252,420
2021 · -€181,633
Total assets
€1.3m▲ 5.7%
2021 · €1.2m
Net result
€434,053▼ 8.8%
2021 · €475,966
Working capital
€165,607
2021 · -€300,759
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€284,038-€60,086€317,263▲ 428%€522,249▲ 64.6%€486,422▼ 6.9%
Net result-€328,929-€14,822€256,223▲ 1,629%€475,966▲ 85.8%€434,053▼ 8.8%
Equity-€928,644--€913,822▲ 1.6%-€657,599▲ 28.0%-€181,633▲ 72.4%€252,420
Total assets€2.2m-€2.1m▼ 6.2%€1.5m▼ 28.3%€1.2m▼ 20.3%€1.3m▲ 5.7%
Debt€3.1m-€3.0m▼ 4.8%€2.1m▼ 28.2%€1.4m▼ 36.3%€1.0m▼ 26.8%
Working capital-€847,220--€911,163▼ 7.5%-€750,726▲ 17.6%-€300,759▲ 59.9%€165,607
Staff (FTE)15.2-12.6▼ 17.1%12.1▼ 4.0%15.5▲ 28.1%14.7▼ 5.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 7% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1.3m
Fixed assets
€86,813 ▼ 28.2%
Current assets
€1.2m ▲ 9.5%
Equity and liabilities €1.3m
Equity
€252,420
Debt
€1.0m
Debt finances 79.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€524,984▼
2021 · €559,814
Cash flow
€472,614▼
2021 · €513,531
Current ratio
1.17▲
2021 · 0.78
Quick ratio
0.24▼
2021 · 0.26
Debt to equity
3.96▲
2021 · -7.53
ROE
172.0%
ROA
34.6%▼
2021 · 40.1%
Interest coverage
14.36▲
2021 · 12.26
Debt ≤ 1 year
€1.0m▼
2021 · €1.4m
Income taxes
€15,799▲
2021 · €615
Staff costs
€767,078▲
2021 · €683,903
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €683,903 | €767,078 | ▲ 12.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78,412 | €44,990 | €26,399 | €37,565 | €38,561 | ▲ 2.7% |
| Other operating charges640/8 | - | - | - | €22,009 | €22,779 | ▲ 3.5% |
| Non-recurring operating charges66A | - | - | - | €1,884 | €5,727 | ▲ 204% |
| Gross operating margin9900 | €508,230 | €942,650 | €868,215 | €1.3m | €1.3m | ▲ 4.2% |
| Operating profit (loss)9901 | -€284,038 | €60,086 | €317,263 | €522,249 | €486,422 | ▼ 6.9% |
| Financial income75/76B | - | - | - | €5 | €0 | ▼ 100% |
| Recurring financial income75 | €2,512 | €85 | €902 | €5 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | - | €45,673 | €36,571 | ▼ 19.9% |
| Recurring financial charges65 | €46,590 | €44,616 | €59,977 | €45,673 | €36,571 | ▼ 19.9% |
| Profit (loss) for the period before taxes9903 | -€328,115 | €15,555 | €258,188 | €476,581 | €449,852 | ▼ 5.6% |
| Income taxes67/77 | €813 | €733 | €1,965 | €615 | €15,799 | ▲ 2,468% |
| Profit (loss) for the period9904 | -€328,929 | €14,822 | €256,223 | €475,966 | €434,053 | ▼ 8.8% |
| Profit (loss) for the period to be appropriated9905 | -€328,929 | €14,822 | €256,223 | €475,966 | €434,053 | ▼ 8.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €2.1m | €1.5m | €1.2m | €1.3m | ▲ 5.7% |
| Fixed assets21/28 | €47,163 | €51,637 | €115,273 | €120,919 | €86,813 | ▼ 28.2% |
| Tangible fixed assets22/27 | €45,879 | €50,672 | €114,308 | €119,954 | €85,848 | ▼ 28.4% |
| Plant, machinery and equipment23 | - | - | - | €9,426 | €4,497 | ▼ 52.3% |
| Furniture and vehicles24 | - | - | - | €2,196 | €987 | ▼ 55.1% |
| Other tangible fixed assets26 | - | - | - | €108,332 | €80,364 | ▼ 25.8% |
| Financial fixed assets28 | €1,283 | €965 | €965 | €965 | €965 | = |
| Current assets29/58 | €2.2m | €2.0m | €1.4m | €1.1m | €1.2m | ▲ 9.5% |
| Stocks and contracts in progress3 | €1.3m | €1.1m | €1.1m | €705,125 | €927,091 | ▲ 31.5% |
| Stocks30/36 | - | - | - | €705,125 | €927,091 | ▲ 31.5% |
| Amounts receivable within one year40/41 | €383,651 | €361,891 | €104,478 | €44,418 | €10,876 | ▼ 75.5% |
| Trade receivables40 | - | - | - | €44,418 | €10,876 | ▼ 75.5% |
| Other amounts receivable41 | - | - | - | €0 | - | - |
| Cash at bank and in hand54/58 | €424,672 | €535,673 | €178,992 | €291,063 | €228,392 | ▼ 21.5% |
| Deferred charges and accrued income490/1 | - | - | - | €24,147 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €2.1m | €1.5m | €1.2m | €1.3m | ▲ 5.7% |
| Equity10/15 | -€928,644 | -€913,822 | -€657,599 | -€181,633 | €252,420 | ▲ 239% |
| Contributions10/11 | €169,686 | €169,686 | €169,686 | €169,686 | €169,686 | = |
| Capital10 | - | - | - | €169,686 | €169,686 | = |
| Issued capital100 | - | - | - | €169,686 | €169,686 | = |
| Reserves13 | €26,264 | €26,264 | €26,264 | €26,264 | €26,264 | = |
| Non-distributable reserves130/1 | - | - | - | €16,969 | €16,969 | = |
| Legal reserve130 | - | - | - | €16,969 | €16,969 | = |
| Tax-exempt reserves132 | - | - | - | €9,295 | €9,295 | = |
| Profit (loss) carried forward14 | -€1.1m | -€1.1m | -€853,548 | -€377,582 | €56,470 | ▲ 115% |
| Amounts payable17/49 | €3.1m | €3.0m | €2.1m | €1.4m | €1.0m | ▼ 26.8% |
| Amounts payable after more than one year17 | €123,691 | €51,971 | €20,546 | €0 | - | - |
| Financial debts170/4 | - | - | - | €0 | - | - |
| Amounts payable within one year42/48 | €3.0m | €2.9m | €2.1m | €1.4m | €1.0m | ▼ 26.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20,546 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | €500,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €500,000 | €0 | ▼ 100% |
| Trade debts44 | €1.9m | €1.8m | €1.1m | €688,964 | €832,743 | ▲ 20.9% |
| Suppliers440/4 | - | - | - | €688,964 | €832,743 | ▲ 20.9% |
| Advances received on contracts in progress46 | - | - | - | €0 | €20,764 | - |
| Taxes, remuneration and social security45 | - | - | - | €156,003 | €147,246 | ▼ 5.6% |
| Taxes450/3 | - | - | - | €91,753 | €69,283 | ▼ 24.5% |
| Remuneration and social security454/9 | - | - | - | €64,250 | €77,964 | ▲ 21.3% |
| Other amounts payable47/48 | - | - | - | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €1,793 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€328,929 | €14,822 | €256,223 | €475,966 | €434,053 | ▼ 8.8% |
| + Depreciation and write-downs630 | €78,412 | €44,990 | €26,399 | €37,565 | €38,561 | ▲ 2.7% |
| Operating cash flow (approximation) | -€250,517 | €59,812 | €282,622 | €513,531 | €472,614 | ▼ 8.0% |
| Investment in fixed assets (approximation) | - | -€49,464 | -€90,036 | -€43,210 | -€4,456 | ▲ 89.7% |
| Change in cash | - | €111,000 | -€356,680 | €112,071 | -€62,671 | ▼ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200,000Eq €252,420
4 profitable years in a row build equity to €252,420.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €475,966 ▲85.8%
Operating result €522,249, net result €475,966, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €14,822
Net result €14,822 after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
2015
18-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 18 days late
2014
17-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Structure & network
Owners and holdings
1 ownerChain of control
- Lab9 Pro
- LAB9 STORES
- CAMI
Highest known parent: Lab9 Pro. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2021 list no holdings, and no other source names one.
According to the 2021 annual accounts of CAMI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.