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CAMFIL

Active
Public limited companyfounded 198541 yrs activeExcelsiorlaan 67-69, 1930 Zaventem, BelgiumKBO/BCE: BE 0427.724.567
Summary

CAMFIL has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.7m and a net result of €478,739. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of other machinery and equipment
NACE 46649NACE 46699NACE 51872
#8 company by staff growth in Zaventem, Wholesale and retail trade sector1 site
Size
€11.8mturnover 2025
Staff
26.1 FTE
Equity
€3.7m
Profit
€478,739
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
Camfil Airfiltration AB
Board
3 members
Auditor: Grant Thornton Bedrijfsrevisoren - Reviseurs d'Entreprises BVAccounts 24 d early
Why 95- Liquidity: current ratio 1.99, cash €120,470+ Founded in 1985+ Profit of €478,739 (FY 2025)+ Equity €3.7m (57.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 83+18
equity 57.6% of total assets
Liquidity 35+12
short-term debt 37.9% · cash 1.9%
Profitability 70+30
return on assets 7.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,367 companies)
Last 16 months 07-2025: 0.2% 08-2025: 0.4%▲ +122% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▼ -3.7% vs 01-2026 03-2026: 0.4%▲ +1.7% vs 02-2026 04-2026: 0.4%▲ +1.9% vs 03-2026 05-2026: 0.5%▲ +4.8% vs 04-2026 06-2026: 0.5%▲ +2.2% vs 05-2026highest value 07-2026: 0.5%▼ -0.2% vs 06-2026 08-2026: 0.1%▼ -80.5% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1985 lowers the probability for this profile
  • Liquidity: current ratio 1.99, cash €120,470 raises the probability
  • Profit of €478,739 (FY 2025) lowers the probability
  • Equity €3.7m (57.6% of total assets) lowers the probability
Credit up to €340,000 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.4 in 2024; short-term debt: 37.9% and cash: 1.9% of total assets), and 42.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 67%, liquidity 37%, profitability 61%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 1.99, cash €120,470
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Profit of €478,739 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €3.7m (57.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
29 d early
2023
55 d early
2022
110 d early
2021
12 d early
2020
17 d early
2019
63 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Paul FLANAGAN, Mark SIMMONS and…Permanent representative: Gregory DESMET
  2. Annual accounts filedfiscal year 2025 · full…
  3. Back to profitnet €478,739

Key points

  • Positive: Back in profit in 2025after -€184,429 in 2024 €478,739 View
  • Positive: Company by staff growth in Zaventem, Wholesale and…in the Checked rankings #8 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by Camfil Airfiltration AB parent View
  • New directorlatest change 30-06-2026 · 3 in office 1 joined View

By topic

Financials

Fiscal year
2025
Turnover
€11.8m
Profit
€478,739
Solvency
57.6%
Turnover▲ 2.1%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
Camfil Airfiltration AB
Auditor
Grant Thornton Bedrijfsrevisoren -…
Go to Board & ownership

Timeline

Events
31
Since
2002
Next accounts
by 31-07-2027
  1. 24-07-2026Reappointments: Paul FLANAGAN, Mark SIMMONS and 2…
  2. 07-07-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of other machinery and equipmentNACE 46649
Founded
22-08-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
De vennootschap heeft tot voorwerp zowel in België als in het buitenland het ontwikkelen…
Go to Articles of association

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