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CAMEXI

Active
Private limited companyfounded 2021active for 5 yearsRue de la Banière 1F, 7190 Ecaussinnes, BelgiumKBO/BCE: BE 0771.854.635

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CAMEXI has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,098 and a net result of -€3,794. Equity has been shrinking by about 7.2% per year since 2022. Its solvency ranks better than 72% of 10,798 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

KBO
Status
Active since 30-07-2021 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.320.317.994 7190 Ecaussinnes, since 30-07-2021
Financial year end
31 December
Peppol
Reachable since 22-02-2026

Board and ownership

Board
  • DE BUSSCHERE LaurentDirector · since 30-07-2021

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€1,358
▲ 18.1%
Loss
€3,794
▲ 1.1%
Equity
€51,098
▼ 6.9%
Total assets
€67,524
▲ 1.1%
Filed on 27-08-2026, 27 days after the deadlineat the National Bank
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 5.56, cash €66,014Size: total assets €67,524Equity €51,098 (75.7% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 75.7% of total assets
Liquidity 95=
short-term debt 17.6% · cash 97.8%
Profitability 12=
return on assets -5.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.56 (5.41 in 2024), above the usual 1.5. Short-term debt is 17.6% and cash 97.8% of total assets. 24.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 89% on liquidity, 11% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 5.56, cash €66,014
NBB · annual accounts
lowers risk · Size: total assets €67,524
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €51,098 (75.7% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€3,794
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
27 days late
2024
16 days early
2023
20 days early
2022
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 6 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435616.

Annual accounts 2025 filed on 27-08-2026 at the NBB all 4 filings

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,794▼ 1.1%
2024 · -€3,753
Working capital
€54,329▲ 3.5%
2024 · €52,504
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is a loss of €7,366, larger than the loss of €3,273 in 2024. It is the lowest result since 2022.

Operating result-€7,366 2025 Net result-€3,794 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€88,722--€5,262-€3,273▲ 37.8%-€7,366▼ 125%
Net result€63,351within the sector's middle half--€5,707below the sector's middle half-€3,753below the sector's middle half▲ 34.2%-€3,794below the sector's middle half▼ 1.1%
Equity€64,351below the sector's middle half-€58,644below the sector's middle half▼ 8.9%€54,892below the sector's middle half▼ 6.4%€51,098below the sector's middle half▼ 6.9%
Total assets€143,129below the sector's middle half-€116,799below the sector's middle half▼ 18.4%€66,805below the sector's middle half▼ 42.8%€67,524below the sector's middle half▲ 1.1%
Debt€78,778-€58,154▼ 26.2%€11,913▼ 79.5%€11,925▲ 0.1%
Working capital€27,490within the sector's middle half-€41,371within the sector's middle half▲ 50.5%€52,504within the sector's middle half▲ 26.9%€54,329within the sector's middle half▲ 3.5%
Solvency45.0%within the sector's middle half-50.2%within the sector's middle half▲ 5.2pp82.2%above the sector's middle half▲ 32.0pp75.7%within the sector's middle half▼ 6.5pp
Current ratio1.38within the sector's middle half-1.71within the sector's middle half▲ 0.335.41above the sector's middle half▲ 3.705.56above the sector's middle half▲ 0.15
Return on assets (ROA)44.3%above the sector's middle half--4.9%below the sector's middle half▼ 49.1pp-5.6%below the sector's middle half▼ 0.7pp-5.6%below the sector's middle half=
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,524
Fixed assets €1,287 ▼ 46.2%
Current assets €66,237 ▲ 2.8%
Equity and liabilities €67,524
Equity €51,098 ▼ 6.9%
Provisions €4,502
Debt €11,925 ▲ 0.1%
Debt's share of the balance-sheet total falls from 17.8% to 17.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€6,259▼
2024 · -€2,046
Cash flow
-€2,687▼
2024 · -€2,526
Debt to equity
0.23▲
2024 · 0.22
ROE
-7.4%▼
2024 · -6.8%
Interest coverage
-24.14▼
2024 · -9.42
Debt ≤ 1 year
€11,907=
2024 · €11,907
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as CAMEXI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €59,300 and €70,000, founded in 2021.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
CAMEXI Ecaussinnes2021€67,524€51,098-€1,358-€3,7942025
WuideV Ham-sur-Heure-Nalinnes2021€63,807€3,299-€5,004-€7,0292025
ROLAND WILKIN CONSULTING MANAGEMENT EXPERIENCE Fleurus2021€59,256€3,421-€28,072-€47,3622024
For Initiative & Transformation Consult Belgium Jette2021€69,396€49,163-€1,815-€21,2842025
O2C2 Sint-Jans-Molenbeek2021€64,264€12,316-€2,252-€22,6862025
Peepl Izegem2021€70,046-€21,577€323-€9,0632025
Kakuna Technologies Erpe-Mere2021€68,292€18,761-€8,913-€22,0572025

They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 3,440 companies had the same profile as CAMEXI has now. Two years later, 2.3% had gone bankrupt and 90.1% were still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.3% went bankrupt
7.4% stopped otherwise
90.1% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CAMEXI itself is lower: < 0.1% within 12 months. It rests on far more data about CAMEXI than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for CAMEXI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€66,805€67,524▲
Fixed assets21/28€2,394€1,287▼
Tangible fixed assets22/27€2,394€1,287▼
Furniture and vehicles24€2,394€1,287▼
Current assets29/58€64,411€66,237▲
Amounts receivable within one year40/41€1,963€123▼
Other amounts receivable41€1,963€123▼
Cash at bank and in hand54/58€62,350€66,014▲
Deferred charges and accrued income490/1€98€99▲
Equity and liabilities
Total equity and liabilities10/49€66,805€67,524▲
Equity10/15€54,892€51,098▼
Contributions10/11€1,000€1,000=
Reserves13€63,351€63,351=
Distributable reserves133€63,351€63,351=
Profit (loss) carried forward14-€9,459-€13,253▼
Provisions and deferred taxes16-€4,502
Provisions for liabilities and charges160/5-€4,502
Other liabilities and charges164/5-€4,502
Amounts payable17/49€11,913€11,925▲
Amounts payable within one year42/48€11,907€11,907=
Trade debts44€179€219▲
Suppliers440/4€179€219▲
Taxes, remuneration and social security45€39-
Taxes450/3€39-
Other amounts payable47/48€11,689€11,689=
Accrued charges and deferred income492/3€6€17▲
Income statement Code20242025
Non-recurring operating income76A€279-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,227€1,107▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€4,502
Other operating charges640/8€387€400▲
Gross operating margin9900-€1,659-€1,358▲
Operating profit (loss)9901-€3,273-€7,366▼
Financial income75/76B-€3,831
Recurring financial income75-€3,831
Financial charges65/66B€489€259▼
Recurring financial charges65€217€259▲
Non-recurring financial charges66B€272-
Profit (loss) for the period before taxes9903-€3,762-€3,794▼
Income taxes67/77-€10-
Profit (loss) for the period9904-€3,753-€3,794▼
Profit (loss) for the period to be appropriated9905-€3,753-€3,794▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,459-€13,253▼
Profit (loss) brought forward from the previous period14P-€5,707-€9,459▼

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Non-recurring operating income76A--€279--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,382€5,396€1,227€1,107▼ 9.8%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€4,502-
Other operating charges640/8€3,515€403€387€400▲ 3.2%
Gross operating margin9900€105,619€537-€1,659-€1,358▲ 18.1%
Operating profit (loss)9901€88,722-€5,262-€3,273-€7,366▼ 125%
Financial income75/76B€7--€3,831-
Recurring financial income75€7--€3,831-
Financial charges65/66B€1,079€395€489€259▼ 47.0%
Recurring financial charges65€1,079€395€217€259▲ 19.3%
Non-recurring financial charges66B--€272--
Profit (loss) for the period before taxes9903€87,650-€5,657-€3,762-€3,794▼ 0.8%
Income taxes67/77€24,299€49-€10--
Profit (loss) for the period9904€63,351-€5,707-€3,753-€3,794▼ 1.1%
Profit (loss) for the period to be appropriated9905€63,351-€5,707-€3,753-€3,794▼ 1.1%
Line2022202320242025Change
Assets
Total assets20/58€143,129€116,799€66,805€67,524▲ 1.1%
Fixed assets21/28€44,132€17,286€2,394€1,287▼ 46.2%
Tangible fixed assets22/27€44,132€17,286€2,394€1,287▼ 46.2%
Furniture and vehicles24€44,132€17,286€2,394€1,287▼ 46.2%
Current assets29/58€98,997€99,512€64,411€66,237▲ 2.8%
Amounts receivable within one year40/41€24,546€23,213€1,963€123▼ 93.7%
Trade receivables40€23,823€21,728---
Other amounts receivable41€723€1,486€1,963€123▼ 93.7%
Cash at bank and in hand54/58€72,635€76,203€62,350€66,014▲ 5.9%
Deferred charges and accrued income490/1€1,816€96€98€99▲ 1.1%
Equity and liabilities
Total equity and liabilities10/49€143,129€116,799€66,805€67,524▲ 1.1%
Equity10/15€64,351€58,644€54,892€51,098▼ 6.9%
Contributions10/11€1,000€1,000€1,000€1,000=
Reserves13€63,351€63,351€63,351€63,351=
Distributable reserves133€63,351€63,351€63,351€63,351=
Profit (loss) carried forward14--€5,707-€9,459-€13,253▼ 40.1%
Provisions and deferred taxes16---€4,502-
Provisions for liabilities and charges160/5---€4,502-
Other liabilities and charges164/5---€4,502-
Amounts payable17/49€78,778€58,154€11,913€11,925▲ 0.1%
Amounts payable after more than one year17€7,268----
Financial debts170/4€7,268----
Amounts payable within one year42/48€71,507€58,141€11,907€11,907=
Current portion of amounts payable after more than one year42€9,545----
Trade debts44€24,297€22,109€179€219▲ 22.4%
Suppliers440/4€24,297€22,109€179€219▲ 22.4%
Taxes, remuneration and social security45€24,315€24,348€39--
Taxes450/3€24,315€24,348€39--
Other amounts payable47/48€13,351€11,683€11,689€11,689=
Accrued charges and deferred income492/3€2€13€6€17▲ 175%
Line2022202320242025Change
Profit (loss) for the period9904€63,351-€5,707-€3,753-€3,794▼ 1.1%
+ Depreciation and write-downs630€13,382€5,396€1,227€1,107▼ 9.8%
Operating cash flow (approximation)€76,733-€311-€2,526-€2,687▼ 6.4%
Investment in fixed assets (approximation)-€21,450€13,666€0▼ 100%
Change in cash-€3,568-€13,853€3,664-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 27-08-2026 2026-00435616 NBB
31-12-2024 full format 15-07-2025 2025-00270771 PDF
31-12-2023 full format 11-07-2024 2024-00237136 PDF
31-12-2022 full format 18-07-2023 2023-00245600 PDF

Board & ownership

Directors

Directors
1 director
DE BUSSCHERE Laurent
Director · since 30-07-2021 · listed in the 2025 annual accounts, filed on 27-08-2026
Current

Owners and capital

Network & group

CAMEXI shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of CAMEXI. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
27-08
NBB filing Annual accounts filedNBB
financial year 2025 · abbreviated format · 27 days late
2025
15-07
NBB filing Annual accounts filedPDF
financial year 2024 · full format
2024
31-12
Financial Liquidity more than triplescurrent ratio 5.41
The current ratio rises from 1.71 to 5.41. Short-term debt falls from €58,141 to €11,907.
11-07
NBB filing Annual accounts filedPDF
financial year 2023 · full format
2023
31-12
Financial Weakest financial yearnet -€5,707
The net result drops to -€5,707, the lowest from 2022 to 2025. It recovers the following year.
18-07
NBB filing Annual accounts filedPDF
financial year 2022 · full format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 30 July 2021, CAMEXI was incorporated as a private limited company.1 Total assets went from €143,129 in 2022 to €67,524 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name CAMEXI in French
Enterprise number 0771.854.635
Legal form Private limited company
Status Active, normale toestand
Founded 30-07-2021
Entity type Legal entity

Registered office and establishments

Registered office Rue de la Banière 1F, 7190 Ecaussinnes, Belgium
Establishments 1 establishment unit since 2021
E-mail ldebusschere@hotmail.comEcaussinnes
Phone 0478757967Ecaussinnes

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
64210 Activities of holding companies

Invoicing and payment

VAT number BE 0771.854.635
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0771854635
Other Peppol ID 9925:BE0771854635
Registered 22-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
8 companies at this address See who is registered here
1 establishment unit
CAMEXI
Rue de la Banière 1F, 7190 EcaussinnesBusiness and other management consultancy
since 2021unit number 2.320.317.994

Buildings and parcels at the address

Ground area
331 m²
Building footprint
69 m²
Parcel 55024B0447/00H000, Wallonia.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
55024B0447/00H000 Wallonia 331 m² 1 · 69 m² -