CAMERA JO VERSTICHEL
ActiveCAMERA JO VERSTICHEL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €-7k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 1505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-12
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.45 against 2.75 in 2024; short-term debt: 12.8% and cash: 21.5% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
on the day
2022
on the day
2021
28 d late
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▼ 4.3%
2024 · €153k
2018: €70k
2019: €74k
2020: €112k
2021: €133k
2022: €140k
2023: €142k
2024: €153k
2018 → 2025
Total assets
€168k▼ 14.9%
2024 · €197k
2018: €245k
2019: €216k
2020: €243k
2021: €222k
2022: €205k
2023: €203k
2024: €197k
2018 → 2025
Net result
€-7k
2024 · €11k
2018: €-1k
2019: €4k
2020: €39k
2021: €21k
2022: €7k
2023: €2k
2024: €11k
2018 → 2025
Working capital
€96k▲ 24.0%
2024 · €77k
2018: €28k
2019: €46k
2020: €79k
2021: €78k
2022: €104k
2023: €112k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€140k▲ 5.2%€142k▲ 1.4%€153k▲ 7.5%€146k▼ 4.3%
Operating result€37k-€13k▼ 66.0%€6k▼ 51.2%€20k▲ 224%€-6k
Net result€21k-€7k▼ 66.8%€2k▼ 71.1%€11k▲ 438%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€51k▼ 33.2%
Current assets
€117k▼ 3.5%
Equity and liabilities €168k
Equity
€146k▼ 4.3%
Debt
€21k▼ 51.4%
The debt ratio falls from 22.4% to 12.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €41k
Cash flow
€18k▼
2024 · €32k
Solvency
87.2%▲
2024 · 77.6%
Current ratio
5.45▲
2024 · 2.75
Quick ratio
5.45▲
2024 · 2.75
Debt / equity
0.15▼
2024 · 0.29
ROE
-4.5%▼
2024 · 7.0%
ROA
-4.0%▼
2024 · 5.4%
Interest coverage
18.54▲
2024 · 11.31
Debt
€21k▼
2024 · €44k
Debt ≤ 1 year
€21k▼
2024 · €44k
Income taxes
€0▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€168k▼
Fixed assets21/28€76k€51k▼
Tangible fixed assets22/27€75k€50k▼
Land and buildings22€6k€0▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€59k€43k▼
Other tangible fixed assets26€9k€6k▼
Financial fixed assets28€487€287▼
Current assets29/58€121k€117k▼
Amounts receivable within one year40/41€16k€12k▼
Trade receivables40€16k€11k▼
Other amounts receivable41€0€138▲
Current investments50/53€67k€67k=
Cash at bank and in hand54/58€36k€36k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€197k€168k▼
Equity10/15€153k€146k▼
Contributions10/11€19k€19k=
Reserves13€133k€128k▼
Distributable reserves133€133k€128k▼
Profit (loss) carried forward14€855€0▼
Amounts payable17/49€44k€21k▼
Amounts payable within one year42/48€44k€21k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€40k€13k▼
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€25k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€44k€23k▼
Operating profit (loss)9901€20k€-6k▼
Financial income75/76B€1k€465▼
Recurring financial income75€1k€465▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€17k€-7k▼
Income taxes67/77€7k€0▼
Profit (loss) for the period9904€11k€-7k▼
Profit (loss) for the period to be appropriated9905€11k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-6k▼
Profit (loss) brought forward from the previous period14P€855€855=
Transfer from equity791/2-€6k
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼162%
Net result drops to €-7k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €153k ▲7.5%
6 profitable years in a row build equity to €153k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €39k ▲962%
Operating result €57k, net result €39k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲52.3%
2 profitable years in a row build equity to €112k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontstraat 19820 Merelbeke-MelleGround area
617 m²
Building footprint
147 m²
Volume, LiDAR
634 m³
Parcel 44010A0766/00W000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eyefocus
since 19952.071.873.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44010A0766/00W000 | Flanders | 617 m² | 1 · 147 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAINFRAME
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Carousel Edit
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MATHIEU DEPUYDT
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Of 1,060 companies in sector 59120 we hold annual accounts for 452. 369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-1995
Fiscal year end31-12
Activities, NACEBEL
59120Post-production of films, video and television programmes
92114
46431Wholesale of electrical household appliances and audio-video equipment
59111Production of cinema films
59114Motion picture, video and television programme production, sound recording and music publishing activities
74201Photography, excluding press photography
74811
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:32475473918