CAMELEO

Active

Private limited companyfounded 20232 yrs activeRue du Moulin,T.-la-G. 4, 1320 Beauvechain, BelgiumKBO/BCE: BE 1003.083.631

Summary

CAMELEO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21,588 and a net result of €19,588. Its solvency ranks better than 48% of 20775 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

CAMELEOActiveChecked score 65/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€35,698total assets 2024

Equity: €21,588
Profit: €19,588

Turnover not published (abridged schema)

Financial health

65 Healthy Checked score 2024

Bankruptcy chance 12 m: 1.4%

Structure

Accounts filed 34 d late0 of 2 deeds read

Why 65- Figures for FY 2024 (filed 03-09-2025)- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.61, cash €9,119Show the evidence

Checked score

Score 2024

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 61% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 85

equity 60.5% of total assets

Liquidity 63

short-term debt 39.5% · cash 25.5%

Profitability 100

return on assets 54.9%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)

Last 24 months 01-2025: 0.4% 02-2025: 0.4%▲ +2.2% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +3.2% vs 03-2025 05-2025: 0.8%▲ +96.6% vs 04-2025 06-2025: 0.8%▲ +10.6% vs 05-2025 07-2025: 0.9%▲ +7.1% vs 06-2025 08-2025: 1.0%▲ +6.4% vs 07-2025 09-2025: 0.9%▼ -2.7% vs 08-2025 10-2025: 0.2%▼ -78.8% vs 09-2025 11-2025: 0.2%▼ -1.0% vs 10-2025lowest value 12-2025: 0.2%▲ +4.6% vs 11-2025 01-2026: 0.2%▲ +1.0% vs 12-2025 02-2026: 0.2%▼ -1.9% vs 01-2026 03-2026: 0.2%▲ +7.4% vs 02-2026 04-2026: 0.2%▲ +1.8% vs 03-2026 05-2026: 0.2%▲ +9.5% vs 04-2026 06-2026: 0.2%▼ -0.8% vs 05-2026 07-2026: 0.3%▲ +7.9% vs 06-2026 08-2026: 0.5%▲ +86.2% vs 07-2026 09-2026: 0.7%▲ +39.0% vs 08-2026 10-2026: 1.4%▲ +105% vs 09-2026highest value

Figures for FY 2024 (filed 03-09-2025) raises the probability
Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
1 change of registered office in 24 months raises the probability
Liquidity: current ratio 1.61, cash €9,119 lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 1.61; short-term debt: 39.5% and cash: 25.5% of total assets), and 39.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 52%, liquidity 47%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 03-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 1.61, cash €9,119

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

34 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 34 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage