CAMCOS
ActiveCAMCOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €253k and a net result of €15k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 70% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-5
Solvency81▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.49 in 2023; short-term debt: 29.5% and cash: 0.3% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
60 d late
2022
56 d late
2021
8 d late
2020
30 d early
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€253k▲ 6.3%
2023 · €238k
2018: €60k
2019: €55k
2020: €120k
2021: €198k
2022: €208k
2023: €238k
2018 → 2024
Total assets
€455k▲ 5.7%
2023 · €431k
2018: €344k
2019: €319k
2020: €354k
2021: €425k
2022: €416k
2023: €431k
2018 → 2024
Net result
€15k▼ 50.9%
2023 · €31k
2018: €-306k
2019: €-5k
2020: €65k
2021: €78k
2022: €10k
2023: €31k
2018 → 2024
Working capital
€70k▲ 24.9%
2023 · €56k
2018: €-140k
2019: €-131k
2020: €-70k
2021: €11k
2022: €24k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€120k-€198k▲ 64.6%€208k▲ 5.1%€238k▲ 14.7%€253k▲ 6.3%
Operating result€67k-€77k▲ 14.5%€9k▼ 87.8%€28k▲ 202%€17k▼ 41.1%
Net result€65k-€78k▲ 18.9%€10k▼ 87.0%€31k▲ 203%€15k▼ 50.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 41% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €455k
Fixed assets
€251k▼ 3.5%
Current assets
€204k▲ 19.5%
Equity and liabilities €455k
Equity
€253k▲ 6.3%
Debt
€202k▲ 4.8%
The debt ratio falls from 44.7% to 44.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2023 · €41k
Cash flow
€28k▼
2023 · €43k
Solvency
55.7%▲
2023 · 55.3%
Current ratio
1.52▲
2023 · 1.49
Quick ratio
1.52▲
2023 · 1.49
Debt / equity
0.80▼
2023 · 0.81
ROE
5.9%▼
2023 · 12.9%
ROA
3.3%▼
2023 · 7.1%
Interest coverage
12.43▼
2023 · 27.74
Debt
€202k▲
2023 · €192k
Debt ≤ 1 year
€134k▲
2023 · €115k
Debt > 1 year
€67k▼
2023 · €77k
Income taxes
€4k▲
2023 · €145
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€431k€455k▲
Fixed assets21/28€260k€251k▼
Tangible fixed assets22/27€260k€251k▼
Land and buildings22€247k€240k▼
Plant, machinery and equipment23€972€562▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€171k€204k▲
Amounts receivable after more than one year29€148k€199k▲
Other amounts receivable291€148k€199k▲
Cash at bank and in hand54/58€23k€1k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€431k€455k▲
Equity10/15€238k€253k▲
Contributions10/11€21k€21k=
Reserves13€176k€176k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€174k€174k=
Profit (loss) carried forward14€42k€57k▲
Amounts payable17/49€192k€202k▲
Amounts payable after more than one year17€77k€67k▼
Financial debts170/4€77k€67k▼
Amounts payable within one year42/48€115k€134k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€2k€20k▲
Suppliers440/4€2k€20k▲
Taxes, remuneration and social security45€455€4k▲
Taxes450/3€455€4k▲
Other amounts payable47/48€103k€100k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€19k€12k▼
Gross operating margin9900€59k€42k▼
Operating profit (loss)9901€28k€17k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€31k€19k▼
Income taxes67/77€145€4k▲
Profit (loss) for the period9904€31k€15k▼
Profit (loss) for the period to be appropriated9905€31k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€57k▲
Profit (loss) brought forward from the previous period14P€11k€42k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 53 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 60 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
31-12
Financial
Equity above €200kEq €208k ▲5.1%
3 profitable years in a row build equity to €208k.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €78k ▲18.9%
Operating result €77k, net result €78k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.45 to 1.09.
31-12
Financial
Equity above €150kEq €198k ▲64.6%
2 profitable years in a row build equity to €198k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €65k
Net result €65k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €120k ▲119%
Equity rises from €55k to €120k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter Benoitstraat 192018 AntwerpenGround area
235 m²
Building footprint
155 m²
Volume, LiDAR
1,386 m³
Parcel 11810K1543/00B040, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00B040 | Flanders | 235 m² | 1 · 155 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO LEPERCQ
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S.M. MACKA
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MILE STONE REAL ESTATE
BE 0899.862.664
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ODP Invest
BE 0767.892.679
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GRES D'YVOIR
BE 0402.561.183
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Of 587 companies in sector 68204 we hold annual accounts for 317. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2012
Fiscal year end31-12
Activities, NACEBEL
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.