Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Profit
- €639,821
- Solvency
- 52.2%
Total assets▲ 201%
Net result
20192025
CAMCAR
ActiveSummary
CAMCAR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €536,150 and a net result of €639,821. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 64% of 3131 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
1 site
Size
€1.0mtotal assets 2025
- Equity
- €536,150
- Profit
- €639,821
Turnover not published (abridged schema)
Structure
Accounts 3 d early1 of 5 deeds read
Why 97- 1 change of registered office in 24 months+ Liquidity: current ratio 2.63, cash €1.0m+ Size: total assets €1.0m+ Figures for FY 2025 (filed 06-05-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 80% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
77+31
equity 52.2% of total assets
Liquidity
82+56
short-term debt 38.1% · cash 99.3%
Profitability
100+32
return on assets 62.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● 0.0% vs 11-2024
01-2025: 0.5%● 0.0% vs 12-2024
02-2025: 0.5%● 0.0% vs 01-2025
03-2025: 0.5%● 0.0% vs 02-2025
04-2025: 0.5%● 0.0% vs 03-2025
05-2025: 0.5%▼ -6.9% vs 04-2025
06-2025: 0.5%● 0.0% vs 05-2025
07-2025: 0.5%▲ +5.0% vs 06-2025
08-2025: 0.5%● 0.0% vs 07-2025
09-2025: 0.5%▼ -6.3% vs 08-2025
10-2025: 0.7%▲ +56.2% vs 09-2025
11-2025: 1.2%▲ +61.3% vs 10-2025
12-2025: 1.5%▲ +25.7% vs 11-2025
01-2026: 2.3%▲ +53.2% vs 12-2025
02-2026: 2.5%▲ +10.6% vs 01-2026
03-2026: 3.2%▲ +23.8% vs 02-2026
04-2026: 5.0%▲ +59.2% vs 03-2026highest value
05-2026: 5.0%● 0.0% vs 04-2026highest value
06-2026: < 0.1%▼ -99.3% vs 05-2026lowest value
07-2026: 0.1%▲ +116% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%▼ -8.8% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 2.63, cash €1.0m lowers the probability
- Size: total assets €1.0m lowers the probability for this profile
- Figures for FY 2025 (filed 06-05-2026) lowers the probability
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.63 against 0.09 in 2024; short-term debt: 38.1% and cash: 99.3% of total assets), and 47.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 62%, liquidity 82%, profitability 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €536,150
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
21 d early
2023
on the day
2022
3 d early
2021
31 d early
2020
9 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignation: Cambier David (director)Registered-office move · Director discharge
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €639,821
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 10-06-2026Resignation: Cambier David (director)
- 27-04-2026Annual accounts filed
- 30-09-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 15-04-1997
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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