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CAMBY & PARTNERS

Active
Private limited companyfounded 2025active for 1 yearMimosalaan 34, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 1020.552.539
Summary

CAMBY & PARTNERS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,181) and a net result of -€7,181. Its solvency ranks better than 5% of 15,784 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-02-2025 Normal situation
Activity
Activities of lawyers NACE 69101and 3 others
Establishment unit
2.373.817.553 1040 Etterbeek, since 01-03-2025
Financial year end
31 December
Peppol
Reachable since 10-01-2026

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€7,555
Turnover
≈ €44,000
estimated
Loss
€7,181
Equity
-€4,181
Total assets
€202,245
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€4,181lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €202,245Liquidity: current ratio 0.76, cash €73,208Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in legal and accounting (NACE 69)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 23
equity -2.1% of total assets
Liquidity 67
short-term debt 55.8% · cash 36.2%
Profitability 59
return on assets -3.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 03-2026: 0.3% 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76, below 1. Short-term debt is 55.8% and cash 36.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 3% of them on solvency, 54% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Negative equity -€4,181
NBB · annual accounts
lowers risk · Size: total assets €202,245
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.76, cash €73,208
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,181 View
  • Caution: Lower solvency than 95% of companies in legal and accountingsector median 56.9% · 15,784 companies -2.1% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: CAMBY Jeffry (director)
All 2 events

Comparable companies

These companies have the same main activity as CAMBY & PARTNERS: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €114,000 and €309,000, founded between 2023 and 2025.

CompanyTotal assetsGross margin
CAMBY & PARTNERS Sint-Pieters-Woluwe€202,245€7,555
AGN Avocat Ans€198,464€8,997
MANNEH LAW SRL Sint-Pieters-Woluwe€188,177€9,377
Allegiance Law Brussel€308,993€8,209
Reya Advocaten Gent€283,057€7,002
ARIUS LAW Etterbeek€254,055€8,692
AR Law & Tax Brussel€114,007€8,653
Full comparison

Key facts about CAMBY & PARTNERS

What is the company number of CAMBY & PARTNERS?
The company number of CAMBY & PARTNERS is 1020.552.539. The VAT number is the same number with BE in front: BE 1020.552.539.
Where is CAMBY & PARTNERS based?
The registered office is at Mimosalaan 34, 1150 Sint-Pieters-Woluwe.Company details
What does CAMBY & PARTNERS do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of CAMBY & PARTNERS?
The legal form of CAMBY & PARTNERS is Private limited company (BV).
When was CAMBY & PARTNERS founded?
CAMBY & PARTNERS was founded on 28-02-2025.
Is CAMBY & PARTNERS still active?
Yes, CAMBY & PARTNERS is an active enterprise in the KBO register.
What is the turnover of CAMBY & PARTNERS?
The turnover in financial year 2025 is ≈ €44,000. This figure is estimated from the gross margin of €7,555 and 34 comparable companies (NACE 691). It probably lies between €25,000 and €110,000. It is a rough estimate.Financials
Is CAMBY & PARTNERS profitable?
In financial year 2025, CAMBY & PARTNERS made a loss of €7,181.
Where can I find the annual accounts of CAMBY & PARTNERS?
CAMBY & PARTNERS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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