Cambric

Active

Private limited companyfounded 20251 yr activeJacob Van Arteveldestraat 46, 9050 Gent, BelgiumKBO/BCE: BE 1020.632.218

Summary

Cambric has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,003 and a net result of €25,853. Its solvency ranks better than 49% of 15547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

CambricActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€46,602total assets 2025

Equity: €26,003
Profit: €25,853

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 31 d early1 of 2 deeds read

Why 96- 1 change of registered office in 24 months+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 2.26, cash €44,888+ Figures for FY 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 67% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 81

equity 55.8% of total assets

Liquidity 79

short-term debt 44.2% · cash 96.3%

Profitability 100

return on assets 55.5%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,836 companies)

Last 24 months 04-2026: 0.3% 05-2026: 0.3%▲ +2.3% vs 04-2026 06-2026: 0.6%▲ +100% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.7%▲ +8.8% vs 07-2026highest value 09-2026: 0.7%● 0.0% vs 08-2026highest value 10-2026: < 0.1%▼ -93.6% vs 09-2026lowest value

Sector Legal and accounting activities (NACE 69) lowers the probability
Liquidity: current ratio 2.26, cash €44,888 lowers the probability
1 change of registered office in 24 months raises the probability
Figures for FY 2025 (filed 30-06-2026) lowers the probability

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 2.26; short-term debt: 44.2% and cash: 96.3% of total assets), and 44.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 52%, liquidity 68%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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