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Cambre 45

Active
Private limited company (pre-2019)founded 2016active for 10 yearsLouizalaan 54, 1050 Elsene, BelgiumKBO/BCE: BE 0659.919.506
Summary

Cambre 45 has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335,984 and a net result of -€61,335. Equity has been shrinking by about 8.5% per year since 2018. Its solvency ranks better than 29% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-07-2016 Normal situation
Registered office
383 active companies are registered at this address 31 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Property management for co-owned buildings (syndics) NACE 68321and 1 other
Establishment unit
2.256.112.409 1050 Brussel, since 26-07-2016
Financial year end
31 December
Peppol
Reachable since 29-06-2026

Board and ownership

Board
Shareholders
  • Eleonas Soc. droit Françaisannual accounts 2019
  • Huset Soc. droit Françaisannual accounts 2019

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€123,852
▲ 16.9%
Turnover
≈ €220,000
estimated
Loss
€61,335
▲ 10.3%
Equity
€335,984
▼ 15.4%
Total assets
€3.3m
▼ 3.0%
  • €22,947 of overdue tax debts on 31-12-2025
  • 2025 accounts filed 6 days after the deadline
Score breakdownraises riskLiquidity: current ratio 7.49, cash €10,918lowers riskSize: total assets €3.3mFigures for financial year 2025 (filed on 11-08-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 32% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 35-2
equity 10.3% of total assets
Liquidity 50-1
short-term debt 4.0% · cash 0.3%
Profitability 27-3
return on assets -1.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,993 companies, NACE 68, small)
Last 24 months 12-2024: 0.9%highest value 01-2025: 0.9%● unchanged vs 12-2024highest value 02-2025: 0.5%▼ -0.4 percentage points vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.5 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.49 (7.51 in 2024), above the usual 1.5. Short-term debt is 4% and cash 0.3% of total assets. However, 89.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 29% of them on solvency, 60% on liquidity, 20% on profitability and 18% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 7.49, cash €10,918
NBB · annual accounts
lowers risk · Size: total assets €3.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 11-08-2026)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€61,335
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filings
Deviation from the deadline
2025
6 days late
2024
24 days early
2023
54 days early
2022
56 days early
2021
54 days early
2020
26 days late
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€61,335 View
  • Caution: Lower net result than 85% of companies in real estatesector median €10,001 · 11,250 companies -€61,335 View

Recent changes

  1. · Gazette deed Reappointments: GEMAP SRL (director) and PIEYRE Jérôme (director)Permanent representative: Saint-Rémy Gérald
  2. · Gazette deed Registered office moved from Watermael-Boitsfort to Bruxelles
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Cambre 45: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €2m and €4.2m, founded between 2014 and 2019.

CompanyTotal assetsGross margin
Cambre 45 Elsene€3.3m€0.1m
Cirque Central Lievegem€3.3m€0.1m
ASTON 1 Mouscron€4.2m€0.1m
MEEREN IMMO Pajottegem€2.9m€0.1m
BALTIMMORE Schilde€3.3m€0.2m
JAEGS Properties Rixensart€2.0m€0.09m
IMMO RODIN Elsene€2.4m€0.2m
Full comparison

Key facts about Cambre 45

What is the company number of Cambre 45?
The company number of Cambre 45 is 0659.919.506. The VAT number is the same number with BE in front: BE 0659.919.506.
Where is Cambre 45 based?
The registered office is at Louizalaan 54, 1050 Elsene.Company details
What does Cambre 45 do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of Cambre 45?
The legal form of Cambre 45 is Private limited company (pre-2019) (BVBA).
When was Cambre 45 founded?
Cambre 45 was founded on 26-07-2016.
Is Cambre 45 still active?
Yes, Cambre 45 is an active enterprise in the KBO register.
What is the turnover of Cambre 45?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €123,852 and 37 comparable companies (NACE 683). It probably lies between €180,000 and €320,000.Financials
Is Cambre 45 profitable?
In financial year 2025, Cambre 45 made a loss of €61,335.
Where can I find the annual accounts of Cambre 45?
Cambre 45 filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Cambre 45 due?
Cambre 45 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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