CAMBIO
ActiveSummary
CAMBIO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€52,031) and a net result of -€788. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 35 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
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Signals
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2026, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | €10,538 | €12,449 | €10,653 | -€667 | -€710 | ▼ 6.4% |
| Operating profit (loss)9901 | €10,538 | €12,449 | €10,653 | -€667 | -€710 | ▼ 6.4% |
| Financial income75/76B | €12 | - | - | - | - | - |
| Recurring financial income75 | €12 | - | - | - | - | - |
| Financial charges65/66B | €120 | €47 | €57 | €69 | €78 | ▲ 13.0% |
| Recurring financial charges65 | €120 | €47 | €57 | €69 | €78 | ▲ 13.0% |
| Profit (loss) for the period before taxes9903 | €10,430 | €12,402 | €10,596 | -€736 | -€788 | ▼ 7.1% |
| Profit (loss) for the period9904 | €10,430 | €12,402 | €10,596 | -€736 | -€788 | ▼ 7.1% |
| Profit (loss) for the period to be appropriated9905 | €10,430 | €12,402 | €10,596 | -€736 | -€788 | ▼ 7.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,470 | €6,603 | €8,737 | €3,130 | €2,342 | ▼ 25.2% |
| Current assets29/58 | €6,470 | €6,603 | €8,737 | €3,130 | €2,342 | ▼ 25.2% |
| Amounts receivable within one year40/41 | €3,537 | €814 | €1,852 | €981 | €981 | = |
| Trade receivables40 | €2,723 | - | €871 | - | - | - |
| Other amounts receivable41 | €814 | €814 | €981 | €981 | €981 | = |
| Cash at bank and in hand54/58 | €2,933 | €5,789 | €6,885 | €2,149 | €1,361 | ▼ 36.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,470 | €6,603 | €8,737 | €3,130 | €2,342 | ▼ 25.2% |
| Equity10/15 | -€73,505 | -€61,103 | -€50,507 | -€51,243 | -€52,031 | ▼ 1.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | €18,592 | €18,592 | - | - | - | - |
| Profit (loss) carried forward14 | -€92,097 | -€79,695 | -€69,099 | -€69,835 | -€70,623 | ▼ 1.1% |
| Amounts payable17/49 | €79,975 | €67,706 | €59,244 | €54,373 | €54,373 | = |
| Amounts payable within one year42/48 | €79,975 | €67,706 | €59,244 | €54,373 | €54,373 | = |
| Financial debts43 | €77,707 | €67,706 | €57,206 | €54,206 | €54,206 | = |
| Other loans439 | €77,707 | €67,706 | €57,206 | €54,206 | €54,206 | = |
| Taxes, remuneration and social security45 | €2,268 | - | €2,038 | €167 | €167 | = |
| Taxes450/3 | €2,268 | - | €2,038 | €167 | €167 | = |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,430 | €12,402 | €10,596 | -€736 | -€788 | ▼ 7.1% |
| Operating cash flow (approximation) | €10,430 | €12,402 | €10,596 | -€736 | -€788 | ▼ 7.1% |
| Change in cash | - | €2,856 | €1,096 | -€4,736 | -€788 | ▲ 83.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0535/00R000 | Flanders | 262 m² | 1 · 104 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.