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CAMAL

Active
Public limited companyfounded 197253 yrs activeRue Légipont 12/000D, 4671 Blégny, BelgiumKBO/BCE: BE 0412.859.912
Summary

CAMAL has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.9m and a net result of €826,663. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 717 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CAMALActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of food products
NACE 10510NACE 15510Wholesale trade NACE 46331
#1 company by equity in Blegny, Manufacturing sector1 site
Size
€41.7mturnover 2025
Staff
43.8 FTE
Equity
€8.9m
Profit
€826,663
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
FrieslandCampina · 100%
Board
5 members
Auditor: Eva Van WonterghemAccounts 38 d early
Why 92- Sector Manufacture of food products (NACE 10)+ Founded in 1972+ Size: turnover €41.7m, 43.8 FTE, total assets €13.4m+ Profit of €826,663 (FY 2025)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 10, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 92+12
equity 66.7% of total assets
Liquidity 40+11
short-term debt 33.0% · cash 3.5%
Profitability 61-1
return on assets 6.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (621 companies)
Last 22 months 01-2025: 0.2% 02-2025: 0.2%▼ -3.7% vs 01-2025 03-2025: 0.2%▲ +1.1% vs 02-2025 04-2025: 0.2%▲ +2.2% vs 03-2025 05-2025: 0.2%▲ +5.3% vs 04-2025 06-2025: 0.2%▲ +3.5% vs 05-2025 07-2025: 0.3%▲ +22.2% vs 06-2025highest value 08-2025: 0.2%▼ -39.9% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.1%▼ -3.9% vs 01-2026 03-2026: 0.1%▲ +1.4% vs 02-2026 04-2026: 0.2%▲ +2.7% vs 03-2026 05-2026: 0.2%▲ +5.3% vs 04-2026 06-2026: 0.2%▲ +2.5% vs 05-2026 07-2026: 0.1%▼ -24.4% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1972 lowers the probability for this profile
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Size: turnover €41.7m, 43.8 FTE, total assets €13.4m lowers the probability for this profile
  • Profit of €826,663 (FY 2025) lowers the probability
Credit up to €800,000 at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.18 in 2024; short-term debt: 33% and cash: 3.5% of total assets), and 33.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, small). Better than this share of them on solvency 86%, liquidity 41%, profitability 34%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1972
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: turnover €41.7m, 43.8 FTE, total assets €13.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Profit of €826,663 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
22 d early
2023
42 d early
2022
27 d early
2021
38 d early
2020
25 d early
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: ORTEGAL BV (director)Appointments: Christophe GUILMIN (director) and…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Resignations: Tom Schiettecat, AGRUCO SRL and…Appointments: Christophe Guilmin (director) and…

Key points

  • Positive: Company by equity in Blegny, Manufacturing sectorin the Checked rankings #1 View
  • Board changedlatest change 15-05-2026 · 5 in office 2 joined · 4 left View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €826,663 8 years View
  • Controlled by FrieslandCampina 100% View
  • Active since 1972founded 28-12-1972 53 years View

By topic

Financials

Fiscal year
2025
Turnover
€41.7m
Profit
€826,663
Solvency
66.7%
Turnover▼ 1.1%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
Parent
FrieslandCampina · 100%
Auditor
Eva Van Wonterghem
Go to Board & ownership

Timeline

Events
44
Since
2003
Next accounts
by 31-07-2027
  1. 26-08-2026Resignation: ORTEGAL BV (director)
  2. 23-06-2026Annual accounts filed
  3. 04-02-2026Resignations: Tom Schiettecat, AGRUCO SRL and 2…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of food productsNACE 10510
Founded
28-12-1972
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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