Cam/Art Immo

Active

Private limited companyfounded 20233 yrs activeFazantenlaan 6, 2242 Zandhoven, BelgiumKBO/BCE: BE 0803.815.838

Cam/Art Immo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €54k and a net result of €37k. Its solvency ranks better than 12% of 5495 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 5495 sector peers (2025).

NBB · sector comparison

Position among 5495 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

39 d early

2024

49 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close16-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€54k▲ 226%

2024 · €17k

2024: €17k

2024 → 2025

Net result

€37k▲ 176%

2024 · €14k

2024: €14k

2024 → 2025

Total assets

€636k▲ 10.6%

2024 · €575k

2024: €575k

2024 → 2025

Solvency

8.5%▲ 5.6pp

2024 · 2.9%

2024: 2.9%

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€17k-€54k▲ 226%

Operating result€26k-€63k▲ 139%

Net result€14k-€37k▲ 176%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 139% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €636k

83.5%

16.5%

Fixed assets €531k▲ 3.6%

Current assets €105k▲ 68.2%

Equity and liabilities €636k

91.5%

Equity €54k▲ 226%

Debt €582k▲ 4.2%

The debt ratio falls from 97.1% to 91.5%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

Solvency

8.5%▲

2024 · 2.9%

ROE

69.3%▼

2024 · 81.9%

ROA

5.9%▲

2024 · 2.4%

Debt

€582k▲

2024 · €558k

Debt ≤ 1 year

€204k▲

2024 · €67k

Debt > 1 year

€377k▼

2024 · €492k

Income taxes

€9k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€575k€636k▲

Fixed assets21/28€512k€531k▲

Tangible fixed assets22/27€512k€531k▲

Land and buildings22€512k€487k▼

Furniture and vehicles24-€44k

Current assets29/58€62k€105k▲

Amounts receivable within one year40/41€606€15k▲

Trade receivables40-€15k

Other amounts receivable41€606-

Cash at bank and in hand54/58€62k€90k▲

Deferred charges and accrued income490/1€117€282▲

Equity and liabilities

Total equity and liabilities10/49€575k€636k▲

Equity10/15€17k€54k▲

Contributions10/11€3k€3k=

Reserves13€14k€51k▲

Distributable reserves133€14k€51k▲

Amounts payable17/49€558k€582k▲

Amounts payable after more than one year17€492k€377k▼

Financial debts170/4€371k€377k▲

Other amounts payable178/9€121k-

Amounts payable within one year42/48€67k€204k▲

Current portion of amounts payable after more than one year42€13k€30k▲

Trade debts44€7k€5k▼

Suppliers440/4€7k€5k▼

Taxes, remuneration and social security45€3k€5k▲

Taxes450/3€3k€5k▲

Other amounts payable47/48€43k€164k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€38k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€63k€103k▲

Operating profit (loss)9901€26k€63k▲

Financial charges65/66B€10k€16k▲

Recurring financial charges65€10k€16k▲

Profit (loss) for the period before taxes9903€17k€47k▲

Income taxes67/77€3k€9k▲

Profit (loss) for the period9904€14k€37k▲

Profit (loss) for the period to be appropriated9905€14k€37k▲

Appropriation of the result

Profit (loss) to be appropriated9906€14k€37k▲

Transfer to equity691/2€14k€37k▲

To other reserves6921€14k€37k▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-01-2027

2025

23-12

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2024

13-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zandhoven · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fazantenlaan 62242 Zandhoven

Ground area

755 m²

Building footprint

119 m²

Volume, LiDAR

773 m³

Parcel 11033B0448/00L002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Cam/Art Immo

Fazantenlaan 6, 2242 ZandhovenReal estate activities

since 20232.347.323.091

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11033B0448/00L002	Flanders	755 m²	1 · 119 m²	9.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 225 EUR awarded · 225 EUR paid

Year	Entries	awarded	paid
2025	1	225 EUR	225 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 225 EUR · 225 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Management Consulting Trading

BE 0760.990.932

Antwerpen · Eq €54k

Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 10,651 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-07-2023

Fiscal year end30-06

Activities, NACEBEL

64200Holdings

64210Activities of holding companies

68110Buying and selling of own real estate

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

70100Activities of head offices

70200Business and other management consultancy

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.