CALVALOOT
ActiveCALVALOOT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16k and a net result of €-26. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 19% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69=
Solvency43▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.27 in 2023; short-term debt: 14.2% and cash: 0% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.2%
Return on assets
0%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 37964 sector peers (2024).
NBB · sector comparisonPosition among 37964 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
141 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€16k▼ 0.2%
2023 · €16k
2022: €15k
2023: €16k
2022 → 2024
Total assets
€86k▼ 8.8%
2023 · €95k
2022: €98k
2023: €95k
2022 → 2024
Net result
€-26
2023 · €323
2022: €-3k
2023: €323
2022 → 2024
Working capital
€2k
2023 · €-58k
2022: €-60k
2023: €-58k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€15k-€16k▲ 2.1%€16k▼ 0.2%
Operating result€-3k-€571€109▼ 81.0%
Net result€-3k-€323€-26
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 81% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €86k
Fixed assets
€72k▼ 2.0%
Current assets
€14k▼ 32.3%
Equity and liabilities €86k
Equity
€16k▼ 0.2%
Debt
€71k▼ 10.6%
The debt ratio falls from 83.4% to 81.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2023 · €2k
Cash flow
€1k▼
2023 · €2k
Solvency
18.2%▲
2023 · 16.6%
Current ratio
1.17▲
2023 · 0.27
Quick ratio
1.17▲
2023 · 0.27
Debt / equity
4.50▼
2023 · 5.02
ROE
-0.2%▼
2023 · 2.1%
ROA
0.0%▼
2023 · 0.3%
Interest coverage
11.92▲
2023 · 8.35
Debt
€71k▼
2023 · €79k
Debt ≤ 1 year
€12k▼
2023 · €79k
Debt > 1 year
€58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€95k€86k▼
Fixed assets21/28€73k€72k▼
Tangible fixed assets22/27€73k€72k▼
Land and buildings22€73k€72k▼
Current assets29/58€21k€14k▼
Amounts receivable within one year40/41€21k€14k▼
Other amounts receivable41€21k€14k▼
Cash at bank and in hand54/58€23€5▼
Equity and liabilities
Total equity and liabilities10/49€95k€86k▼
Equity10/15€16k€16k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-4k€-4k▼
Amounts payable17/49€79k€71k▼
Amounts payable after more than one year17-€58k
Other amounts payable178/9-€58k
Amounts payable within one year42/48€79k€12k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€500▼
Remuneration and social security454/9€384€500▲
Other amounts payable47/48€76k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€571€109▼
Financial charges65/66B€248€135▼
Recurring financial charges65€248€135▼
Profit (loss) for the period before taxes9903€323€-26▼
Profit (loss) for the period9904€323€-26▼
Profit (loss) for the period to be appropriated9905€323€-26▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▼
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 1.17
Current ratio from 0.27 to 1.17; short-term debt falls from €79k to €12k.
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-12
Financial
Back to profitnet €323
Net result €323 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Malcensestraat(L) 77700 MouscronGround area
3,477 m²
Building footprint
7 m²
Volume, LiDAR
14 m³
Parcel 54006P0313/00_000, Wallonia · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CALVALOOT
since 20202.312.719.233
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006P0313/00_000 | Wallonia | 3,477 m² | 1 · 7 m² | 2.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0768.970.369
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ZIJZICHT
BE 0823.857.424
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CABRETO
BE 0765.772.240
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ADVINANCE
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 27,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.