CALUVEK
ActiveSummary
CALUVEK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.6m and a net result of €3.8m. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000,000 at 30 days acceptable
short-term debt: 0.1% and cash: 4.6% of total assets, and 0.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
27.7%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
44 d early
2024
46 d early
2023
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 46 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 December (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by equity in Rijkevorsel, Wholesale and retail trade sector#3 company by total assets in Rijkevorsel, Wholesale and retail trade sector
Equity
€13.6m▲ 38.3%
2024 · €9.8m
Total assets
€13.6m▲ 36.4%
2024 · €10.0m
Net result
€3.8m▼ 41.0%
2024 · €6.4m
Working capital
€13.5m▲ 38.4%
2024 · €9.8m
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€5.1m-€9.2m▲ 81.3%€4.8m▼ 47.5%
Net result€3.5mabove the sector's middle half-€6.4mabove the sector's middle half▲ 84.5%€3.8mabove the sector's middle half▼ 41.0%
Equity€3.5mabove the sector's middle half-€9.8mabove the sector's middle half▲ 184%€13.6mabove the sector's middle half▲ 38.3%
Total assets€5.2mabove the sector's middle half-€10.0mabove the sector's middle half▲ 90.8%€13.6mabove the sector's middle half▲ 36.4%
Debt€1.8m-€142,370▼ 92.0%€8,050▼ 94.3%
Working capital€3.4mabove the sector's middle half-€9.8mabove the sector's middle half▲ 187%€13.5mabove the sector's middle half▲ 38.4%
Solvency66.1%above the sector's middle half-98.6%above the sector's middle half▲ 32.4pp99.9%above the sector's middle half▲ 1.4pp
Current ratio2.92above the sector's middle half-69.56above the sector's middle half▲ 66.64
Return on assets (ROA)66.1%above the sector's middle half-63.9%above the sector's middle half▼ 2.2pp27.7%above the sector's middle half▼ 36.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.6m
Fixed assets
€72,868 ▲ 11.0%
Current assets
€13.5m ▲ 36.5%
Equity and liabilities €13.6m
Equity
€13.6m ▲ 38.3%
Debt
€8,050 ▼ 94.3%
Debt's share of the balance-sheet total falls from 1.4% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4.8m▼
2024 · €9.2m
Cash flow
€3.8m▼
2024 · €6.4m
Debt to equity
0.00▼
2024 · 0.01
ROE
27.7%▼
2024 · 64.8%
Interest coverage
17.53▼
2024 · 190.21
Debt ≤ 1 year
€8,050▼
2024 · €142,370
Income taxes
€1.3m▼
2024 · €3.0m
A ratio outside any meaningful range has been withheld (balance sheet total €13.6m, equity €13.6m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,331 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 96% are still going.
- Medium-sized
- solvency 30% or more
- a profit of 5% of the balance sheet or more
- without age
0.1%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,331 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,696 | €15,643 | €17,897 | ▲ 14.4% |
| Other operating charges640/8 | €754 | €1,371 | €1,163 | ▼ 15.1% |
| Gross operating margin9900 | €5.1m | €9.2m | €4.8m | ▼ 47.4% |
| Operating profit (loss)9901 | €5.1m | €9.2m | €4.8m | ▼ 47.5% |
| Financial income75/76B | €50 | €212,233 | €473,330 | ▲ 123% |
| Recurring financial income75 | €50 | €212,233 | €473,330 | ▲ 123% |
| Financial charges65/66B | €130 | €48,323 | €275,941 | ▲ 471% |
| Recurring financial charges65 | €130 | €48,323 | €275,941 | ▲ 471% |
| Profit (loss) for the period before taxes9903 | €5.1m | €9.3m | €5.0m | ▼ 46.3% |
| Income taxes67/77 | €1.6m | €3.0m | €1.3m | ▼ 57.7% |
| Profit (loss) for the period9904 | €3.5m | €6.4m | €3.8m | ▼ 41.0% |
| Profit (loss) for the period to be appropriated9905 | €3.5m | €6.4m | €3.8m | ▼ 41.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €5.2m | €10.0m | €13.6m | ▲ 36.4% |
| Fixed assets21/28 | €52,705 | €65,618 | €72,868 | ▲ 11.0% |
| Tangible fixed assets22/27 | €52,705 | €65,618 | €72,868 | ▲ 11.0% |
| Plant, machinery and equipment23 | - | €10,462 | €9,148 | ▼ 12.6% |
| Furniture and vehicles24 | €52,705 | €55,156 | €39,986 | ▼ 27.5% |
| Other tangible fixed assets26 | - | - | €23,735 | - |
| Current assets29/58 | €5.2m | €9.9m | €13.5m | ▲ 36.5% |
| Stocks and contracts in progress3 | €682,000 | €724,374 | €880,268 | ▲ 21.5% |
| Stocks30/36 | €682,000 | €724,374 | €880,268 | ▲ 21.5% |
| Amounts receivable within one year40/41 | €27,596 | €863,842 | €1.6m | ▲ 83.5% |
| Trade receivables40 | €27,596 | €378,878 | €449,254 | ▲ 18.6% |
| Other amounts receivable41 | - | €484,964 | €1.1m | ▲ 134% |
| Current investments50/53 | €3.0m | €8.1m | €10.4m | ▲ 28.8% |
| Cash at bank and in hand54/58 | €1.5m | €228,597 | €630,177 | ▲ 176% |
| Deferred charges and accrued income490/1 | €722 | €151 | €14,571 | ▲ 9,579% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €5.2m | €10.0m | €13.6m | ▲ 36.4% |
| Equity10/15 | €3.5m | €9.8m | €13.6m | ▲ 38.3% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €3.5m | €9.8m | €13.6m | ▲ 38.3% |
| Distributable reserves133 | €3.5m | €9.8m | €13.6m | ▲ 38.3% |
| Amounts payable17/49 | €1.8m | €142,370 | €8,050 | ▼ 94.3% |
| Amounts payable within one year42/48 | €1.8m | €142,370 | €8,050 | ▼ 94.3% |
| Trade debts44 | €569,467 | €140,444 | €6,146 | ▼ 95.6% |
| Suppliers440/4 | €569,467 | €140,444 | €6,146 | ▼ 95.6% |
| Taxes, remuneration and social security45 | €1.2m | €1,926 | €1,904 | ▼ 1.1% |
| Taxes450/3 | €1.2m | €296 | €263 | ▼ 11.1% |
| Remuneration and social security454/9 | €9,228 | €1,629 | €1,640 | ▲ 0.7% |
| Other amounts payable47/48 | €743 | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.5m | €6.4m | €3.8m | ▼ 41.0% |
| + Depreciation and write-downs630 | €5,696 | €15,643 | €17,897 | ▲ 14.4% |
| Operating cash flow (approximation) | €3.5m | €6.4m | €3.8m | ▼ 40.8% |
| Investment in fixed assets (approximation) | - | -€28,557 | -€25,148 | ▲ 11.9% |
| Change in cash | - | -€1.2m | €401,580 | ▲ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity times 24current ratio 1679.85
Current ratio from 69.56 to 1679.85; short-term debt falls from €142,370 to €8,050.
30-06
Financial
Equity above €10mEq €13.6m ▲38.3%
3 profitable years in a row build equity to €13.6m.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2023net €6.4m ▲84.5%
Operating result €9.2m, net result €6.4m, both a record.
30-06
Financial
Liquidity times 24current ratio 69.56
Current ratio from 2.92 to 69.56; short-term debt falls from €1.8m to €142,370.
30-06
Financial
Equity above €5mEq €9.8m ▲184%
2 profitable years in a row build equity to €9.8m.
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2022
Ground area
2.0 ha
Building footprint
1.3 ha
Volume, LiDAR
121,969 m³
Parcel 13502D0090/00N028, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CALUVEK
since 20222.333.154.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0090/00N028 | Flanders | 2.0 ha | 1 · 1.3 ha | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500A08C6ABF78F944
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Of 10,654 companies in this sector we hold annual accounts for 5,227. 726 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded27-06-2022
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
95319Other maintenance and repair of motor vehicles
47820Retail sale of motor vehicle parts and accessories
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0787706712
Also
9925:BE0787706712
Registered
16-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.