CALQU'ART

Active

Public limited companyfounded 1979active for 46 yearsLeopold I straat 414, 1090 Jette, BelgiumKBO/BCE: BE 0419.885.185

Summary

The computed 12-month bankruptcy probability of CALQU'ART is 2.3% (moderate). The 2025 annual accounts show negative equity (-€369,115) and a net result of -€55,394. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 6% of 22,650 sector peers (NACE 47, financial year 2025). The company has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CALQU'ARTActiveChecked score 50/100

Risk analysis Report Compare

Activity

Other retail sale of new goods

NACE 47789

9th oldest company in Jette, Wholesale and retail trade sector1 site

Size

€197,706total assets 2025

Equity: -€369,115
Loss: -€55,394

Turnover not published (micro format)

Financial health

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.3%

Structure

2025 accounts 17 days early4 deeds in the Belgian Official Gazette

Why 50raises riskLoss of €55,394, the second in a row (financial year 2025)Negative equity -€369,115Sector: Retail trade (NACE 47)lowers riskSize: total assets €197,706Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 9% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -186.7% of total assets

Liquidity 0-1

short-term debt 286.7% · cash 0.2%

Profitability 0=

return on assets -28.0%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 1.4%lowest value 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.9%▲ +0.5 percentage points vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 2.4%▲ +0.5 percentage points vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.6%▲ +0.2 percentage points vs 12-2025highest value 02-2026: 2.3%▼ -0.3 percentage points vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.3%● unchanged vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.35, compared with 0.41 in 2024, below 1; short-term debt: 286.7% and cash: 0.2% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 2% on liquidity, 6% on profitability and 21% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €197,706

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €55,394, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity -€369,115

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€369,115

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

17 days early

2024

43 days early

2023

63 days early

2022

36 days early

2021

38 days early

2020

3 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end30-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-01-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Weakest financial yearnet -€55,394
19-12-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€369,115 View
Risk: 7 loss-making years in a rowloss financial year 2025 -€55,394 View
Caution: Among the weakest 5% on net resultsector median €5,089 · 22,631 companies -€55,394 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Active since 1979founded 10-11-1979 46 years View

By topic

Financials

Financial year: 2025
Total assets: €197,706
Loss: -€55,394
Solvency: -186.7%

Total assets▼ 11.3%

Net result

20192025

Go to Financials

Timeline

Events: 46
Since: 1981
Next accounts: by 31-01-2027

29-11-2023Annual accounts filed
26-12-2022Annual accounts filed
24-12-2021Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Other retail sale of new goodsNACE 47789
Founded: 10-11-1979
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CALQU'ART

What is the company number of CALQU'ART?: 0419.885.185. In Belgium the VAT number is the company number with BE in front: BE 0419.885.185.
Where is CALQU'ART based?: The registered office is at Leopold I straat 414, 1090 Jette.Company details
What does CALQU'ART do?: According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of CALQU'ART?: Public limited company (NV).
When was CALQU'ART founded?: On 10-11-1979.
Is CALQU'ART still active?: Yes, CALQU'ART is an active enterprise in the KBO register.
What is the turnover of CALQU'ART?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CALQU'ART profitable?: In financial year 2025, CALQU'ART made a loss of €55,394.
Where can I find the annual accounts of CALQU'ART?: CALQU'ART filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CALQU'ART due?: By 31-01-2027, for financial year 2026.Timeline