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CALO - CARRO

Active
Private limited company (pre-2019)·Plaatsen van vloer- en wandtegels· 23 yrs active
Windmolen 10 ·1640 Sint-Genesius-Rode, Belgium
KBO/BCE: BE 0480.056.562
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age23 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for CALO - CARRO (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (€-17k) and a net result of €-29k.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
07-05-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 28-04-2026 · Ondernemingsrechtbank Brussel · CALO - CARRO BV WINDMOLEN 10, 1640 SINT-GENESIUS-RODE · Publications in State Gazette ↗
13-01-2025
Bankruptcy Opening
Date: 07-01-2025 · Ondernemingsrechtbank Brussel · CALO - CARRO BV WIND- MOLEN 10, 1640 SINT-GENESIUS-RODE · Publications in State Gazette ↗

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00428712
31-12-2023 31-07-2024 28-06-2024 33 d early 2024-00177807
31-12-2022 31-07-2023 22-11-2023 114 d late 2023-00517511
31-12-2021 31-07-2022 14-10-2022 75 d late 2022-20468241
31-12-2020 31-07-2021 18-11-2021 110 d late 2021-77800049
31-12-2019 31-07-2020 31-10-2020 92 d late 2020-67600396
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-58200183
31-12-2017 31-07-2018 28-01-2019 181 d late 2019-03600161
31-12-2016 31-07-2017 27-10-2017 88 d late 2017-68500539
31-12-2015 31-07-2016 23-09-2016 54 d late 2016-61600579

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-29k
Working capital€-17k
Directors1

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2020: €-4k€-4kNet result 2020: €-17k€-17kOperating result 2021: €17k€17kNet result 2021: €6k€6kOperating result 2022: €-2k€-2kNet result 2022: €-3k€-3kOperating result 2023: €10k€10kNet result 2023: €5k€5kOperating result 2024: €-30k€-30kNet result 2024: €-29k€-29k20202021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -7621.0% 40.9%
better than 5% of 11116 sector peers
Net result €-29k €11k
better than 5% of 11098 sector peers
Equity €-17k €34k
better than 5% of 11119 sector peers
Gross operating margin €-30k €35k
better than 5% of 11088 sector peers
Total assets €225 €94k
better than 5% of 11116 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2020: P19 · n=17372021: P80 · n=36532022: P23 · n=66292023: P62 · n=91762024: P5 · n=111162020 2024
Weakening position over 2020-2024 · n=1737-11116
Net result P5
2020: P14 · n=17302021: P39 · n=36452022: P12 · n=66142023: P35 · n=91612024: P5 · n=110982020 2024
Stable position over 2020-2024 · n=1730-11098
Equity P5
2020: P15 · n=17392021: P26 · n=36582022: P18 · n=66372023: P25 · n=91832024: P5 · n=111192020 2024
Stable position over 2020-2024 · n=1739-11119
Gross operating margin P5
2020: P11 · n=17282021: P41 · n=36452022: P7 · n=66082023: P26 · n=91502024: P5 · n=110882020 2024
Stable position over 2020-2024 · n=1728-11088
Describes the position versus peers, not a forecast.
EBITDA
€21k
- 18-24
Net profit
€-29k
- 18-24
Cash flow
€9k
- 18-24
Total assets
€225
-99.1% 18-24
Equity
€-17k
- 18-24
Working capital
€-17k
- 18-24
Income taxes
€-3k
-255.2% 18-24
Debt
€17k
+38.0% 18-24
Debt ≤ 1y
€17k
+38.0% 18-24
Debt > 1y
€3k
-72.9% 18-24
Current ratio
0.01
-99.3% 18-24
Quick ratio
0.01
-99.3% 18-24
Solvency
-7621.0%
- 18-24
Debt / equity
-1.01
- 18-24
ROE
167.3%
+283.1% 18-24
ROA
-12747.9%
- 18-24
Interest coverage
5.59
- 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-29k
Cash flow-
Staff costs-
Income taxes€-3k
Dividends-
Total assets€225
Equity€-17k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€-17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.01
Quick ratio0.01
Working capital ratio-7621.0%
Solvency-7621.0%
Debt / equity-1.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-12747.9%
ROE167.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€225
Current assets 29/58€225
Cash & bank 54/58€225
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€225
Equity 10/15€-17k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-38k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€-30k
Operating result 9901€-30k
Financial income 75€232
Financial charges 65€2k
Result before taxes 9903€-32k
Income taxes 67/77€-3k
Net result for the period 9904€-29k
Result to be appropriated 9905€-29k
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and the legal situation the KBO register itself records. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

15 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator DORIEN AVAUX
V. NONNEMANSSTRAAT 15B, 1600 SINT-PIETERS-LEEUW
07-01-2025 → present Belgian State Gazette

Legal Structure

NACE primary Plaatsen van vloer- en wandtegels(43331)
Legal form Private limited company (pre-2019)(015)
Incorporation18-04-2003
StatusActive
Postal code1640
First BS signal 13-01-2025
Latest BS signal 07-05-2026

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
CALO-CARRO
Windmolen 10, 1640 Sint-Genesius-RodePlaatsen van vloer- en wandtegels
since 20032.132.396.827
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area609 m²
Buildings1
Building footprint155 m²
Volume (LiDAR)600 m³
Tallest building5.8 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22004C0010/00C003 Flanders 609 m² 1 · 155 m² 5.8 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
07-05-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 28-04-2026 · Ondernemingsrechtbank Brussel · CALO - CARRO BV WINDMOLEN 10, 1640 SINT-GENESIUS-RODE · Publications in State Gazette ↗
13-01-2025
Bankruptcy Opening
Date: 07-01-2025 · Ondernemingsrechtbank Brussel · CALO - CARRO BV WIND- MOLEN 10, 1640 SINT-GENESIUS-RODE · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-13 · Bankruptcy · Opening2026-05-07 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels45431
Primary activity highlighted.
Names & trade names
Legal nameNL CALO - CARRO
Registered office
Windmolen 10
1640 Sint-Genesius-Rode, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.