CALO
ActiveSummary
The computed 12-month bankruptcy probability of CALO is 2.6% (moderate). The 2025 annual accounts show negative equity (-€60,741) and a net result of €5,214. Equity is growing by ~5.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 6 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 457 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 457 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,031 | €17,174 | €17,286 | €17,472 | €17,485 | ▲ 0.1% |
| Other operating charges640/8 | €2,148 | €2,201 | €2,412 | €2,509 | €2,588 | ▲ 3.1% |
| Gross operating margin9900 | €27,800 | €30,043 | €27,853 | €27,149 | €29,562 | ▲ 8.9% |
| Operating profit (loss)9901 | €8,621 | €10,669 | €8,155 | €7,167 | €9,489 | ▲ 32.4% |
| Financial income75/76B | - | - | - | €25 | €32 | ▲ 28.9% |
| Recurring financial income75 | - | - | - | €25 | €32 | ▲ 28.9% |
| Financial charges65/66B | €5,122 | €4,884 | €4,639 | €4,392 | €4,306 | ▼ 2.0% |
| Recurring financial charges65 | €5,122 | €4,884 | €4,639 | €4,392 | €4,306 | ▼ 2.0% |
| Profit (loss) for the period before taxes9903 | €3,499 | €5,785 | €3,516 | €2,800 | €5,214 | ▲ 86.3% |
| Profit (loss) for the period9904 | €3,499 | €5,785 | €3,516 | €2,800 | €5,214 | ▲ 86.3% |
| Profit (loss) for the period to be appropriated9905 | €3,499 | €5,785 | €3,516 | €2,800 | €5,214 | ▲ 86.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €565,838 | €551,629 | €534,907 | €510,608 | €494,886 | ▼ 3.1% |
| Fixed assets21/28 | €557,988 | €540,814 | €526,513 | €509,041 | €493,110 | ▼ 3.1% |
| Tangible fixed assets22/27 | €557,988 | €540,814 | €526,513 | €509,041 | €493,110 | ▼ 3.1% |
| Land and buildings22 | €557,988 | €540,814 | €526,513 | €509,041 | €493,110 | ▼ 3.1% |
| Current assets29/58 | €7,850 | €10,815 | €8,394 | €1,567 | €1,775 | ▲ 13.3% |
| Cash at bank and in hand54/58 | €7,850 | €10,815 | €8,394 | €1,567 | €1,775 | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €565,838 | €551,629 | €534,907 | €510,608 | €494,886 | ▼ 3.1% |
| Equity10/15 | -€78,056 | -€72,271 | -€68,755 | -€65,955 | -€60,741 | ▲ 7.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€84,256 | -€78,471 | -€74,955 | -€72,155 | -€66,941 | ▲ 7.2% |
| Amounts payable17/49 | €643,894 | €623,900 | €603,662 | €576,563 | €555,627 | ▼ 3.6% |
| Amounts payable after more than one year17 | €383,975 | €363,737 | €343,251 | €322,514 | €301,525 | ▼ 6.5% |
| Financial debts170/4 | €383,975 | €363,737 | €343,251 | €322,514 | €301,525 | ▼ 6.5% |
| Amounts payable within one year42/48 | €259,919 | €260,163 | €260,411 | €254,049 | €254,102 | = |
| Current portion of amounts payable after more than one year42 | €19,994 | €20,239 | €20,486 | €20,736 | €20,990 | ▲ 1.2% |
| Trade debts44 | €267 | - | - | €387 | €387 | = |
| Suppliers440/4 | €267 | - | - | €387 | €387 | = |
| Other amounts payable47/48 | €239,658 | €239,925 | €239,925 | €232,925 | €232,725 | ▼ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,499 | €5,785 | €3,516 | €2,800 | €5,214 | ▲ 86.3% |
| + Depreciation and write-downs630 | €17,031 | €17,174 | €17,286 | €17,472 | €17,485 | ▲ 0.1% |
| Operating cash flow (approximation) | €20,529 | €22,959 | €20,802 | €20,272 | €22,700 | ▲ 12.0% |
| Investment in fixed assets (approximation) | - | €0 | -€2,985 | €0 | -€1,555 | - |
| Change in cash | - | €2,965 | -€2,422 | -€6,827 | €208 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0183/00G000 | Flanders | 1,639 m² | 1 · 142 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.