CALMOS
ActiveSummary
The computed 12-month bankruptcy probability of CALMOS is 6.6% (elevated). The 2024 annual accounts show equity of €49k and a net result of €4k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 18941 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▲+36
Solvency80▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
6.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.52 against 1.38 in 2023; short-term debt: 45.4% and cash: 48.7% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.6%
Return on assets
4.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
71 d early
2023
51 d early
2022
on the day
2021
45 d early
2020
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€49k▲ 1.3%
2023 · €48k
2020: €109k
2021: €120k
2022: €60k
2023: €48k
2020 → 2024
Total assets
€90k▼ 1.0%
2023 · €91k
2020: €131k
2021: €158k
2022: €116k
2023: €91k
2020 → 2024
Net result
€4k
2023 · €-8k
2020: €-7k
2021: €5k
2022: €-30k
2023: €-8k
2020 → 2024
Working capital
€21k▲ 30.2%
2023 · €16k
2020: €53k
2021: €75k
2022: €23k
2023: €16k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€109k-€120k▲ 10.2%€60k▼ 50.0%€48k▼ 19.3%€49k▲ 1.3%
Operating result€-6k-€8k€-30k€-7k▲ 75.7%€5k
Net result€-7k-€5k€-30k€-8k▲ 73.4%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €5k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets
€28k ▼ 13.1%
Current assets
€62k ▲ 5.8%
Equity and liabilities €90k
Equity
€49k ▲ 1.3%
Debt
€41k ▼ 3.5%
Debt's share of the balance-sheet total falls from 46.6% to 45.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2023 · €1k
Cash flow
€12k▲
2023 · €152
Current ratio
1.52▲
2023 · 1.38
Quick ratio
1.07▲
2023 · 1.02
Debt to equity
0.83▼
2023 · 0.87
ROE
8.3%▲
2023 · -16.8%
ROA
4.5%▲
2023 · -9.0%
Interest coverage
2.62▲
2023 · 0.24
Debt ≤ 1 year
€41k▼
2023 · €42k
Staff costs
€136k▲
2023 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€91k€90k▼
Formation expenses20€73-
Fixed assets21/28€32k€28k▼
Intangible fixed assets21€1k-
Tangible fixed assets22/27€27k€24k▼
Furniture and vehicles24€2k€4k▲
Other tangible fixed assets26€25k€20k▼
Financial fixed assets28€4k€4k▲
Current assets29/58€58k€62k▲
Stocks and contracts in progress3€15k€18k▲
Stocks30/36€15k€18k▲
Amounts receivable within one year40/41€4k€6▼
Trade receivables40€4k-
Other amounts receivable41-€6
Cash at bank and in hand54/58€39k€44k▲
Equity and liabilities
Total equity and liabilities10/49€91k€90k▼
Equity10/15€48k€49k▲
Contributions10/11€75k€75k=
Profit (loss) carried forward14€-40k€-36k▲
Investment grants15€13k€10k▼
Amounts payable17/49€42k€41k▼
Amounts payable within one year42/48€42k€41k▼
Trade debts44€22k€15k▼
Suppliers440/4€22k€15k▼
Taxes, remuneration and social security45€20k€26k▲
Taxes450/3€7k€10k▲
Remuneration and social security454/9€13k€16k▲
Income statement
Code20232024
Remuneration, social security and pensions62€130k€136k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€138k€156k▲
Operating profit (loss)9901€-7k€5k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-8k€4k▲
Profit (loss) for the period9904€-8k€4k▲
Profit (loss) for the period to be appropriated9905€-8k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-36k▲
Profit (loss) brought forward from the previous period14P€-32k€-40k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-09
State Gazette act
Resignations: GURASHI Enton (director) and ROMAN VELASQUEZ Sandra (director)Appointments: HATTE Mathilde (director) and JUSP SRL (director) · Share transfer · Shareholding9 facts ▸
State Gazette act
Resignations: GURASHI Enton (director) and ROMAN VELASQUEZ Sandra (director)
Appointments: HATTE Mathilde (director) and JUSP SRL (director) · Share transfer · Shareholding9 facts ▸
- General meeting, 14-09-2026
- Director resignation, GURASHI Enton (director)
- Director resignation, ROMAN VELASQUEZ Sandra (director)
- Director appointment, HATTE Mathilde (director)
- Director appointment, JUSP SRL (director)
- Share transfer, GURASHI Enton → HATTE Mathilde
- Share transfer, ROMAN VELASQUEZ Sandra → JUSP SRL
- Shareholding, actions, 71
- Shareholding, actions, 70
21-09
State Gazette act
Resignations: Serge LEBLON (director) and Vincent MAROT (director)Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge11 facts ▸
State Gazette act
Resignations: Serge LEBLON (director) and Vincent MAROT (director)
Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge11 facts ▸
- General meeting, 20-07-2026
- Share transfer, LEBLON SERGE → Sandra ROMAN VELASQUEZ
- Share transfer, Vincent MAROT → Sandra ROMAN VELASQUEZ
- Share transfer, LEBLON SERGE → Enton GURASHI
- Share transfer, Vincent MAROT → Enton GURASHI
- Director resignation, Serge LEBLON (director)
- Director resignation, Vincent MAROT (director)
- Director discharge, Serge LEBLON (director)
- Director discharge, Vincent MAROT (director)
- Director appointment, Sandra ROMAN VELASQUEZ (director)
- Director appointment, Enton GURASHI (director)
14-09
State Gazette act
Resignations: Serge LEBLON (director) and Vincent MAROT (director)Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge11 facts ▸
State Gazette act
Resignations: Serge LEBLON (director) and Vincent MAROT (director)
Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge11 facts ▸
- General meeting, 20-07-2026
- Share transfer, LEBLON SERGE → Sandra ROMAN VELASQUEZ
- Share transfer, LEBLON SERGE → Enton GURASHI
- Share transfer, Vincent MAROT → Sandra ROMAN VELASQUEZ
- Share transfer, Vincent MAROT → Enton GURASHI
- Director resignation, Serge LEBLON (director)
- Director resignation, Vincent MAROT (director)
- Director discharge, Serge LEBLON
- Director discharge, Vincent MAROT
- Director appointment, Sandra ROMAN VELASQUEZ (director)
- Director appointment, Enton GURASHI (director)
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-30k ▼657%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 3 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 directors, last change in 2026
HATTE Mathilde
CurrentDirector · since 24-09-2026
JUSP SRL
CurrentDirector · since 24-09-2026 · Legal entity · perm. rep.: Juliette Spaey
24-09-2026
HATTE Mathilde: Appointed as Director
24-09-2026
JUSP SRL: Appointed as Director
24-09-2026
Enton GURASHI: Resigned as Director
24-09-2026
Sandra ROMAN VELASQUEZ: Resigned as Director
20-07-2026
Enton GURASHI: Appointed as Director
Not every act has been read: a resignation may be missing here
2 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2019
Ground area
77 m²
Building footprint
77 m²
Volume, LiDAR
1,018 m³
Parcel 21013B0322/00N002, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Calmos
since 20192.290.183.460
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0322/00N002 | Brussels | 77 m² | 1 · 77 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 21-09-2026 ↗
- LEBLON SERGE to Sandra ROMAN VELASQUEZ all shares
- Vincent MAROT to Sandra ROMAN VELASQUEZ all shares
- LEBLON SERGE to Enton GURASHI all shares
- Vincent MAROT to Enton GURASHI all shares
Share transfer
act of 14-09-2026 ↗
- LEBLON SERGE to Sandra ROMAN VELASQUEZ
- LEBLON SERGE to Enton GURASHI
- Vincent MAROT to Sandra ROMAN VELASQUEZ
- Vincent MAROT to Enton GURASHI
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.290.183.460
Similar companies · same sector, comparable size
LE PIGEON NOIR
BE 0884.545.671
Ukkel · Eq €49,000
JIA MING
BE 0712.900.906
Mouscron · Eq €48,938
'T FORTJE
BE 0444.131.920
Antwerpen · Eq €49,014
SUEB
BE 1016.883.068
Zonnebeke · Eq €48,934
La Chine Zelzate
BE 0680.998.594
Zelzate · Eq €48,931
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,823 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
47110Non-specialised retail sale with food, beverages or tobacco predominating
47251Retail sale of wines and spirits
56112Limited-service restaurants, excluding mobile food services
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 3 actsNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.calmos.be
E-mail:info@calmos.be