CALMOS

Active

Private limited companyfounded 20197 yrs activeTaminesstraat 1, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0727.937.290

Summary

The computed 12-month bankruptcy probability of CALMOS is 6.6% (elevated). The 2024 annual accounts show equity of €49k and a net result of €4k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 18941 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

58 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability46▲+36

Solvency80▲+2

Growth58▲+26

Track record100

Bankruptcy probability, 12 months

6.6% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Liquidity ample (current ratio 1.52 against 1.38 in 2023; short-term debt: 45.4% and cash: 48.7% of total assets), and 45.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

54.6%

Return on assets

4.5%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

71 d early

2023

51 d early

2022

on the day

2021

45 d early

2020

29 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€49k▲ 1.3%

2023 · €48k

2020: €109k 2021: €120k 2022: €60k 2023: €48k

2020 → 2024

Total assets

€90k▼ 1.0%

2023 · €91k

2020: €131k 2021: €158k 2022: €116k 2023: €91k

2020 → 2024

Net result

€4k

2023 · €-8k

2020: €-7k 2021: €5k 2022: €-30k 2023: €-8k

2020 → 2024

Working capital

€21k▲ 30.2%

2023 · €16k

2020: €53k 2021: €75k 2022: €23k 2023: €16k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€109k-€120k▲ 10.2%€60k▼ 50.0%€48k▼ 19.3%€49k▲ 1.3%

Operating result€-6k-€8k€-30k€-7k▲ 75.7%€5k

Net result€-7k-€5k€-30k€-8k▲ 73.4%€4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €5k after a loss of €7k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €90k

31.1%

68.9%

Fixed assets €28k ▼ 13.1%

Current assets €62k ▲ 5.8%

Equity and liabilities €90k

54.6%

45.4%

Equity €49k ▲ 1.3%

Debt €41k ▼ 3.5%

Debt's share of the balance-sheet total falls from 46.6% to 45.4%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€13k▲

2023 · €1k

Cash flow

€12k▲

2023 · €152

Current ratio

1.52▲

2023 · 1.38

Quick ratio

1.07▲

2023 · 1.02

Debt to equity

0.83▼

2023 · 0.87

ROE

8.3%▲

2023 · -16.8%

ROA

4.5%▲

2023 · -9.0%

Interest coverage

2.62▲

2023 · 0.24

Debt ≤ 1 year

€41k▼

2023 · €42k

Staff costs

€136k▲

2023 · €130k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines

Balance sheet Code20232024

Assets

Total assets20/58€91k€90k▼

Formation expenses20€73-

Fixed assets21/28€32k€28k▼

Intangible fixed assets21€1k-

Tangible fixed assets22/27€27k€24k▼

Furniture and vehicles24€2k€4k▲

Other tangible fixed assets26€25k€20k▼

Financial fixed assets28€4k€4k▲

Current assets29/58€58k€62k▲

Stocks and contracts in progress3€15k€18k▲

Stocks30/36€15k€18k▲

Amounts receivable within one year40/41€4k€6▼

Trade receivables40€4k-

Other amounts receivable41-€6

Cash at bank and in hand54/58€39k€44k▲

Equity and liabilities

Total equity and liabilities10/49€91k€90k▼

Equity10/15€48k€49k▲

Contributions10/11€75k€75k=

Profit (loss) carried forward14€-40k€-36k▲

Investment grants15€13k€10k▼

Amounts payable17/49€42k€41k▼

Amounts payable within one year42/48€42k€41k▼

Trade debts44€22k€15k▼

Suppliers440/4€22k€15k▼

Taxes, remuneration and social security45€20k€26k▲

Taxes450/3€7k€10k▲

Remuneration and social security454/9€13k€16k▲

Income statement Code20232024

Remuneration, social security and pensions62€130k€136k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼

Other operating charges640/8€6k€7k▲

Gross operating margin9900€138k€156k▲

Operating profit (loss)9901€-7k€5k▲

Financial income75/76B€3k€4k▲

Recurring financial income75€3k€4k▲

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€-8k€4k▲

Profit (loss) for the period9904€-8k€4k▲

Profit (loss) for the period to be appropriated9905€-8k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-40k€-36k▲

Profit (loss) brought forward from the previous period14P€-32k€-40k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 3Gazette 3Filings 5

2026

24-09

State Gazette act Resignations: GURASHI Enton (director) and ROMAN VELASQUEZ Sandra (director)

Appointments: HATTE Mathilde (director) and JUSP SRL (director) · Share transfer · Shareholding9 facts ▸

General meeting, 14-09-2026
Director resignation, GURASHI Enton (director)
Director resignation, ROMAN VELASQUEZ Sandra (director)
Director appointment, HATTE Mathilde (director)
Director appointment, JUSP SRL (director)
Share transfer, GURASHI Enton → HATTE Mathilde
Share transfer, ROMAN VELASQUEZ Sandra → JUSP SRL
Shareholding, actions, 71
Shareholding, actions, 70

21-09

State Gazette act Resignations: Serge LEBLON (director) and Vincent MAROT (director)

Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge11 facts ▸

General meeting, 20-07-2026
Share transfer, LEBLON SERGE → Sandra ROMAN VELASQUEZ
Share transfer, Vincent MAROT → Sandra ROMAN VELASQUEZ
Share transfer, LEBLON SERGE → Enton GURASHI
Share transfer, Vincent MAROT → Enton GURASHI
Director resignation, Serge LEBLON (director)
Director resignation, Vincent MAROT (director)
Director discharge, Serge LEBLON (director)
Director discharge, Vincent MAROT (director)
Director appointment, Sandra ROMAN VELASQUEZ (director)
Director appointment, Enton GURASHI (director)

14-09

State Gazette act Resignations: LEBLON SERGE (director) and Vincent MAROT (director)

Appointments: Sandra ROMAN VELASQUEZ (director) and Enton GURASHI (director) · Share transfer · Director discharge12 facts ▸

General meeting, 20-07-2026
Share transfer, LEBLON SERGE → Sandra ROMAN VELASQUEZ
Share transfer, Vincent MAROT → Sandra ROMAN VELASQUEZ
Share transfer, LEBLON SERGE → Enton GURASHI
Share transfer, Vincent MAROT → Enton GURASHI
Director resignation, LEBLON SERGE (director)
Director resignation, Vincent MAROT (director)
Director discharge, LEBLON SERGE (director)
Director discharge, Vincent MAROT (director)
Director appointment, Sandra ROMAN VELASQUEZ (director)
Director appointment, Enton GURASHI (director)
Director appointment, Enton GURASHI (director)

2025

21-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €4k

Net result €4k after 2 loss-making years.

10-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €-30k ▼657%

Net result drops to €-30k, the lowest in the series; recovery starts the following year.

16-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €5k

Net result €5k after one loss-making year.

02-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2026

HATTE Mathilde

Director · since 24-09-2026

Current

JUSP SRL

Director · since 24-09-2026 · Legal entity · perm. rep.: Juliette Spaey

Current

24-09-2026 HATTE Mathilde: Appointed as Director

24-09-2026 JUSP SRL: Appointed as Director

24-09-2026 Enton GURASHI: Resigned as Director

24-09-2026 Sandra ROMAN VELASQUEZ: Resigned as Director

20-07-2026 Enton GURASHI: Appointed as Director

Full history in the Timeline (8 changes) →

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Taminesstraat 11060 Sint-Gillis (bij-Brussel)

Ground area

77 m²

Building footprint

77 m²

Volume, LiDAR

1,018 m³

Parcel 21013B0322/00N002, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Calmos

Taminesstraat 1, 1060 Sint-Gillis (bij-Brussel)Retail trade

since 20192.290.183.460

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0322/00N002	Brussels	77 m²	1 · 77 m²	15.9 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Capital and shareholders

Shareholders according to the acts

Share transfer act of 21-09-2026 ↗

LEBLON SERGE to Sandra ROMAN VELASQUEZ all shares
Vincent MAROT to Sandra ROMAN VELASQUEZ all shares
LEBLON SERGE to Enton GURASHI all shares
Vincent MAROT to Enton GURASHI all shares

Share transfer act of 14-09-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Gillis2.290.183.460

2 permissions

Drankgelegenheid · since 01-10-2019

Toelating · Eetgelegenheid · since 01-10-2019

Similar companies · same sector, comparable size

Mouscron · Eq €48,938

'T FORTJE

BE 0444.131.920

Antwerpen · Eq €49,014

SUEB

BE 1016.883.068

Zonnebeke · Eq €48,934

La Chine Zelzate

BE 0680.998.594

Zelzate · Eq €48,931

Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,823 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-06-2019

Fiscal year end31-12

Activities, NACEBEL 2025

56111Full-service restaurants

56301Cafés and bars

47110Non-specialised retail sale with food, beverages or tobacco predominating

47251Retail sale of wines and spirits

56112Limited-service restaurants, excluding mobile food services

82300Organisation of conventions and trade shows

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.calmos.be

Enterprise

E-mail:info@calmos.be

Enterprise