Debts
€72,570 97% of the balance sheet
Suppliers 51%Taxes and wages 26%Other 23%
CALLY
Lifetime
2 annual accounts with figures on one time axispeak €38,628 (2025)
€38,628▲ 119%
lowest -€3,392 (2024)
€2,894▲ €6,285
peak €2,002 (2025)
€2,002▲ €2,894
€72,570▲ 232%
Board2 names since 2024
1 directorIBERRAKEN Salim
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €17,615 to €38,628Back to profit: €2,894Equity from -€892 to €2,002Debts from €21,858 to €72,570Investments €53,129Cash from €90 to €1,526
Key points
from the 2025 annual accountsInvestments
€51,129 7.5 × depreciation
Green is investment, beige is depreciation.
Board
1 joined · 1 left
Board changed. Latest change 30-04-2026 · 1 in office.
Checked score
36
Weak
Financially stronger than 46% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 4.4%lowest value
07-2025: 4.5%▲ +0.1 percentage points vs 06-2025
08-2025: 4.6%▲ +0.1 percentage points vs 07-2025
09-2025: 5.1%▲ +0.5 percentage points vs 08-2025
10-2025: 5.1%● unchanged vs 09-2025
11-2025: 8.0%▲ +2.9 percentage points vs 10-2025
12-2025: 8.4%▲ +0.4 percentage points vs 11-2025
01-2026: 8.2%▼ -0.2 percentage points vs 12-2025
02-2026: 8.2%● unchanged vs 01-2026
03-2026: 8.2%● unchanged vs 02-2026
04-2026: 8.3%▲ +0.1 percentage points vs 03-2026
05-2026: 8.5%▲ +0.2 percentage points vs 04-2026
06-2026: 8.4%▼ -0.1 percentage points vs 05-2026
07-2026: 8.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 7.2%▼ -1.3 percentage points vs 07-2026
09-2026: 7.2%● unchanged vs 08-2026
10-2026: 6.4%▼ -0.8 percentage points vs 09-2026
11-2026: 6.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Size: total assets €74,571
1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 4% on liquidity, 55% on profitability and 97% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as CALLY has now. Each dot stands for 6 companies, two years later.
92.1%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CALLY itself: 6.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for CALLY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.17 (0.24 in 2024), below 1. Short-term debt is 97.3% and cash 2% of total assets. 97.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 days early
2024
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Transfer of 1,000 shares from Salim Iberraken to Guillaume Canivet
Appointment: Guillaume Canivet (director) · Resignation: Salim Iberraken (director) · Guillaume Canivet holds all the shares · General meeting of 30-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009350623
Incorporation
Founding capital of €2,500, 1,000 shares · Founder: IBERRAKEN Salim · Appointment: IBERRAKEN Salim (director) · published on 16-05-2024 · Gazette deed
First establishment
Place Van Zeeland 9, Soignies
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CALLY Soignies | €74,571 | €38,628 | 2.7% | - |
| De Malediven Heist-op-den-Berg | €70,035 | €40,841 | 63.7% | - |
| CHANTO Chaudfontaine | €66,727 | €37,707 | 50.7% | - |
| De Florre Harelbeke | €82,481 | €37,696 | 35.7% | - |
| PITIVIER EVENTS Sint-Genesius-Rode | €65,334 | €41,047 | 46.8% | - |
| CAFE DE BRUNO Schaerbeek | €82,983 | €36,486 | 54.7% | - |
| Nastor Groep Ypres | €75,464 | €47,484 | 16.3% | - |
These companies have the same main activity as CALLY: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €65,300 and €83,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 14-05-2024Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.360.279.6207060 Soignies, since 14-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2026
Annual accounts 2025
- ≈ €160,000estimated
- €74,571▲ 256%
- ≈ 1 FTEestimated
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on CALLY
The computed 12-month bankruptcy probability of CALLY is 6.4% (elevated). The 2025 annual accounts show equity of €2,002 and a net result of €2,894.
Its solvency ranks better than 28% of 17,111 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CALLY
- What is the company number of CALLY?
- The company number of CALLY is 1009.350.623. The VAT number is the same number with BE in front: BE 1009.350.623.
- Where is CALLY based?
- The registered office is at Place Van Zeeland 9, 7060 Soignies.Company details
- What does CALLY do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of CALLY?
- CALLY is a private limited company (BV).
- When was CALLY founded?
- CALLY was founded on 14-05-2024.
- Is CALLY still active?
- Yes, CALLY is an active enterprise in the KBO register.
- What is the turnover of CALLY?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €38,628 and 38 comparable companies (NACE 56301). It probably lies between €100,000 and €210,000.Financials
- Is CALLY profitable?
- In financial year 2025, CALLY made a profit of €2,894.
- Where can I find the annual accounts of CALLY?
- CALLY filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CALLY due?
- CALLY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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