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CALLUM CAMPBELL HOUTCONSTRUCTIES

Active
Private limited companyfounded 2015active for 11 yearsArdense Jagersstraat-Gottem 3, 9800 Deinze, BelgiumKBO/BCE: BE 0631.688.348

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CALLUM CAMPBELL HOUTCONSTRUCTIES has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,357 and a net result of €1,054. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 95% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 02-06-2015 Normal situation
Activity
Joinery installation NACE 43320and 3 others
Establishment unit
2.242.608.524 9800 Deinze, since 02-06-2015
Financial year end
31 December
Peppol
Reachable since 21-05-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€6,152
▲ 584%
Turnover
≈ €64,000
estimated
Profit
€1,054
Equity
€47,357
▲ 2.3%
Total assets
€51,019
▲ 4.3%
Filed on 07-07-2026, 24 days before the deadlineat the National Bank
Score breakdownraises riskSize: total assets €51,0191 change of registered office in 24 monthslowers riskLiquidity: current ratio 11.76, cash €9,938, halvedEquity €47,357 (92.8% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 92.8% of total assets
Liquidity 74-26
short-term debt 7.2% · cash 19.5%
Profitability 71+27
return on assets 2.1%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.5%▲ +0.2 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -0.4 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.4%▼ -0.1 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.76 (15.49 in 2024), above the usual 1.5. Short-term debt is 7.2% and cash 19.5% of total assets. 7.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 73% on liquidity, 41% on profitability and 41% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 11.76, cash €9,938, halved
NBB · annual accounts
raises risk · Size: total assets €51,019
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €47,357 (92.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
22 days late
2023
40 days late
2022
38 days early
2021
16 days late
2020
15 days early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,902 companies 92.8% View

Comparable companies

These companies have the same main activity as CALLUM CAMPBELL HOUTCONSTRUCTIES: joinery installation (NACE 43320). They are comparable in size and age: total assets between €39,100 and €59,900, founded between 2013 and 2017.

CompanyTotal assetsGross margin
CALLUM CAMPBELL HOUTCONSTRUCTIES Deinze€51,019€6,152
MENUISERIE BRUXELLOISE Anderlecht€53,895€5,390
MENUISERIE BORREMANS Evere€59,936€6,554
BEY CONCEPT Heusden-Zolder€51,711€7,722
Popan Electro-Constructions Antwerpen€48,166€6,878
WASOCUB Waasmunster€39,115€7,272
Toiture Marlier Braine-l'Alleud€52,025€5,964
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about CALLUM CAMPBELL HOUTCONSTRUCTIES

What is the company number of CALLUM CAMPBELL HOUTCONSTRUCTIES?
The company number of CALLUM CAMPBELL HOUTCONSTRUCTIES is 0631.688.348. The VAT number is the same number with BE in front: BE 0631.688.348.
Where is CALLUM CAMPBELL HOUTCONSTRUCTIES based?
The registered office is at Ardense Jagersstraat-Gottem 3, 9800 Deinze.Company details
What does CALLUM CAMPBELL HOUTCONSTRUCTIES do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of CALLUM CAMPBELL HOUTCONSTRUCTIES?
The legal form of CALLUM CAMPBELL HOUTCONSTRUCTIES is Private limited company (BV).
When was CALLUM CAMPBELL HOUTCONSTRUCTIES founded?
CALLUM CAMPBELL HOUTCONSTRUCTIES was founded on 02-06-2015.
Is CALLUM CAMPBELL HOUTCONSTRUCTIES still active?
Yes, CALLUM CAMPBELL HOUTCONSTRUCTIES is an active enterprise in the KBO register.
What is the turnover of CALLUM CAMPBELL HOUTCONSTRUCTIES?
The turnover in financial year 2025 is ≈ €64,000. This figure is estimated from the gross margin of €6,152 and 56 comparable companies (NACE 43320). It probably lies between €38,000 and €120,000. It is a rough estimate.Financials
Is CALLUM CAMPBELL HOUTCONSTRUCTIES profitable?
In financial year 2025, CALLUM CAMPBELL HOUTCONSTRUCTIES made a profit of €1,054.
Where can I find the annual accounts of CALLUM CAMPBELL HOUTCONSTRUCTIES?
CALLUM CAMPBELL HOUTCONSTRUCTIES filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CALLUM CAMPBELL HOUTCONSTRUCTIES due?
CALLUM CAMPBELL HOUTCONSTRUCTIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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