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Calligraphic

Active
Private limited companyfounded 2007active for 19 yearsRue Castiaux 33, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0889.273.531
Summary

Calligraphic has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,657 and a net result of €12,027. Equity has been growing by about 11% per year since 2019. Its solvency ranks better than 38% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-05-2007 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 2 others
Establishment unit
2.164.586.276 1440 Braine-le-Château, since 26-04-2007
Financial year end
30 September
Peppol
Reachable since 03-02-2026

Board and ownership

Board
Shareholders
  • Olivier Vannitsemannual accounts 30-09-2017
  • Barbara Goorisannual accounts 30-09-2017

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€16,705
▼ 40.0%
Turnover
≈ €220,000
estimated
Profit
€12,027
▼ 20.7%
Equity
€33,657
▲ 0.1%
Total assets
€93,225
▲ 13.3%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 2007Liquidity: current ratio 1.29, cash €25,987, halvedSize: total assets €93,225Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 61-5
equity 36.1% of total assets
Liquidity 51-18
short-term debt 63.9% · cash 27.9%
Profitability 85-7
return on assets 12.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.45 in 2024), below the usual 1.5. Short-term debt is 63.9% and cash 27.9% of total assets. 63.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 38% of them on solvency, 46% on liquidity, 68% on profitability and 35% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.29, cash €25,987, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €93,225
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
40 days early
2023
56 days early
2022
5 days early
2021
4 days late
2020
4 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €12,027 5 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Company renamed from OB-ONE to CalligraphicChange of role: Barbara GOORIS, from manager to director · Resignation: Olivier VANNITSEM (manager)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Calligraphic: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €79,800 and €108,000, founded between 2006 and 2008.

CompanyTotal assetsGross margin
Calligraphic Braine-le-Château€93,225€16,705
DEMEULEMEESTER DIETER Zedelgem€88,378€17,433
NEW TEC CHAUFFAGE Quévy€103,252€16,998
ALAIN DESMET VERWARMING & SANITAIR Halle€90,699€18,370
FREDERICK AIRCO Nassogne€108,266€16,851
DE KEYSER Lokeren€79,831€16,834
JACQUEMOT Dalhem€103,896€14,159
Full comparison

Key facts about Calligraphic

What is the company number of Calligraphic?
The company number of Calligraphic is 0889.273.531. The VAT number is the same number with BE in front: BE 0889.273.531.
Where is Calligraphic based?
The registered office is at Rue Castiaux 33, 1440 Braine-le-Château.Company details
What does Calligraphic do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Calligraphic?
The legal form of Calligraphic is Private limited company (BV).
When was Calligraphic founded?
Calligraphic was founded on 08-05-2007.
Is Calligraphic still active?
Yes, Calligraphic is an active enterprise in the KBO register.
What is the turnover of Calligraphic?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €16,705 and 32 comparable companies (NACE 43222). It probably lies between €140,000 and €310,000. It is a rough estimate.Financials
Is Calligraphic profitable?
In financial year 2025, Calligraphic made a profit of €12,027.
Where can I find the annual accounts of Calligraphic?
Calligraphic filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Calligraphic due?
Calligraphic must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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