CALLEO
ActiveCALLEO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €46k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+68
Solvency11▲+4
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.44 in 2024), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
4.7%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
1 d early
2023
on the day
2022
1 d early
2021
on the day
2020
2 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 46.9%
2024 · €96k
2019: €97k
2020: €110k
2021: €57k
2022: €85k
2023: €91k
2024: €96k
2019 → 2025
Total assets
€974k▲ 2.7%
2024 · €948k
2019: €291k
2020: €513k
2021: €445k
2022: €347k
2023: €469k
2024: €948k
2019 → 2025
Net result
€46k▲ 646%
2024 · €6k
2019: €23k
2020: €13k
2021: €-53k
2022: €27k
2023: €7k
2024: €6k
2019 → 2025
Working capital
€-68k▲ 11.3%
2024 · €-77k
2019: €-21k
2020: €-75k
2021: €-74k
2022: €-40k
2023: €-60k
2024: €-77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€85k▲ 48.0%€91k▲ 7.5%€96k▲ 5.9%€142k▲ 46.9%
Operating result€-42k-€38k€21k▼ 44.1%€41k▲ 94.2%€107k▲ 161%
Net result€-53k-€27k€7k▼ 74.0%€6k▼ 13.8%€46k▲ 646%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 161% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €974k
Fixed assets
€894k▲ 0.6%
Current assets
€80k▲ 35.3%
Equity and liabilities €974k
Equity
€142k▲ 46.9%
Debt
€833k▼ 2.2%
The debt ratio falls from 89.8% to 85.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€149k▲
2024 · €87k
Cash flow
€88k▲
2024 · €52k
Solvency
14.5%▲
2024 · 10.2%
Current ratio
0.54▲
2024 · 0.44
Quick ratio
0.54▲
2024 · 0.44
Debt / equity
5.88▼
2024 · 8.84
ROE
32.5%▲
2024 · 6.4%
ROA
4.7%▲
2024 · 0.7%
Interest coverage
3.73▲
2024 · 2.45
Debt
€833k▼
2024 · €852k
Debt ≤ 1 year
€148k▲
2024 · €136k
Debt > 1 year
€683k▼
2024 · €716k
Income taxes
€21k▲
2024 · €948
Staff costs
€111k▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€948k€974k▲
Fixed assets21/28€889k€894k▲
Tangible fixed assets22/27€887k€892k▲
Land and buildings22€867k€841k▼
Plant, machinery and equipment23€9k€9k▲
Furniture and vehicles24€11k€42k▲
Financial fixed assets28€2k€2k=
Current assets29/58€59k€80k▲
Amounts receivable within one year40/41€53k€75k▲
Trade receivables40€24k€74k▲
Other amounts receivable41€29k€366▼
Current investments50/53€0€2▲
Cash at bank and in hand54/58€285€1k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€948k€974k▲
Equity10/15€96k€142k▲
Contributions10/11€8k€8k=
Reserves13€89k€134k▲
Tax-exempt reserves132€31k€31k=
Distributable reserves133€58k€103k▲
Profit (loss) carried forward14€12€13▲
Amounts payable17/49€852k€833k▼
Amounts payable after more than one year17€716k€683k▼
Financial debts170/4€714k€682k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€136k€148k▲
Current portion of amounts payable after more than one year42€63k€58k▼
Financial debts43€30k€29k▼
Credit institutions430/8€30k€29k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€11k€14k▲
Remuneration and social security454/9€24k€18k▼
Other amounts payable47/48€4k€27k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€4k€2k▼
Remuneration, social security and pensions62€136k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€42k▼
Other operating charges640/8€13k€25k▲
Non-recurring operating charges66A€57-
Gross operating margin9900€236k€285k▲
Operating profit (loss)9901€41k€107k▲
Financial income75/76B€2k€12▼
Recurring financial income75€2k€12▼
Financial charges65/66B€35k€40k▲
Recurring financial charges65€35k€40k▲
Profit (loss) for the period before taxes9903€7k€67k▲
Income taxes67/77€948€21k▲
Profit (loss) for the period9904€6k€46k▲
Profit (loss) for the period to be appropriated9905€6k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€46k▲
Profit (loss) brought forward from the previous period14P€7€12▲
Transfer to equity691/2€5k€45k▲
To other reserves6921€5k€45k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
Financial
Highest result since 2019net €46k ▲646%
Operating result €107k, net result €46k, both a record.
30-06
Financial
Equity above €100kEq €142k ▲46.9%
4 profitable years in a row build equity to €142k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-53k ▼505%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €110k ▲13.4%
2 profitable years in a row build equity to €110k.
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolonel Bourgstraat 1151140 EvereGround area
4,110 m²
Building footprint
674 m²
Volume, LiDAR
72 m³
Parcel 21372C0125/00T002, Brussels · tallest building 18.6 m. Linked by address, not a title deed.
1 establishment unit
CALLEO
since 20092.178.858.738
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0125/00T002 | Brussels | 4,110 m² | 1 · 674 m² | 18.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAXIMMOBILIER
BE 0862.806.288
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LESCAPE
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JACOBS CONSTRUCT
BE 0849.859.956
Lier · Eq €142k
SOGEBIMM
BE 0439.065.154
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ANNAKX
BE 0882.651.401
Antwerpen · Eq €141k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 5,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2009
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68312Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.