CALLENS-LIBBRECHT
ActiveSummary
The computed 12-month bankruptcy probability of CALLENS-LIBBRECHT is 4.6% (elevated). The 2026 annual accounts show negative equity (-€4,274) and a net result of €13. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 84 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
Axes · tick = 2025
Profitability69▼-31
Solvency5▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.05 against 1.81 in 2025; short-term debt: 31.9% and cash: 16.4% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-20.3%
Return on assets
0.1%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 84 sector peers (2026).
NBB · sector comparisonPosition among 84 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-09-2026, 54 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
54 d early
2025
38 d early
2024
51 d early
2023
34 d early
2022
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€4,274▲ 0.3%
2025 · -€4,287
Total assets
€21,025▼ 26.1%
2025 · €28,448
Net result
€13▼ 99.8%
2025 · €7,829
Working capital
€7,046▲ 8.7%
2025 · €6,482
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€47--€5,387-€8,152▼ 51.3%€8,467€487▼ 94.2%
Net result-€240--€5,694▼ 2,269%-€11,181▼ 96.4%€7,829€13▼ 99.8%
Equity€4,760--€935-€12,116▼ 1,196%-€4,287▲ 64.6%-€4,274▲ 0.3%
Total assets€5,565-€46,699▲ 739%€31,461▼ 32.6%€28,448▼ 9.6%€21,025▼ 26.1%
Debt€806-€47,633▲ 5,813%€43,576▼ 8.5%€32,736▼ 24.9%€25,299▼ 22.7%
Working capital€4,760-€7,208▲ 51.4%-€1,530€6,482€7,046▲ 8.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 94% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €21,025
Fixed assets
€7,276 ▼ 47.9%
Current assets
€13,749 ▼ 5.0%
Key figures and ratios
EBITDA
€7,903▼
2025 · €15,883
Cash flow
€7,429▼
2025 · €15,244
Solvency
-20.3%▼
2025 · -15.1%
Current ratio
2.05▲
2025 · 1.81
Quick ratio
1.85▲
2025 · 1.74
Debt to equity
-5.92▲
2025 · -7.64
ROA
0.1%▼
2025 · 27.5%
Interest coverage
12.71▼
2025 · 19.45
Debt ≤ 1 year
€6,703▼
2025 · €7,988
Debt > 1 year
€18,596▼
2025 · €24,747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 908 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
5.9%
went bankrupt
3.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,078 | €2,392 | €9,409 | €7,416 | €7,416 | = |
| Other operating charges640/8 | €739 | €769 | €1,165 | €1,032 | €1,173 | ▲ 13.6% |
| Non-recurring operating charges66A | €3,604 | - | - | - | - | - |
| Gross operating margin9900 | €11,467 | -€2,225 | €2,422 | €16,914 | €9,075 | ▼ 46.3% |
| Operating profit (loss)9901 | €47 | -€5,387 | -€8,152 | €8,467 | €487 | ▼ 94.2% |
| Financial income75/76B | - | €108 | €209 | €178 | €148 | ▼ 16.9% |
| Recurring financial income75 | - | €108 | €209 | €178 | €148 | ▼ 16.9% |
| Financial charges65/66B | €287 | €416 | €3,238 | €817 | €622 | ▼ 23.8% |
| Recurring financial charges65 | €287 | €416 | €1,032 | €817 | €622 | ▼ 23.8% |
| Non-recurring financial charges66B | - | - | €2,206 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€240 | -€5,694 | -€11,181 | €7,829 | €13 | ▼ 99.8% |
| Profit (loss) for the period9904 | -€240 | -€5,694 | -€11,181 | €7,829 | €13 | ▼ 99.8% |
| Profit (loss) for the period to be appropriated9905 | -€240 | -€5,694 | -€11,181 | €7,829 | €13 | ▼ 99.8% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5,565 | €46,699 | €31,461 | €28,448 | €21,025 | ▼ 26.1% |
| Formation expenses20 | - | €1,993 | - | - | - | - |
| Fixed assets21/28 | - | €28,809 | €21,358 | €13,978 | €7,276 | ▼ 47.9% |
| Tangible fixed assets22/27 | - | €28,749 | €21,333 | €13,918 | €6,502 | ▼ 53.3% |
| Plant, machinery and equipment23 | - | €3,793 | €3,031 | €2,269 | €1,507 | ▼ 33.6% |
| Leasing and similar rights25 | - | €24,956 | €18,302 | €11,649 | €4,995 | ▼ 57.1% |
| Financial fixed assets28 | - | €60 | €25 | €60 | €774 | ▲ 1,190% |
| Current assets29/58 | €5,565 | €15,896 | €10,102 | €14,471 | €13,749 | ▼ 5.0% |
| Stocks and contracts in progress3 | - | - | €1,010 | €601 | €1,324 | ▲ 120% |
| Stocks30/36 | - | - | €1,010 | €601 | €1,324 | ▲ 120% |
| Amounts receivable within one year40/41 | €2,178 | €9,673 | €7,233 | €7,154 | €8,647 | ▲ 20.9% |
| Trade receivables40 | €2,178 | €4,724 | €3,551 | €4,964 | €4,459 | ▼ 10.2% |
| Other amounts receivable41 | - | €4,949 | €3,682 | €2,190 | €4,189 | ▲ 91.2% |
| Cash at bank and in hand54/58 | €3,387 | €5,857 | €1,628 | €6,476 | €3,458 | ▼ 46.6% |
| Deferred charges and accrued income490/1 | - | €366 | €232 | €240 | €320 | ▲ 33.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5,565 | €46,699 | €31,461 | €28,448 | €21,025 | ▼ 26.1% |
| Equity10/15 | €4,760 | -€935 | -€12,116 | -€4,287 | -€4,274 | ▲ 0.3% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€240 | -€5,935 | -€17,116 | -€9,287 | -€9,274 | ▲ 0.1% |
| Amounts payable17/49 | €806 | €47,633 | €43,576 | €32,736 | €25,299 | ▼ 22.7% |
| Amounts payable after more than one year17 | - | €38,945 | €31,944 | €24,747 | €18,596 | ▼ 24.9% |
| Financial debts170/4 | - | €38,945 | €31,944 | €24,747 | €18,596 | ▼ 24.9% |
| Amounts payable within one year42/48 | €806 | €8,689 | €11,632 | €7,988 | €6,703 | ▼ 16.1% |
| Current portion of amounts payable after more than one year42 | - | €6,811 | €7,001 | €7,197 | €6,152 | ▼ 14.5% |
| Trade debts44 | €371 | €1,877 | €2,932 | €792 | €552 | ▼ 30.3% |
| Suppliers440/4 | €371 | €1,877 | €2,932 | €792 | €552 | ▼ 30.3% |
| Taxes, remuneration and social security45 | - | - | €1,700 | - | - | - |
| Remuneration and social security454/9 | - | - | €1,700 | - | - | - |
| Other amounts payable47/48 | €435 | - | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€240 | -€5,694 | -€11,181 | €7,829 | €13 | ▼ 99.8% |
| + Depreciation and write-downs630 | €7,078 | €2,392 | €9,409 | €7,416 | €7,416 | = |
| Operating cash flow (approximation) | €6,837 | -€3,302 | -€1,772 | €15,244 | €7,429 | ▼ 51.3% |
| Investment in fixed assets (approximation) | - | - | -€1,958 | -€35 | -€714 | ▼ 1,940% |
| Change in cash | - | €2,470 | -€4,229 | €4,848 | -€3,018 | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €7,829
Net result €7,829 after 3 loss-making years.
31-03
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.87 to 1.81; short-term debt falls from €11,632 to €7,988.
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet -€11,181
Net result drops to -€11,181, the lowest in the series; recovery starts the following year.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2020
Ground area
442 m²
Building footprint
97 m²
Volume, LiDAR
518 m³
Parcel 34042A0567/00G004, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amuset
since 20202.302.216.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0567/00G004 | Flanders | 442 m² | 1 · 97 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwevegem2.302.216.212
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Of 7,501 companies in sector 56210 we hold annual accounts for 2,448. 1,071 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2020
Fiscal year end31-03
Trade name NL
Amuset
Activities, NACEBEL 2025
56210Event catering
46190Agents in non-specialised wholesale trade
47210Retail sale of fruit and vegetables
56220Contract catering and other food service activities
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746880697
Also
9925:BE0746880697
Registered
19-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.