CALLENS CONSULTING
ActiveCALLENS CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €-8k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-32
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 18.5 against 12.07 in 2024; short-term debt: 5.4% and cash: 26.8% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
28 d early
2023
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€196k▼ 4.1%
2024 · €204k
2023: €185k
2024: €204k
2023 → 2025
Total assets
€207k▼ 7.0%
2024 · €223k
2023: €283k
2024: €223k
2023 → 2025
Net result
€-8k
2024 · €19k
2023: €182k
2024: €19k
2023 → 2025
Working capital
€196k▼ 4.1%
2024 · €204k
2023: €185k
2024: €204k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€185k-€204k▲ 10.2%€196k▼ 4.1%
Operating result€264k-€23k▼ 91.2%€-13k
Net result€182k-€19k▼ 89.7%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €207k
Equity
€196k▼ 4.1%
Debt
€11k▼ 39.4%
The debt ratio falls from 8.3% to 5.4%. Equity and debt are lower.
Key figures and ratios
Solvency
94.6%▲
2024 · 91.7%
Current ratio
18.50▲
2024 · 12.07
Quick ratio
18.50▲
2024 · 12.07
Debt / equity
0.06▼
2024 · 0.09
ROE
-4.3%▼
2024 · 9.2%
ROA
-4.1%▼
2024 · 8.5%
Debt
€11k▼
2024 · €18k
Debt ≤ 1 year
€11k▼
2024 · €18k
Income taxes
€0▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€207k▼
Current assets29/58€223k€207k▼
Amounts receivable within one year40/41€298€2k▲
Trade receivables40€0-
Other amounts receivable41€298€2k▲
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€72k€55k▼
Equity and liabilities
Total equity and liabilities10/49€223k€207k▼
Equity10/15€204k€196k▼
Contributions10/11€3k€3k=
Reserves13€201k€193k▼
Distributable reserves133€201k€193k▼
Amounts payable17/49€18k€11k▼
Amounts payable within one year42/48€18k€11k▼
Trade debts44€645€142▼
Suppliers440/4€645€142▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€7k€0▼
Taxes450/3€7k€0▼
Other amounts payable47/48€11k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€513€527▲
Gross operating margin9900€24k€-12k▼
Operating profit (loss)9901€23k€-13k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€-302€72▲
Recurring financial charges65€-302€72▲
Profit (loss) for the period before taxes9903€26k€-8k▼
Income taxes67/77€7k€0▼
Profit (loss) for the period9904€19k€-8k▼
Profit (loss) for the period to be appropriated9905€19k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-8k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼145%
Net result drops to €-8k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 12.07
Current ratio from 2.91 to 12.07; short-term debt falls from €97k to €18k.
31-12
Financial
Equity above €200kEq €204k ▲10.2%
2 profitable years in a row build equity to €204k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Populierenlaan 13621 LanakenGround area
1,880 m²
Building footprint
203 m²
Volume, LiDAR
1,035 m³
Parcel 73064B1438/00E002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CALLENS CONSULTING
since 20222.335.221.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73064B1438/00E002 | Flanders | 1,880 m² | 1 · 203 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.