Equity
€68,489 ▲ 93.9%
CALLENS paid out €7,087 in dividends. That is 14% of the 2025 profit.
CALLENS
Lifetime
20 annual accounts with figures on one time axis, 42 filings since 1984peak €82,922 (2019)
€71,121▲ 67.6%
lowest -€78,471 (2017)
€49,833▲ 109%
peak €94,217 (2006)
€68,489▲ 93.9%
€23,687▼ 48.3%
Board2 names since 2021
2 directorsChristian Callens and 1 other
Documentsfilings and deeds
13-04-2026109 days before the deadline
2025micro format
Gross margin from €42,424 to €71,121Result from €23,897 to €49,833Dividend €7,087Equity from €35,323 to €68,489Debts from €45,790 to €23,687
Key points
from the 2025 annual accountsChecked score
99
Excellent
Financially stronger than 91% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025highest value
06-2025: 0.2%▼ -0.2 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Size: total assets €92,176
lowers risk
Liquidity: current ratio 3.89, cash €36,691
Founded in 1984
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 94% on liquidity, 96% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CALLENS has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CALLENS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CALLENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.89 (1.3 in 2024), above the usual 1.5. Short-term debt is 18.3% and cash 39.8% of total assets. 25.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €68,489
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 days early
2024
87 days early
2023
47 days early
2022
87 days early
2021
114 days early
2020
60 days early
2019
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 79 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0425458727
Changes of role: Christian Callens (director) and Lutgard Famil (director)
General meeting of 02-09-2022 · Gazette deed
First establishment
Vogelkersstraat 6, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CALLENS Bruges | €92,176 | €71,121 | 74.3% | - |
| OFFSHORE Namur | €77,171 | €52,978 | -27.4% | - |
| NORDATA BELGIUM CORPORATION Gembloux | €118,735 | €72,849 | 34.4% | 1 |
| ACADEMIA Antwerp | €126,420 | €48,333 | 39.5% | - |
| NT-DIS Woluwe-Saint-Lambert | €92,641 | €52,944 | 31.0% | - |
| CENTRE D'INFORMATIQUE APPLIQUEE Ath | €148,903 | €56,204 | 97.3% | - |
| OFFICE EQUIPMENT CY Namur | €99,309 | €44,408 | 92.8% | - |
These companies have the same main activity as CALLENS: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €77,200 and €149,000, founded between 1986 and 1992.
Official details
Source: KBO- Status
- Active since 07-02-1984Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400and 1 other
- Establishment unit
- 2.024.128.7918200 Bruges, since 01-04-1984
- Financial year end
- 31 December
- Peppol
- Reachable since 04-06-2025
Annual accounts 2025
- ≈ €540,000estimated
- €92,176▲ 13.6%
- Filing
- Filed on 13-04-2026, 109 days before the end of the filing period
Insights on CALLENS
CALLENS files the micro format. That format states no turnover. The gross margin rose from -€24,281 in 2006 to €71,121 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CALLENS
- What is the company number of CALLENS?
- The company number of CALLENS is 0425.458.727. The VAT number is the same number with BE in front: BE 0425.458.727.
- Where is CALLENS based?
- The registered office is at Vogelkersstraat 6, 8200 Bruges.Company details
- What does CALLENS do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of CALLENS?
- CALLENS is a private limited company (BV).
- When was CALLENS founded?
- CALLENS was founded on 07-02-1984.
- Is CALLENS still active?
- Yes, CALLENS is an active enterprise in the KBO register.
- What is the turnover of CALLENS?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €71,121 and 295 comparable companies (NACE 47). It probably lies between €300,000 and €880,000.Financials
- Is CALLENS profitable?
- In financial year 2025, CALLENS made a profit of €49,833.
- Where can I find the annual accounts of CALLENS?
- CALLENS filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CALLENS due?
- CALLENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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