CALL INTERNATIONAL
ActiveCALL INTERNATIONAL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-174k) and a net result of €-129k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 682 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.67 in 2024; short-term debt: 189.2% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-89.5%
Return on assets
-66.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-174k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
14 d early
2023
49 d early
2022
35 d early
2021
11 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-129k▼ 200%
2024 · €-43k
2018: €-77k
2019: €-97k
2020: €-5k
2021: €-81k
2022: €40k
2023: €110k
2024: €-43k
2018 → 2025
Working capital
€-210k▼ 120%
2024 · €-95k
2018: €16k
2019: €-138k
2020: €-193k
2021: €-260k
2022: €-199k
2023: €-82k
2024: €-95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-151k-€-112k▲ 26.2%€-2k▲ 98.3%€-45k▼ 2,296%€-174k▼ 287%
Operating result€-77k-€50k€117k▲ 133%€-39k€-126k▼ 225%
Net result€-81k-€40k€110k▲ 177%€-43k€-129k▼ 200%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €126k in 2025 against €39k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€36k▼ 28.8%
Current assets
€159k▼ 19.2%
Key figures and ratios
EBITDA
€-109k▼
2024 · €-6k
Cash flow
€-113k▼
2024 · €-10k
Solvency
-89.5%▼
2024 · -18.2%
Current ratio
0.43▼
2024 · 0.67
Quick ratio
0.40▼
2024 · 0.61
Debt / equity
-2.12▲
2024 · -6.49
ROA
-66.4%▼
2024 · -17.5%
Interest coverage
-24.82▼
2024 · -1.37
Debt
€369k▲
2024 · €292k
Debt ≤ 1 year
€368k▲
2024 · €291k
Income taxes
€258▼
2024 · €349
Staff costs
€44k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€195k▼
Fixed assets21/28€51k€36k▼
Intangible fixed assets21€15k€0▼
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Financial fixed assets28€33k€33k=
Current assets29/58€196k€159k▼
Stocks and contracts in progress3€19k€10k▼
Stocks30/36€19k€10k▼
Amounts receivable within one year40/41€164k€131k▼
Trade receivables40€164k€131k▼
Other amounts receivable41-€0
Cash at bank and in hand54/58€109€19▼
Deferred charges and accrued income490/1€13k€18k▲
Equity and liabilities
Total equity and liabilities10/49€247k€195k▼
Equity10/15€-45k€-174k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-65k€-195k▼
Amounts payable17/49€292k€369k▲
Amounts payable within one year42/48€291k€368k▲
Financial debts43€70k€68k▼
Credit institutions430/8€70k€68k▼
Trade debts44€147k€194k▲
Suppliers440/4€147k€194k▲
Advances received on contracts in progress46€43k€68k▲
Taxes, remuneration and social security45€28k€39k▲
Taxes450/3€20k€8k▼
Remuneration and social security454/9€8k€31k▲
Other amounts payable47/48€4k€0▼
Accrued charges and deferred income492/3€536€536=
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€44k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€13k€13k▲
Non-recurring operating charges66A-€220
Gross operating margin9900€51k€-50k▼
Operating profit (loss)9901€-39k€-126k▼
Financial income75/76B€61€1k▲
Recurring financial income75€61€1k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-43k€-129k▼
Income taxes67/77€349€258▼
Profit (loss) for the period9904€-43k€-129k▼
Profit (loss) for the period to be appropriated9905€-43k€-129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-195k▼
Profit (loss) brought forward from the previous period14P€-22k€-65k▼
Social balance
Average headcount (FTE)90871.21.1▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-129k
Net result drops to €-129k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €110k ▲177%
Operating result €117k, net result €110k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €40k
Net result €40k after 4 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-12-2023
CHATEAU Marie: Resigned as Manager
21-12-2023
GÉRARD Valérie Mariette Pierre: Resigned as Manager
21-12-2023
NINANE Sandrine Marie Christine Paule: Resigned as Manager
21-12-2023
WAUQUIER Nicolas Robert Louis Marie Ghislain: Resigned as Manager
Location & real-estate footprint
Registered office, Waterloo · 3 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève Richelle 161M1410 WaterlooGround area
1.9 ha
Building footprint
6,421 m²
Volume, LiDAR
115,341 m³
4 parcels, Brussels, Wallonia · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
3 establishment units
CALL INTERNATIONAL
since 19942.067.652.592
Louizalaan 251, 1050 Elsene
since 20002.067.652.493
Quai Sur Meuse 19, 4000 Liège
since 20142.253.225.371
4 parcels
Wallonia
3
(75%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 25763M0600/00R000 | Wallonia | 4,633 m² | 1 · 788 m² | 18.1 m · 5 fl. |
| 62063A0748/00D000 ProtectedMonument |
Wallonia | 2,628 m² | 1 · 2,281 m² | 29.8 m · 3 fl. |
| 21807G0135/00T003 | Brussels | 1,574 m² | 1 · 1,579 m² | 46.6 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1994
Fiscal year end31-12
Activities, NACEBEL
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:04/268.19.24