Caliner
ActiveCaliner has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €1k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency26▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.2%
Return on assets
0.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9183 sector peers (2025).
NBB · sector comparisonPosition among 9183 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
33 d early
2022
33 d early
2021
32 d early
2020
16 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▲ 44.4%
2024 · €3k
2018: €-63k
2019: €-38k
2020: €-37k
2021: €-40k
2022: €-40k
2023: €-40k
2024: €3k
2018 → 2025
Total assets
€345k▲ 174%
2024 · €126k
2018: €73k
2019: €95k
2020: €64k
2021: €57k
2022: €51k
2023: €56k
2024: €126k
2018 → 2025
Net result
€1k▼ 96.9%
2024 · €43k
2018: €-18k
2019: €25k
2020: €1k
2021: €-3k
2022: €282
2023: €-142
2024: €43k
2018 → 2025
Working capital
€-44k▲ 24.1%
2024 · €-58k
2018: €-121k
2019: €-85k
2020: €-83k
2021: €-84k
2022: €-81k
2023: €-82k
2024: €-58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-40k-€-40k▲ 0.7%€-40k▼ 0.4%€3k€4k▲ 44.4%
Operating result€862-€4k▲ 355%€3k▼ 13.2%€27k▲ 704%€5k▼ 82.1%
Net result€-3k-€282€-142€43k€1k▼ 96.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€61k▼ 10.1%
Current assets
€284k▲ 392%
Equity and liabilities €345k
Equity
€4k▲ 44.4%
Debt
€341k▲ 178%
The debt ratio rises from 97.6% to 98.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €36k
Cash flow
€10k▼
2024 · €52k
Solvency
1.2%▼
2024 · 2.4%
Current ratio
0.87▲
2024 · 0.50
Quick ratio
0.87▲
2024 · 0.50
Debt / equity
79.24▲
2024 · 41.23
ROE
30.7%
ROA
0.4%▼
2024 · 34.0%
Interest coverage
2.41▼
2024 · 8.53
Debt
€341k▲
2024 · €123k
Debt ≤ 1 year
€328k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€345k▲
Fixed assets21/28€68k€61k▼
Tangible fixed assets22/27€68k€61k▼
Other tangible fixed assets26€68k€61k▼
Financial fixed assets28€0-
Current assets29/58€58k€284k▲
Amounts receivable within one year40/41€22k€279k▲
Trade receivables40-€30k
Other amounts receivable41€22k€249k▲
Cash at bank and in hand54/58€35k€4k▼
Deferred charges and accrued income490/1€1k€475▼
Equity and liabilities
Total equity and liabilities10/49€126k€345k▲
Equity10/15€3k€4k▲
Contributions10/11€265k€265k=
Capital10€265k€265k=
Issued capital100€265k€265k=
Reserves13€2k€2k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€924€924=
Profit (loss) carried forward14€-264k€-263k▲
Amounts payable17/49€123k€341k▲
Amounts payable within one year42/48€116k€328k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€113k€320k▲
Accrued charges and deferred income492/3€7k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€40k€18k▼
Operating profit (loss)9901€27k€5k▼
Financial income75/76B€20k€2k▼
Recurring financial income75€20k€2k▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€43k€1k▼
Profit (loss) for the period9904€43k€1k▼
Profit (loss) for the period to be appropriated9905€43k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-264k€-263k▲
Profit (loss) brought forward from the previous period14P€-307k€-264k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €282
Net result €282 after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Universiteitstraat 59000 GentGround area
2,315 m²
Building footprint
2,146 m²
Volume, LiDAR
25,281 m³
Parcel 44803C0816/00E000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CALINER
since 19932.061.765.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0816/00E000 | Flanders | 2,315 m² | 1 · 2,146 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
AS Project
BE 0897.982.250
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NENA REAL ESTATE
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JVG Immo
BE 0795.766.620
Boechout · Eq €4k
ALVAREZ CAPITAL
BE 0676.677.740
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Nenacasa
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Roeselare · Eq €4k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-09-1992
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
74142
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
70200Business and other management consultancy
70220Business consulting
70322
77399Renting and leasing of other machinery, equipment and tangible goods
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.