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Calima

Active
Private limited companyfounded 200422 yrs activeKoekoekdreef 11, 2980 Zoersel, BelgiumKBO/BCE: BE 0865.560.494
Summary

The computed 12-month bankruptcy probability of Calima is 1.9% (moderate). The 2024 annual accounts show negative equity (-€323,231) and a net result of €37,139. Equity is shrinking by ~15.8% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
22 d early
2023
34 d early
2022
52 d early
2021
27 d early
2020
29 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Calima was incorporated on 2 June 2004.1 Total assets fell from EUR 1.3 million in 2018 to EUR 494,207 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2024, micro schema

Equity
-€323,231▲ 10.3%
2023 · -€360,370
Total assets
€314▼ 10.1%
2023 · €350
Net result
€37,139
2023 · -€493,903
Working capital
-€11,526▲ 68.1%
2023 · -€36,165
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€1,678▲ 57.4%€729-€821-€502▲ 38.9%€37,211
Net result-€12,970▲ 45.5%-€1,007▲ 92.2%-€2,947▼ 193%-€493,903▼ 16,660%€37,139
Equity€137,487▼ 8.6%€136,480▼ 0.7%€133,533▼ 2.2%-€360,370-€323,231▲ 10.3%
Total assets€854,549▼ 19.2%€522,075▼ 38.9%€494,207▼ 5.3%€350▼ 99.9%€314▼ 10.1%
Debt€717,062▼ 21.0%€385,595▼ 46.2%€360,674▼ 6.5%€360,720=€323,545▼ 10.3%
Working capital€291,692▼ 11.7%€330,685▲ 13.4%€457,738▲ 38.4%-€36,165-€11,526▲ 68.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2023 Net result -16,660% on 2022. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2020: -€1,678-€1,678Net result 2020: -€12,970-€12,970Operating result 2021: €729€729Net result 2021: -€1,007-€1,007Operating result 2022: -€821-€821Net result 2022: -€2,947-€2,947Operating result 2023: -€502-€502Net result 2023: -€493,903-€493,903Operating result 2024: €37,211€37,211Net result 2024: €37,139€37,13920202021202220232024-€600,000-€400,000-€200,000€0Operating result 2022: -€821-€821Net result 2022: -€2,947-€2,950Operating result 2023: -€502-€502Net result 2023: -€493,903-€494,000Operating result 2024: €37,211€37,200Net result 2024: €37,139€37,100202220232024
The operating result returns to profit in 2024: €37,211 after a loss of €502 in 2023, the highest result in the available series.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€11,840▼
2023 · €36,515
Debt > 1 year
€311,705▼
2023 · €324,205
Ratios withheld: a balance sheet total of €314 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.5% went bankrupt
5.3% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 29 lines
Balance sheet Code20232024
Assets
Total assets20/58€350€314▼
Current assets29/58€350€314▼
Cash at bank and in hand54/58€350€314▼
Equity and liabilities
Total equity and liabilities10/49€350€314▼
Equity10/15-€360,370-€323,231▲
Contributions10/11€12,400€12,400=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14-€374,630-€337,491▲
Amounts payable17/49€360,720€323,545▼
Amounts payable after more than one year17€324,205€311,705▼
Financial debts170/4€324,205€311,705▼
Amounts payable within one year42/48€36,515€11,840▼
Financial debts43-€11,840
Other loans439-€11,840
Trade debts44€22,025-
Suppliers440/4€22,025-
Other amounts payable47/48€14,490-
Income statement Code20232024
Other operating charges640/8€493€505▲
Gross operating margin9900-€9€37,716▲
Operating profit (loss)9901-€502€37,211▲
Financial charges65/66B€493,401€72▼
Recurring financial charges65€54€72▲
Non-recurring financial charges66B€493,347-
Profit (loss) for the period before taxes9903-€493,903€37,139▲
Profit (loss) for the period9904-€493,903€37,139▲
Profit (loss) for the period to be appropriated9905-€493,903€37,139▲
Appropriation of the result
Profit (loss) to be appropriated9906-€374,630-€337,491▲
Profit (loss) brought forward from the previous period14P€119,273-€374,630▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€969€970€493€505▲ 2.5%
Gross operating margin9900-€710€1,698€149-€9€37,716▲ 419,166%
Operating profit (loss)9901-€1,678€729-€821-€502€37,211▲ 7,512%
Financial income75/76B-€4,012----
Recurring financial income75-€4,012----
Financial charges65/66B-€5,748€2,126€493,401€72▼ 100.0%
Recurring financial charges65€11,292€5,748€2,126€54€72▲ 32.5%
Non-recurring financial charges66B---€493,347--
Profit (loss) for the period before taxes9903-€12,970-€1,007-€2,947-€493,903€37,139▲ 108%
Profit (loss) for the period9904-€12,970-€1,007-€2,947-€493,903€37,139▲ 108%
Profit (loss) for the period to be appropriated9905-€12,970-€1,007-€2,947-€493,903€37,139▲ 108%
Line20202021202220232024Change
Assets
Total assets20/58€854,549€522,075€494,207€350€314▼ 10.1%
Current assets29/58€854,549€522,075€494,207€350€314▼ 10.1%
Amounts receivable within one year40/41€549,389€515,347€493,347---
Trade receivables40-€515,347€493,347---
Cash at bank and in hand54/58€305,160€6,728€860€350€314▼ 10.1%
Equity and liabilities
Total equity and liabilities10/49€854,549€522,075€494,207€350€314▼ 10.1%
Equity10/15€137,487€136,480€133,533-€360,370-€323,231▲ 10.3%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10-€12,400€12,400---
Issued capital100-€18,600€18,600---
Uncalled capital101-€6,200€6,200---
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860---
Legal reserve130-€1,860€1,860---
Distributable reserves133---€1,860€1,860=
Profit (loss) carried forward14€123,227€122,220€119,273-€374,630-€337,491▲ 9.9%
Amounts payable17/49€717,062€385,595€360,674€360,720€323,545▼ 10.3%
Amounts payable after more than one year17€154,205€194,205€324,205€324,205€311,705▼ 3.9%
Financial debts170/4-€194,205€324,205€324,205€311,705▼ 3.9%
Amounts payable within one year42/48€562,857€191,390€36,469€36,515€11,840▼ 67.6%
Current portion of amounts payable after more than one year42-€150,000----
Financial debts43----€11,840-
Other loans439----€11,840-
Trade debts44€23,215€23,699€22,827€22,025--
Suppliers440/4-€23,699€22,827€22,025--
Other amounts payable47/48-€17,691€13,642€14,490--
Line20202021202220232024Change
Profit (loss) for the period9904-€12,970-€1,007-€2,947-€493,903€37,139▲ 108%
Operating cash flow (approximation)-€12,970-€1,007-€2,947-€493,903€37,139▲ 108%
Change in cash--€298,432-€5,868-€510-€36▲ 93.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €37,139
Net result €37,139 after 5 loss-making years.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€493,903
Net result drops to -€493,903, the lowest in the series; recovery starts the following year.
09-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity times 5current ratio 13.55
Current ratio from 2.73 to 13.55; short-term debt falls from €191,390 to €36,469.
04-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
1,880 m²
Building footprint
274 m²
Volume, LiDAR
1,411 m³
Parcel 11017A0049/00A000, Flanders · tallest building 18.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Calima
Koekoekdreef 11, 2980 ZoerselNACE 51900
since 20042.138.742.013
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11017A0049/00A000 Flanders 1,879 m² 1 · 274 m² 18.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded02-06-2004
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.