CALIGIANI
ActiveCALIGIANI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €378k and a net result of €300k. Equity is growing by ~55.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+39
Solvency100▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 8.17 against 2.8 in 2023; short-term debt: 10.2% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.3%
Return on assets
67.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
352 d late
2022
120 d late
2021
198 d late
2020
46 d late
2019
115 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€378k▲ 383%
2023 · €78k
2019: €25k
2020: €36k
2021: €62k
2022: €86k
2023: €78k
2019 → 2024
Total assets
€444k▲ 266%
2023 · €121k
2019: €34k
2020: €54k
2021: €91k
2022: €121k
2023: €121k
2019 → 2024
Net result
€300k
2023 · €-8k
2019: €13k
2020: €11k
2021: €26k
2022: €24k
2023: €-8k
2019 → 2024
Working capital
€326k▲ 325%
2023 · €77k
2019: €20k
2020: €32k
2021: €60k
2022: €85k
2023: €77k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€62k▲ 73.8%€86k▲ 38.9%€78k▼ 9.2%€378k▲ 383%
Operating result€2k-€12k▲ 596%€11k▼ 9.4%€-7k€-147k▼ 2,154%
Net result€11k-€26k▲ 145%€24k▼ 8.4%€-8k€300k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €147k in 2024 against €7k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €444k
Fixed assets
€72k▲ 3,404%
Current assets
€371k▲ 211%
Equity and liabilities €444k
Equity
€378k▲ 383%
Debt
€65k▲ 51.9%
The debt ratio falls from 35.5% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-147k▼
2023 · €-7k
Cash flow
€300k▲
2023 · €-8k
Solvency
85.3%▲
2023 · 64.5%
Current ratio
8.17▲
2023 · 2.80
Quick ratio
8.17▲
2023 · 2.80
Debt / equity
0.17▼
2023 · 0.55
ROE
79.3%▲
2023 · -10.2%
ROA
67.6%▲
2023 · -6.6%
Interest coverage
-61.89▼
2023 · -9.34
Debt
€65k▲
2023 · €43k
Debt ≤ 1 year
€45k▲
2023 · €43k
Debt > 1 year
€20k
Income taxes
€29k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€121k€444k▲
Fixed assets21/28€2k€72k▲
Tangible fixed assets22/27€0€28k▲
Furniture and vehicles24€0€5k▲
Other tangible fixed assets26-€23k
Financial fixed assets28€2k€44k▲
Current assets29/58€119k€371k▲
Amounts receivable after more than one year29€88k€170k▲
Other amounts receivable291€88k€170k▲
Amounts receivable within one year40/41€12k€41k▲
Trade receivables40€1k€23k▲
Other amounts receivable41€11k€18k▲
Current investments50/53€20k€160k▲
Deferred charges and accrued income490/1-€267
Equity and liabilities
Total equity and liabilities10/49€121k€444k▲
Equity10/15€78k€378k▲
Contributions10/11€12k€12k=
Reserves13€74k€366k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€72k€364k▲
Profit (loss) carried forward14€-8k€0▲
Amounts payable17/49€43k€65k▲
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€43k€45k▲
Financial debts43-€414
Other loans439-€414
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€34k€41k▲
Taxes450/3€32k€41k▲
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€408€408▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€237▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€-5k€-141k▼
Operating profit (loss)9901€-7k€-147k▼
Financial income75/76B€3k€479k▲
Recurring financial income75€3k€156k▲
Non-recurring financial income76B-€323k
Financial charges65/66B€699€2k▲
Recurring financial charges65€699€2k▲
Profit (loss) for the period before taxes9903€-5k€329k▲
Income taxes67/77€3k€29k▲
Profit (loss) for the period9904€-8k€300k▲
Profit (loss) for the period to be appropriated9905€-8k€300k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€292k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer to equity691/2-€292k
To other reserves6921-€292k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 352 days late
2024
31-12
Financial
Back to profitnet €300k
Net result €300k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 8.17
Current ratio from 2.80 to 8.17.
31-12
Financial
Equity above €200kEq €378k ▲383%
Equity rises from €78k to €378k.
2023
31-12
Financial
Weakest financial yearnet €-8k ▼133%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 198 days late
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oratoriënberg 281000 BrusselGround area
2,242 m²
Building footprint
2,042 m²
Volume, LiDAR
9,441 m³
Parcel 21803C0819/00K002, Brussels · tallest building 67.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CALIGIANI
since 20192.284.730.674
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0819/00K002 | Brussels | 2,242 m² | 1 · 2,042 m² | 67.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-01-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@htbbedrijfsadviseurs.be
Phone:+3225827511