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CALIGA

Active
Private limited companyfounded 20179 yrs activeClos des Vergers 3, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0677.439.387

CALIGA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €139k and a net result of €25k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
65 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▼-53
Solvency65▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.87 in 2023; short-term debt: 38.6% and cash: 23.8% of total assets), and 59.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
79 d late
2022
80 d late
2021
4 d early
2020
23 d late
2019
46 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€139k▼ 24.4%
2023 · €184k
2018: €56k 2019: €86k 2020: €109k 2021: €131k 2022: €158k 2023: €184k
2018 → 2024
Total assets
€344k▲ 0.2%
2023 · €343k
2018: €202k 2019: €240k 2020: €298k 2021: €298k 2022: €334k 2023: €343k
2018 → 2024
Net result
€25k▼ 74.0%
2023 · €97k
2018: €49k 2019: €31k 2020: €46k 2021: €52k 2022: €71k 2023: €97k
2018 → 2024
Working capital
€-20k▼ 17.8%
2023 · €-17k
2018: €-3k 2019: €-31k 2020: €-31k 2021: €-27k 2022: €-21k 2023: €-17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€109k-€131k▲ 20.8%€158k▲ 20.5%€184k▲ 16.5%€139k▼ 24.4%
Operating result€59k-€68k▲ 15.8%€92k▲ 35.1%€126k▲ 36.8%€88k▼ 30.6%
Net result€46k-€52k▲ 13.7%€71k▲ 36.6%€97k▲ 36.1%€25k▼ 74.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2020: €59k€59kNet result 2020: €46k€46kOperating result 2021: €68k€68kNet result 2021: €52k€52kOperating result 2022: €92k€92kNet result 2022: €71k€71kOperating result 2023: €126k€126kNet result 2023: €97k€97kOperating result 2024: €88k€88kNet result 2024: €25k€25k20202021202220232024
The operating result falls in 2024; 2024 is 31% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €344k
Fixed assets €231k▼ 0.2%
Current assets €113k▲ 0.9%
Equity and liabilities €344k
Equity €139k▼ 24.4%
Provisions €65k
Debt €140k▼ 12.1%
The debt ratio falls from 46.3% to 40.7%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€88k
2023 · €129k
Cash flow
€25k
2023 · €99k
Solvency
40.5%
2023 · 53.7%
Current ratio
0.85
2023 · 0.87
Quick ratio
0.85
2023 · 0.87
Debt / equity
1.00
2023 · 0.86
ROE
18.0%
2023 · 52.5%
ROA
7.3%
2023 · 28.2%
Interest coverage
2.33
2023 · 88.71
Debt
€140k
2023 · €159k
Debt ≤ 1 year
€133k
2023 · €129k
Debt > 1 year
€7k
2023 · €30k
Income taxes
€25k
2023 · €28k
Staff costs
€60k
2023 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€343k€344k
Fixed assets21/28€231k€231k
Tangible fixed assets22/27€1k€775
Furniture and vehicles24€1k€775
Financial fixed assets28€230k€230k=
Current assets29/58€112k€113k
Amounts receivable within one year40/41€92k€9k
Trade receivables40€90k-
Other amounts receivable41€2k€9k
Cash at bank and in hand54/58€20k€82k
Deferred charges and accrued income490/1€367€23k
Equity and liabilities
Total equity and liabilities10/49€343k€344k
Equity10/15€184k€139k
Contributions10/11€19k€19k=
Reserves13€152k€102k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€100k
Profit (loss) carried forward14€14k€19k
Provisions and deferred taxes16-€65k
Provisions for liabilities and charges160/5-€65k
Other liabilities and charges164/5-€65k
Amounts payable17/49€159k€140k
Amounts payable after more than one year17€30k€7k
Financial debts170/4€30k€7k
Amounts payable within one year42/48€129k€133k
Current portion of amounts payable after more than one year42€27k€25k
Trade debts44€5k€10k
Suppliers440/4€5k€10k
Taxes, remuneration and social security45€37k€38k
Taxes450/3€29k€31k
Remuneration and social security454/9€8k€7k
Other amounts payable47/48€60k€60k
Income statement Code20232024
Remuneration, social security and pensions62€56k€60k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€371
Provisions for liabilities and charges: additions (uses and reversals)635/8-€57k
Other operating charges640/8€693€851
Gross operating margin9900€185k€205k
Operating profit (loss)9901€126k€88k
Financial charges65/66B€1k€38k
Recurring financial charges65€1k€38k
Profit (loss) for the period before taxes9903€125k€50k
Income taxes67/77€28k€25k
Profit (loss) for the period9904€97k€25k
Profit (loss) for the period to be appropriated9905€97k€25k
Appropriation of the result
Profit (loss) to be appropriated9906€109k€39k
Profit (loss) brought forward from the previous period14P€13k€14k
Transfer from equity791/2-€50k
Transfer to equity691/2€25k-
To other reserves6921€25k-
Profit to be distributed694/7€71k€70k
Return on contributions (dividend)694€71k€70k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Weakest financial yearnet €25k ▼74%
Net result drops to €25k, the lowest in the series.
18-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
31-12
Financial Highest result since 2018net €97k ▲36.1%
Operating result €126k, net result €97k, both a record.
19-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
31-12
Financial Equity above €150kEq €158k ▲20.5%
5 profitable years in a row build equity to €158k.
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial Equity above €100kEq €109k ▲25.7%
3 profitable years in a row build equity to €109k.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Clos des Vergers 34890 Thimister-Clermont
Ground area
883 m²
Building footprint
145 m²
Volume, LiDAR
919 m³
Parcel 63077A0478/00V000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CALIGA
Clos des Vergers 3, 4890 Thimister-ClermontWholesale trade
since 20172.265.350.965
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63077A0478/00V000 Wallonia 883 m² 1 · 145 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

2549006ZSJ98BSFUUW50
live in the LEI register

Similar companies · same sector, comparable size

Of 11,555 companies in sector 71121 we hold annual accounts for 6,561. 5,246 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-06-2017
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.