Calico
ActiveSummary
Calico has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 60% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency91▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.76 in 2024; short-term debt: 3.7% and cash: 1.1% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
22 d early
2022
20 d early
2021
9 d early
2020
30 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0▼ 100%
2019 · €26k
2019: €26k
2019 → 2021
EBIT margin
-78.3%
Net result
€7k▼ 60.8%
2024 · €18k
2018: €197k
2019: €-17k
2020: €18k
2021: €16k
2022: €-1k
2023: €8k
2024: €18k
2018 → 2025
Working capital
€23k▲ 59.7%
2024 · €14k
2018: €382k
2019: €257k
2020: €276k
2021: €19k
2022: €19k
2023: €2k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€357k-€355k▼ 0.4%€338k▼ 4.8%€356k▲ 5.4%€364k▲ 2.0%
Operating result€15k-€-4k€11k€20k▲ 70.9%€12k▼ 41.2%
Net result€16k-€-1k€8k€18k▲ 130%€7k▼ 60.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€509k ▼ 3.0%
Current assets
€43k ▲ 30.3%
Equity and liabilities €552k
Equity
€364k ▲ 2.0%
Provisions
€51k ▼ 3.3%
Debt
€138k ▼ 7.3%
Debt's share of the balance-sheet total falls from 26.7% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €34k
Cash flow
€23k▼
2024 · €33k
Current ratio
2.12▲
2024 · 1.76
Debt to equity
0.38▼
2024 · 0.42
ROE
2.0%▼
2024 · 5.1%
ROA
1.3%▼
2024 · 3.3%
Interest coverage
8.50▼
2024 · 9.73
Debt ≤ 1 year
€20k▲
2024 · €19k
Debt > 1 year
€118k▼
2024 · €130k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€558k€552k▼
Fixed assets21/28€525k€509k▼
Tangible fixed assets22/27€525k€509k▼
Land and buildings22€523k€509k▼
Furniture and vehicles24€2k€710▼
Current assets29/58€33k€43k▲
Amounts receivable within one year40/41€31k€35k▲
Trade receivables40€18k€18k=
Other amounts receivable41€13k€17k▲
Cash at bank and in hand54/58€1k€6k▲
Deferred charges and accrued income490/1€850€2k▲
Equity and liabilities
Total equity and liabilities10/49€558k€552k▼
Equity10/15€356k€364k▲
Contributions10/11€19k€19k=
Reserves13€338k€345k▲
Tax-exempt reserves132€157k€152k▼
Distributable reserves133€181k€193k▲
Provisions and deferred taxes16€52k€51k▼
Deferred taxes168€52k€51k▼
Amounts payable17/49€149k€138k▼
Amounts payable after more than one year17€130k€118k▼
Financial debts170/4€130k€118k▼
Amounts payable within one year42/48€19k€20k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€142€396▲
Suppliers440/4€142€396▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€2k€28▼
Income statement
Code20242025
Non-recurring operating income76A€74-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€39k€31k▼
Operating profit (loss)9901€20k€12k▼
Financial income75/76B€648€827▲
Recurring financial income75€648€827▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€17k€9k▼
Transfer from deferred taxes780€5k€2k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€18k€7k▼
Transfer from tax-exempt reserves789€15k€5k▼
Profit (loss) for the period to be appropriated9905€33k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€12k▼
Transfer to equity691/2€33k€12k▼
To other reserves6921€33k€12k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 126.00
Current ratio from 12.27 to 126.00; short-term debt falls from €23k to €2k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-17k ▼109%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Nieuwstraat 862000 AntwerpenGround area
4,956 m²
Building footprint
136 m²
Volume, LiDAR
1,926 m³
Parcel 11803C2476/00A000, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CALICO
since 19882.034.822.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2476/00A000 | Flanders | 4,956 m² | 1 · 136 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ALBERS
BE 0418.799.676
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EMPROS
BE 0747.864.159
Sint-Truiden · Eq €363,575
LAURUS M&C
BE 0877.150.511
Hasselt · Eq €363,562
D4D INVEST
BE 0789.750.739
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STEENBEKE
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.