Skip to content

CALIBRATION LAB

Active
Private limited companyfounded 200818 yrs activeNieuwe Steenweg 20, 9810 Nazareth, BelgiumKBO/BCE: BE 0897.115.881
Summary

The computed 12-month bankruptcy probability of CALIBRATION LAB is 3.3% (moderate). The 2024 annual accounts show equity of €404,675 and a net result of €410,943. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 9085 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46646NACE 46696
1 site
Size
€1.6mtotal assets 2024
Staff
9.7 FTE
Equity
€404,675
Profit
€410,943
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2024
Bankruptcy chance 12 m
3.3%
Structure
Parent
APTCO INVEST · 100%
Accounts 63 d overdue0 of 7 deeds read
Why 50- Figures for FY 2024 (filed 09-07-2025)- Liquidity: current ratio 1.21, cash €342, halved+ Founded in 2008+ Profit of €410,943 (FY 2024)Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 46% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 50-8
equity 25.0% of total assets
Liquidity 13-3
short-term debt 69.1% · cash 0.0%
Profitability 100=
return on assets 25.4%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 13 months 10-2025: 0.6%lowest value 11-2025: 0.6%● 0.0% vs 10-2025lowest value 12-2025: 0.6%● 0.0% vs 11-2025lowest value 01-2026: 0.6%● 0.0% vs 12-2025lowest value 02-2026: 0.6%▲ +4.7% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.7%▲ +7.7% vs 03-2026 05-2026: 0.7%▼ -2.1% vs 04-2026 06-2026: 0.6%▼ -4.7% vs 05-2026 07-2026: 0.7%▲ +13.5% vs 06-2026 08-2026: 1.6%▲ +123% vs 07-2026 09-2026: 2.0%▲ +27.6% vs 08-2026 10-2026: 3.3%▲ +61.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 09-07-2025) raises the probability
  • Liquidity: current ratio 1.21, cash €342, halved raises the probability
  • Founded in 2008 lowers the probability for this profile
  • Profit of €410,943 (FY 2024) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.33 in 2023; short-term debt: 69.1% and cash: 0% of total assets), and 75% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 35%, liquidity 14%, profitability 95%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 09-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.21, cash €342, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €410,943 (FY 2024)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
22 d early
2023
12 d early
2022
24 d late
2021
23 d early
2020
25 d early
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Highest result since 2018net €410,943 ▲3.8%
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Among the best 11% on net resultsector median €40,118 · 9,080 companies €410,943 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Controlled by APTCO INVEST 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €410,943 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€1.6m
Profit
€410,943
Solvency
25.0%
Total assets▲ 33.0%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 09-07-2025Annual accounts filed
  2. 31-12-2024Highest result since 2018
  3. 19-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46646
Founded
09-04-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.