The computed 12-month bankruptcy probability of CALGUS is 3.6% (moderate). The 2023 annual accounts show equity of €24k and a net result of €22k. Its solvency ranks better than 63% of 33678 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability100
Solvency81
Growth-
Track record79
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
56.4%
Return on assets
50.5%
Age of the figures
33 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€24k
Total assets
€43k
Net result
€22k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €43k
Fixed assets
€10k
Current assets
€33k
Equity and liabilities €43k
Equity
€24k
Debt
€19k
Debt finances 43.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€23k
Solvency
56.4%
Current ratio
1.76
Quick ratio
1.70
Debt / equity
0.77
ROE
89.6%
ROA
50.5%
Interest coverage
43.68
Debt
€19k
Debt ≤ 1 year
€19k
Income taxes
€9k
Staff costs
€26k
Filed annual accounts
As filed with the NBB · 2023
Balance sheet
Code2023
Assets
Total assets20/58€43k
Fixed assets21/28€10k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€2k
Furniture and vehicles24€3k
Financial fixed assets28€4k
Current assets29/58€33k
Stocks and contracts in progress3€1k
Stocks30/36€1k
Amounts receivable within one year40/41€22k
Trade receivables40€14k
Other amounts receivable41€8k
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€43k
Equity10/15€24k
Contributions10/11€3k
Reserves13€22k
Distributable reserves133€22k
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Remuneration and social security454/9€613
Other amounts payable47/48€3k
Income statement
Code2023
Non-recurring operating income76A€260
Remuneration, social security and pensions62€26k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€997
Gross operating margin9900€59k
Operating profit (loss)9901€31k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€736
Recurring financial charges65€736
Profit (loss) for the period before taxes9903€30k
Income taxes67/77€9k
Profit (loss) for the period9904€22k
Profit (loss) for the period to be appropriated9905€22k
Appropriation of the result
Profit (loss) to be appropriated9906€22k
Transfer to equity691/2€22k
To other reserves6921€22k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitstraat 1462400 MolGround area
1,485 m²
Building footprint
200 m²
Volume, LiDAR
747 m³
Parcel 13435D0759/00H004, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TOTALFIXED
since 20222.338.765.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435D0759/00H004 | Flanders | 1,485 m² | 1 · 200 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 179 EUR awarded · 84 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 179 EUR | 84 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.