CaleVets
ActiveSummary
CaleVets has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €1k. Equity is shrinking by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+2
Solvency30▲+1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.34 in 2024; short-term debt: 27.9% and cash: 1.2% of total assets), and 94.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1272 sector peers (2025).
NBB · sector comparisonPosition among 1272 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
59 d late
2023
36 d early
2022
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 9.7%
2024 · €13k
2022: €33k
2023: €18k
2024: €13k
2022 → 2025
Total assets
€272k▼ 18.0%
2024 · €332k
2022: €352k
2023: €358k
2024: €332k
2022 → 2025
Net result
€1k
2024 · €-5k
2022: €8k
2023: €-15k
2024: €-5k
2022 → 2025
Working capital
€-71k▲ 13.2%
2024 · €-82k
2022: €-39k
2023: €-86k
2024: €-82k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€18k▼ 45.5%€13k▼ 30.0%€14k▲ 9.7%
Operating result€13k-€-11k€3k€5k▲ 81.8%
Net result€8k-€-15k€-5k▲ 64.1%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets
€267k ▼ 7.3%
Current assets
€5k ▼ 89.1%
Equity and liabilities €272k
Equity
€14k ▲ 9.7%
Debt
€258k ▼ 19.1%
Debt's share of the balance-sheet total falls from 96.2% to 94.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €30k
Cash flow
€29k▲
2024 · €23k
Current ratio
0.06▼
2024 · 0.34
Quick ratio
0.04▼
2024 · 0.23
Debt to equity
18.51▼
2024 · 25.08
ROE
8.8%▲
2024 · -42.8%
ROA
0.5%▲
2024 · -1.6%
Interest coverage
9.60▲
2024 · 7.71
Debt ≤ 1 year
€76k▼
2024 · €125k
Debt > 1 year
€182k▼
2024 · €193k
Staff costs
€52k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€332k€272k▼
Fixed assets21/28€289k€267k▼
Tangible fixed assets22/27€289k€267k▼
Land and buildings22€242k€235k▼
Plant, machinery and equipment23€21k€13k▼
Furniture and vehicles24€26k€19k▼
Current assets29/58€43k€5k▼
Stocks and contracts in progress3€14k€1k▼
Stocks30/36€14k€1k▼
Amounts receivable within one year40/41€4k-
Trade receivables40€3k-
Other amounts receivable41€673-
Cash at bank and in hand54/58€22k€3k▼
Deferred charges and accrued income490/1€4k€21▼
Equity and liabilities
Total equity and liabilities10/49€332k€272k▼
Equity10/15€13k€14k▲
Contributions10/11€25k€25k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-21k€-19k▲
Amounts payable17/49€319k€258k▼
Amounts payable after more than one year17€193k€182k▼
Financial debts170/4€193k€182k▼
Amounts payable within one year42/48€125k€76k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€23k€165▼
Suppliers440/4€23k€165▼
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€10k-
Other amounts payable47/48€76k€59k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€20k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€52k€86k▲
Operating profit (loss)9901€3k€5k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-1k€1k▲
Income taxes67/77€4k-
Profit (loss) for the period9904€-5k€1k▲
Profit (loss) for the period to be appropriated9905€-5k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-19k▲
Profit (loss) brought forward from the previous period14P€-15k€-21k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
Ground area
293 m²
Building footprint
258 m²
Volume, LiDAR
2,566 m³
2 parcels, Brussels · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Cale'Vets
since 20222.328.512.120
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0149/00C012 | Brussels | 201 m² | 1 · 189 m² | 13.9 m · 3 fl. |
| 21616G0149/00Y010 | Brussels | 93 m² | 1 · 70 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EasyVet
BE 1015.968.003
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CDVet
BE 1024.007.620
Braine-le-Comte · Eq €14,045
DUBBELDOEL
BE 0776.836.475
Laakdal · Eq €13,823
MY EXOTIC VET
BE 0742.719.201
Lasne · Eq €13,679
MEDANIMA
BE 0780.883.058
Evere · Eq €14,286
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:info.calevets@gmail.com
Phone:0499616488
E-mail:contact@calevets.be
Phone:02 880 19 39